<SEC-DOCUMENT>0001157523-18-001927.txt : 20180912
<SEC-HEADER>0001157523-18-001927.hdr.sgml : 20180912
<ACCEPTANCE-DATETIME>20180911213648
ACCESSION NUMBER:		0001157523-18-001927
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20180911
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20180912
DATE AS OF CHANGE:		20180911

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			POPULAR INC
		CENTRAL INDEX KEY:			0000763901
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				660667416
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34084
		FILM NUMBER:		181065859

	BUSINESS ADDRESS:	
		STREET 1:		209 MUNOZ RIVERA AVE
		STREET 2:		POPULAR CENTER BUILDING
		CITY:			HATO REY
		STATE:			PR
		ZIP:			00918
		BUSINESS PHONE:		7877659800

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 362708
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00936-2708

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANPONCE CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>a51864471.htm
<DESCRIPTION>POPULAR, INC. 8-K
<TEXT>
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    <p style="text-align: center">
      <font style="font-family: Times New Roman; font-size: 16pt"><b>UNITED
      STATES</b></font><b><font style="font-family: Times New Roman; font-size: 16pt"><br style="font-size: 16pt; font-family: Times New Roman"></font><font style="font-family: Times New Roman; font-size: 16pt">SECURITIES
      AND EXCHANGE COMMISSION</font></b><br><font style="font-size: 10pt; font-family: Times New Roman">Washington,
      D.C. 20549</font><br>
    </p>
    <p style="text-align: center">
      <font style="font-size: 18pt"><b>Form 8-K</b></font>
    </p>
<div style="text-align:left">
    <table cellspacing="0" style="margin-bottom: 10.0px; width: 100%; font-family: Times New Roman; font-size: 10pt">
      <tr>
        <td style="padding-left: 0.0px; text-align: center" valign="middle">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>CURRENT REPORT</b>
          </p>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: center" valign="middle">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>Pursuant to Section 13 OR 15(d) of the Securities Exchange Act
            of 1934 </b>
          </p>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: center" valign="middle">
          &#160;
        </td>
      </tr>
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          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>Date of Report (Date of earliest event reported): September 11,
            2018</b>
          </p>
        </td>
      </tr>
    </table>
    </div>
    <p style="text-align: center">
      <u><font style="font-size: 19pt"><b>POPULAR, INC.</b></font></u><br><i><font style="font-size: 10pt; font-family: Times New Roman">(Exact
      name of registrant as specified in its charter)</font></i><br>
    </p>
    <p style="text-align: center">
      <br>

    </p>
<div style="text-align:left">
    <table cellspacing="0" style="margin-bottom: 10.0px; width: 100%; font-family: Times New Roman; font-size: 10pt">
      <tr>
        <td style="padding-left: 0.0px; width: 32%; border-bottom-style: solid; text-align: center; border-bottom-width: 1.0pt; border-bottom-color: black" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>Puerto Rico</b>
          </p>
        </td>
        <td style="width: 2%">
          &#160;
        </td>
        <td style="padding-right: 0.0px; padding-left: 0.0px; width: 32%; white-space: nowrap; border-bottom-style: solid; text-align: center; border-bottom-width: 1.0pt; border-bottom-color: black" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>001-34084</b>
          </p>
        </td>
        <td style="width: 2%">
          &#160;
        </td>
        <td style="padding-right: 0.0px; padding-left: 0.0px; width: 32%; white-space: nowrap; border-bottom-style: solid; text-align: center; border-bottom-width: 1.0pt; border-bottom-color: black" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>66-0667416</b>
          </p>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; width: 32%; text-align: center" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <i>(State or other jurisdiction of<br>incorporation or
            organization)</i>
          </p>
        </td>
        <td style="padding-left: 0.0px; width: 2%; text-align: left" valign="bottom">

        </td>
        <td style="padding-left: 0.0px; width: 32%; text-align: center" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <i>(Commission File Number)</i>
          </p>
        </td>
        <td style="padding-left: 0.0px; width: 2%; text-align: left" valign="bottom">

