EX-31.2 6 d936763dex312.htm EX-31.2
1
CERTIFICATION
EXHIBIT 31.2
I, Jorge J. Garcia, certify that:
1. I have reviewed this report on Form 10-Q of Popular, Inc.;
2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material
fact necessary to make the statements made, in light of the circumstances under which such statements were made, not
misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly
present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and
for, the periods presented in this report;
4. The registrant's
other certifying officer
and I are
responsible for establishing
and maintaining disclosure
controls and
procedures (as defined in Exchange Act
Rules 13a-15(e) and 15d-15(e)) and
internal control over financial reporting (as
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a)
Designed
such
disclosure
controls
and
procedures,
or
caused
such
disclosure
controls
and
procedures
to
be
designed
under
our
supervision,
to
ensure
that
material
information
relating
to
the
registrant,
including
its
consolidated subsidiaries, is made
known to us by
others within those entities,
particularly during the period
in
which this report is being prepared;
b)
Designed such internal control
over financial reporting, or
caused such internal control
over financial reporting
to
be
designed
under
our
supervision,
to
provide
reasonable
assurance
regarding
the
reliability
of
financial
reporting
and
the
preparation
of
financial
statements
for
external
purposes
in
accordance
with
generally
accepted accounting principles;
c)
Evaluated
the effectiveness
of
the
registrant's disclosure
controls
and procedures
and presented
in
this report
our conclusions
about the
effectiveness of
the disclosure
controls and
procedures, as
of the
end of
the period
covered by this report based on such evaluation; and
d)
Disclosed
in
this
report
any
change
in
the
registrant’s
internal
control
over
financial
reporting
that
occurred
during the
registrant’s
most recent
fiscal quarter
(the registrant’s
fourth fiscal
quarter in
the case
of an
annual
report) that
has materially
affected, or
is reasonably
likely to
materially affect,
the registrant’s
internal control
over financial reporting; and
5. The
registrant's other
certifying officer
and I
have disclosed,
based on
our most
recent evaluation
of internal
control
over
financial
reporting,
to
the
registrant's
auditors
and
the
audit
committee
of
the
registrant's
board
of
directors
(or
persons performing the equivalent functions):
a)
All significant deficiencies and material weaknesses in the design or operation
of internal control over financial
reporting which
are reasonably
likely to
adversely affect
the registrant’s
ability to
record, process,
summarize
and report financial information; and
b)
Any fraud,
whether or
not material,
that involves
management or other
employees who
have a
significant role
in the registrant's internal controls over financial reporting.
Date:
May 12, 2025
By: /s/ Jorge J. García
Jorge J. García
Chief Financial Officer