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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Interest income:      
Loans $ 1,747,827 $ 1,742,390 $ 1,802,968
Money market investments 21,147 19,721 89,823
Investment securities 353,663 329,440 368,002
Total interest income 2,122,637 2,091,551 2,260,793
Interest expense:      
Deposits 111,621 175,855 304,858
Short-term borrowings 319 2,457 6,100
Long-term debt 53,107 56,626 58,141
Total interest expense 165,047 234,938 369,099
Net interest income 1,957,590 1,856,613 1,891,694
Provision for credit losses (benefit) (193,464) 292,536 165,779
Net interest income after provision for credit losses (benefit) 2,151,054 1,564,077 1,725,915
Non-interest income:      
Mortgage banking activities 50,133 10,401 32,093
Net gain (loss) on sale of debt securities 23 41 (20)
Net gain, including impairment on equity securities 131 6,279 2,506
Net (loss) profit on trading account debt securities (389) 1,033 994
Net (loss) gain on sale of loans, including valuation adjustments on loans held-for-sale (73) 1,234 0
Adjustments (expense) to indemnity reserves on loans sold 4,406 390 (343)
Other operating income 113,951 87,219 88,514
Total non-interest income 642,128 512,312 569,883
Operating expenses:      
Personnel costs 631,802 564,205 590,625
Net occupancy expenses 102,226 119,345 96,339
Equipment expenses 92,097 88,932 84,215
Other taxes 56,783 54,454 51,653
Professional fees 410,865 394,122 384,411
Communications 25,234 23,496 23,450
Business promotion 72,981 57,608 75,372
FDIC deposit insurance 25,579 23,868 18,179
Other real estate owned (OREO) (income) expenses (14,414) (3,480) 4,298
Other operating expenses 136,988 128,882 139,570
Amortization of intangibles 9,134 6,397 9,370
Total operating expenses 1,549,275 1,457,829 1,477,482
Income before income tax 1,243,907 618,560 818,316
Income tax expense 309,018 111,938 147,181
Net Income 934,889 506,622 671,135
Net Income Applicable to Common Stock $ 933,477 $ 504,864 $ 667,412
Net Income per Common Share - Basic $ 11.49 $ 5.88 $ 6.89
Net Income per Common Share - Diluted $ 11.46 $ 5.87 $ 6.88
Service charges on deposit accounts      
Non-interest income:      
Revenue from contract with customer $ 162,698 $ 147,823 $ 160,933
Other services      
Non-interest income:      
Revenue from contract with customer $ 311,248 $ 257,892 $ 285,206