        </td>
        <td style="padding-left: 0.0px; width: 32%; text-align: center" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <i>(IRS Employer Identification </i>
          </p>
          <p style="margin-top: 0px; margin-bottom: 0px">
            <i>Number)</i>
          </p>
        </td>
      </tr>
    </table>
    </div>
    <div style="text-align:center">
    <table cellspacing="0" style="margin-bottom: 10.0px; width: 100%; font-family: Times New Roman; font-size: 10pt; margin-left:auto;margin-right:auto">
      <tr>
        <td style="width: 12%; border-bottom-style: solid; border-bottom-width: 1.0pt; border-bottom-color: black">
          &#160;
        </td>
        <td style="padding-left: 0.0px; width: 38%; border-bottom-style: solid; text-align: center; border-bottom-width: 1.0pt; border-bottom-color: black" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>209 Munoz Rivera Avenue</b>
          </p>
          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>Hato Rey, Puerto Rico</b>
          </p>
        </td>
        <td style="padding-left: 0.0px; width: 1%; text-align: left; padding-bottom: 2.0px" valign="bottom">
          &#160;
        </td>
        <td style="padding-right: 0.0px; padding-left: 0.0px; width: 49%; white-space: nowrap; border-bottom-style: solid; text-align: center; border-bottom-width: 1.0pt; border-bottom-color: black" valign="bottom">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>00918</b>
          </p>
        </td>
      </tr>
      <tr>
        <td style="width: 12%">
          &#160;
        </td>
        <td style="padding-left: 0.0px; width: 38%; text-align: center" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <i>(Address of principal executive offices)</i>
          </p>
        </td>
        <td style="width: 1%">

        </td>
        <td style="padding-left: 0.0px; width: 49%; text-align: center" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <i>(Zip code)</i>
          </p>
        </td>
      </tr>
    </table>
    </div>
<div style="text-align:left">
    <table cellspacing="0" style="margin-bottom: 10.0px; width: 100%; font-family: Times New Roman; font-size: 10pt">
      <tr>
        <td style="padding-right: 0.0px; padding-left: 0.0px; white-space: nowrap; border-bottom-style: solid; text-align: center; border-bottom-width: 1.0pt; border-bottom-color: black" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>(787) 765-9800</b>
          </p>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: center" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <i>(Registrant&#8217;s telephone number, including area code)</i>
          </p>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          &#160;
        </td>
      </tr>
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          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>NOT APPLICABLE</b>
          </p>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: center" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <i>(Former name, former address and former fiscal year, if changed
            since last report)</i>
          </p>
        </td>
      </tr>
    </table>
    </div>
    <p>
      <br>
      <font style="font-size: 10pt; font-family: Times New Roman">Check the
      appropriate box below if the Form 8-K filing is intended to
      simultaneously satisfy the filing obligation of the registrant under any
      of the following provisions:</font>
    </p>
    <p>
      <font style="font-size: 10pt; font-family: Arial Unicode MS">&#8414;</font>
      <font style="font-size: 10pt; font-family: Times New Roman">Written
      communications pursuant to Rule 425 under the Securities Act (17 CFR
      230.425)</font>
    </p>
    <p>
      <font style="font-size: 10pt; font-family: Arial Unicode MS">&#8414;</font>
      <font style="font-size: 10pt; font-family: Times New Roman">Soliciting
      material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)</font>
    </p>
    <p>
      <font style="font-size: 10pt; font-family: Arial Unicode MS">&#8414;</font>
      <font style="font-size: 10pt; font-family: Times New Roman">Pre-commencement
      communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
      240.14d-2(b))</font>
    </p>
    <p>
      <font style="font-size: 10pt; font-family: Arial Unicode MS">&#8414;</font>
      <font style="font-size: 10pt; font-family: Times New Roman">Pre-commencement
      communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
      240.13e-4(c))</font><br><br>Indicate by check mark whether the
      registrant is an emerging growth company as defined in Rule 405 of the
      Securities Act of 1933 (&#167; 230.405 of this chapter) or Rule 12b-2 of the
      Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).
    </p>
    <p>
      Emerging growth company <font style="font-size: 12pt; font-family: Arial Unicode MS">&#8414;</font>
    </p>
    <p>
      If an emerging growth company, indicate by check mark if the registrant
      has elected not to use the extended transition period for complying with
      any new or revised financial accounting standards provided pursuant to
      Section 13(a) of the Exchange Act.&#160;&#160;<font style="font-size: 12pt; font-family: Arial Unicode MS">&#8414;</font>
    </p>
    <div style="margin-bottom: 10pt; margin-right: 0pt; width: 100%; text-indent: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="color: black; height: 1.5pt">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
    <p>

