XML 84 R63.htm IDEA: XBRL DOCUMENT

Commitments and contingencies (Tables)	6 Months Ended
Commitments and contingencies (Tables)	Jun. 30, 2025
Commitments and Contingencies Disclosure
Financial Instruments with Off-Balance Sheet Credit Risk, Whose Contract Amounts Represent Potential Credit Risk	Financial instruments with off-balance sheet credit risk, whose contract amounts represent potential credit risk as of the end of the periods presented were as follows: (In thousands) June 30, 2025 December 31, 2024 Commitments to extend credit: Credit card lines $ 6,201,145 $ 5,599,823 Commercial lines of credit 4,271,702 3,971,331 Construction lines of credit 1,114,750 1,131,824 Other consumer unused credit commitments 271,638 260,121 Commercial letters of credit 10,284 5,002 Standby letters of credit 124,831 144,845 Commitments to originate or fund mortgage loans 17,556 29,604
Direct exposure to the Puerto Rico government by maturity	The following table details the loans and investments representing the Corporation’s direct exposure to the Puerto Rico government according to their maturities as of June 30, 2025 (In thousands) Investment Portfolio Loans Total Outstanding Total Exposure Central Government Within 1 year $ 3 $ - $ 3 $ 47,403 After 10 years 40 - 40 40 Total Central Government 43 - 43 47,443 Municipalities Within 1 year 2,540 12,764 15,304 17,304 After 1 to 5 years 7,885 147,033 154,918 154,918 After 5 to 10 years 655 146,732 147,387 147,387 After 10 years - 44,582 44,582 44,582 Total Municipalities 11,080 351,111 362,191 364,191 Total Direct Government Exposure $ 11,123 $ 351,111 $ 362,234 $ 411,634