    </p>
    <p style="text-align: justify">
      <b>Item 8.01. Other Events.</b>
    </p>
    <p style="text-indent: 30.0px; text-align: justify">
      On September 11, 2018, Popular, Inc. (the &#8220;Corporation&#8221;) issued a press
      release announcing that it had agreed to sell an aggregate of
      $300,000,000 principal amount of its 6.125% Senior Notes due 2023 (the
      &#8220;Senior Notes&#8221;). The Senior Notes will bear interest at a rate of 6.125%
      per year, payable on March 14 and September 14 of each year, commencing
      on March 14, 2019. The Senior Notes will mature on September 14, 2023.&#160;&#160;&#160;
    </p>
    <p style="text-indent: 30.0px; text-align: justify">
      A copy of the press release is attached hereto as Exhibit 99.1.
    </p>
    <p style="text-align: justify">
      <b>Item 9.01. Financial Statements and Exhibits. </b>
    </p>
    <p style="text-indent: 30.0px; text-align: justify">
      The following exhibit shall not be deemed &#8220;filed&#8221; for purposes of the
      Securities Exchange Act of 1934, as amended, nor shall it be
      incorporated by reference into any of the Corporation&#8217;s filings under
      the Securities Act of 1933, as amended, unless otherwise expressly
      stated in such filing.
    </p>
    <p style="margin-left: 30.0px; text-align: justify">
      <a href="a51864471ex99_1.htm">99.1</a>&#160;&#160;&#160;&#160;&#160;<a href="a51864471ex99_1.htm">&#160;Press
      release dated September 11, 2018.</a>
    </p>
    <div style="margin-bottom: 10pt; margin-right: 0pt; width: 100%; text-indent: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="color: black; height: 1.5pt">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
    <p style="margin-left: 30.0px; text-align: justify">

    </p>
    <p style="text-align: center">
      <u><font style="font-size: 10pt; font-family: Times New Roman"><b>SIGNATURE</b></font></u>
    </p>
    <p style="text-align: left">
      Pursuant to the requirements of the Securities Exchange Act of 1934, as
      amended, the registrant has duly caused this report to be signed on its
      behalf by the undersigned hereunto duly authorized.
    </p>
<div style="text-align:left">
    <table cellspacing="0" style="margin-bottom: 10.0px; width: 100%; font-family: Times New Roman; font-size: 10pt">
      <tr>
        <td style="width: 25%">

        </td>
        <td style="padding-left: 0.0px; width: 25%; text-align: left" valign="top">
          &#160;
        </td>
        <td style="width: 4%">

        </td>
        <td style="padding-left: 0.0px; width: 46%; text-align: center" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <u><b>POPULAR, INC.</b></u><br>(Registrant)
          </p>
        </td>
      </tr>
      <tr>
        <td style="width: 25%">

        </td>
        <td style="width: 25%">

        </td>
        <td style="width: 4%">

        </td>
        <td style="padding-left: 0.0px; width: 46%; text-align: left" valign="top">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; width: 25%; text-align: left; padding-bottom: 2.0px" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            Date: September 11, 2018
          </p>
        </td>
        <td style="width: 25%">

        </td>
        <td style="padding-left: 0.0px; width: 4%; text-align: left; padding-bottom: 2.0px" valign="top">
          By:
        </td>
        <td style="padding-left: 0.0px; width: 46%; border-bottom-style: solid; text-align: left; border-bottom-width: 1.0pt; border-bottom-color: black" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            <b>/s/ Javier D. Ferrer</b>
          </p>
        </td>
      </tr>
      <tr>
        <td style="width: 25%">

        </td>
        <td style="width: 25%">

        </td>
        <td style="width: 4%">

        </td>
        <td style="padding-left: 0.0px; width: 46%; text-align: left" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            Javier D. Ferrer
          </p>
        </td>
      </tr>
      <tr>
        <td style="width: 25%">

        </td>
        <td style="width: 25%">

        </td>
        <td style="width: 4%">

        </td>
        <td style="padding-left: 0.0px; width: 46%; text-align: left" valign="top">
          <p style="margin-top: 0px; margin-bottom: 0px">
            Executive Vice President, General Counsel and Secretary
          </p>
        </td>
      </tr>
    </table>
    </div>
    <p>

    </p>
    <p style="text-align: center">

    </p>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>a51864471ex99_1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<html>
  <head>
    <title></title>
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    <p style="text-align: right">
      <b>Exhibit 99.1</b>
    </p>
    <p style="text-align: center">
      <font style="font-size: 12pt; font-family: Times New Roman"><b>Popular,
      Inc. Announces Pricing of Public Offering of $300,000,000 Principal
      Amount of 6.125% Senior Notes due 2023</b></font>
    </p>
    <p style="text-align: center">

    </p>
    <p>
      SAN JUAN, Puerto Rico--(BUSINESS WIRE)--September 11, 2018--Popular,
      Inc. (&#8220;Popular&#8221;) (NASDAQ:BPOP) announced today that it has agreed to
      sell an aggregate of $300,000,000 principal amount of its 6.125% Senior
      Notes due 2023 (the &#8220;Senior Notes&#8221;). Popular intends to use the net
      proceeds from the offering plus available cash to redeem $450 million
      aggregate principal amount of its outstanding 7.00% Senior Notes due on
      July 1, 2019.
    </p>
    <p>
      The Senior Notes will bear interest at a rate of 6.125% per year,
      payable on March 14 and September 14 of each year, commencing on March
      14, 2019. The Senior Notes will mature on September 14, 2023.
    </p>
    <p>
      J.P. Morgan Securities LLC, Barclays Capital Inc., Goldman Sachs &amp; Co.
      LLC and Morgan Stanley &amp; Co. LLC are acting as joint book-running
      managers of the offering. Popular Securities, LLC is acting as one of
      the co-managers of the offering. The offering is being conducted as a
      public offering by means of a prospectus supplement filed as part of an
      effective shelf registration statement filed with the Securities and
      Exchange Commission (&#8220;SEC&#8221;) on Form S-3. Popular expects to close the
      offering on or about September 14, 2018.
    </p>
    <p>
      Before investing in the offering, interested parties should read the
      prospectus supplement and the accompanying prospectus for the offering
      and the other documents Popular has filed with the SEC, which are
      incorporated by reference in the prospectus supplement and the
      accompanying prospectus and provide more complete information about
      Popular and the offering. Copies of the preliminary prospectus
      supplement and the accompanying prospectus relating to the offering may
      be obtained, when available, from J.P. Morgan Securities LLC, 383
      Madison Avenue, New York, NY 10179, Attention: Investment Grade
      Syndicate Desk or by calling (212)-834-4533; Barclays Capital Inc., 745
      Seventh Avenue, New York, New York 10019, Attention: Syndicate
      Registration or by calling (888) 603-5847; Goldman Sachs &amp; Co. LLC, 200
      West Street, New York, New York 10282, Attention: Registration
      Department or by calling (866) 471-2526; Morgan Stanley &amp; Co. LLC, 1585
      Broadway, 29th Floor, New York, New York 10036, Attention: Investment
      Banking Division or by calling (866) 471-2526. Electronic copies of the
      prospectus supplement may be obtained by visiting EDGAR on the SEC&#8217;s
      website at <u>http://www.sec.gov/</u>.
    </p>
    <p>
      This announcement does not constitute an offer to sell or a solicitation
      of an offer to buy nor shall there be any sale of the securities in any
      state or jurisdiction in which such offer, solicitation or sale would be
      unlawful prior to registration or qualification under the securities
      laws of any such state or jurisdiction. This press release is being
      issued pursuant to and in accordance with Rule 134 under the Securities
      Act of 1933, as amended. Any offer, if at all, will be made only by
      means of a prospectus supplement and the accompanying prospectus,
      forming a part of the effective registration statement.
    </p>
    <div style="margin-bottom: 10pt; margin-right: 0pt; width: 100%; text-indent: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="color: black; height: 1.5pt">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
    <p>
      <b>About Popular, Inc.</b>
    </p>
    <p>
      Popular, Inc. is the leading financial institution in Puerto Rico, by
      both assets and deposits, and ranks among the top 50 U.S. bank holding
      companies by assets. Founded in 1893, Banco Popular de Puerto Rico,
      Popular&#8217;s principal subsidiary, provides retail, mortgage and commercial
      banking services in Puerto Rico and the U.S. Virgin Islands. Popular
      also offers in Puerto Rico auto and equipment leasing and financing,
      investment banking, broker-dealer and insurance services through
      specialized subsidiaries. In the mainland United States, Popular
      provides retail, mortgage and commercial banking services through its
      New York-chartered banking subsidiary, Popular Bank, which has branches
      located in New York, New Jersey and Florida.
    </p>
    <p>
      <b>Cautionary Note Regarding Forward-Looking Statements</b>
    </p>
    <p>
      This press release contains &#8220;forward-looking statements&#8221; within the
      meaning of the U.S. Private Securities Litigation Reform Act of 1995,
      including without limitation those about Popular&#8217;s business, financial
      condition, results of operations, plans, objectives, and future
      performance. These statements are not guarantees of future performance,
      are based on management&#8217;s current expectations and, by their nature,
      involve risks, uncertainties, estimates and assumptions. Potential
      factors, some of which are beyond Popular&#8217;s control, could cause actual
      results to differ materially from those expressed in, or implied by,
      such forward-looking statements. Risks and uncertainties include without
      limitation the effect of competitive and economic factors, and our
      reaction to those factors, the adequacy of the allowance for loan
      losses, delinquency trends, market risk and the impact of interest rate
      changes, capital market conditions, capital adequacy and liquidity, the
      effect of legal proceedings and new accounting standards on Popular&#8217;s
      financial condition and results of operations, the impact of Hurricanes
      Irma and Maria on us, our ability to successfully integrate the auto
      finance business acquired from Wells Fargo &amp; Company, as well as the
      unexpected costs, including, without limitation, costs due to exposure
      to any unrecorded liabilities or issues not identified during the due
      diligence investigation of the business or that are not subject to
      indemnification or reimbursement, and risks that the business may suffer
      as a result of the transaction, including due to adverse effects on
      relationships with customers, employees and service providers. All
      statements contained herein that are not clearly historical in nature,
      are forward-looking, and the words &#8220;anticipate,&#8221; &#8220;believe,&#8221; &#8220;continues,&#8221;
      &#8220;expect,&#8221; &#8220;estimate,&#8221; &#8220;intend,&#8221; &#8220;project&#8221; and similar expressions, and
      future or conditional verbs such as &#8220;will,&#8221; &#8220;would,&#8221; &#8220;should,&#8221; &#8220;could,&#8221;
      &#8220;might,&#8221; &#8220;can,&#8221; &#8220;may&#8221; or similar expressions, are generally intended to
      identify forward-looking statements.
    </p>
    <p>
      More information on the risks and important factors that could affect
      Popular&#8217;s future results and financial condition is included in our
      Annual Report on Form 10-K for the year ended December&#160;31, 2017 and our
      Quarterly Reports on Form 10-Q for the quarters ended March&#160;31, 2018 and
      June 30, 2018. Our filings are available on Popular&#8217;s website (<u>www.popular.com</u>)
      and on the Securities and Exchange Commission website (<u>www.sec.gov</u>).
      Popular assumes no obligation to update or revise any forward-looking
      statements or information which speak as of their respective dates.
    </p>
    <p>

    </p>
    <p>
      CONTACT:<br>Popular, Inc.<br>Investor Relations:<br>Brett Scheiner,
      212-417-6721<br>Investor Relations Officer<br><u>BScheiner@BPOP.com</u><br>or<br>Media
      Relations:<br>Teruca Rull&#225;n, 787-281-5170<br>Mobile: 917-679-3596<br>Senior
      Vice President, Corporate Communications
    </p>
    <p>

    </p>
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