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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income:        
Loans $ 702,039 $ 664,731 $ 2,053,299 $ 1,952,200
Money market investments 66,867 96,061 206,565 272,893
Investment securities 197,743 176,656 567,655 528,403
Total interest income 966,649 937,448 2,827,519 2,753,496
Interest expense:        
Deposits 303,432 350,985 896,353 1,020,420
Short-term borrowings 4,616 1,430 11,342 3,748
Long-term debt 12,096 12,560 36,173 37,799
Total interest expense 320,144 364,975 943,868 1,061,967
Net interest income 646,505 572,473 1,883,651 1,691,529
Provision for credit losses 75,125 71,448 188,147 190,840
Net interest income after provision for credit losses 571,380 501,025 1,695,504 1,500,689
Mortgage banking activities 2,771 2,670 11,332 12,753
Net gain (loss), including impairment on equity securities 2,197 (546) 3,645 876
Net gain on trading account debt securities 398 817 1,456 1,455
Adjustments to indemnity reserves on loans sold 36 808 329 783
Other operating income 25,340 23,270 61,608 75,173
Total non-interest income 171,195 164,082 491,733 494,206
Operating expenses:        
Personnel costs 232,988 201,856 675,056 614,657
Net occupancy expenses 26,083 28,031 82,441 83,764
Equipment expenses 5,313 9,349 16,404 28,578
Other taxes 17,967 17,757 55,324 47,465
Professional fees 25,808 26,708 80,741 93,370
Technology and software expenses 87,117 88,452 255,481 247,666
Processing and transactional services 38,408 34,320 114,050 107,610
Communications 4,836 5,229 14,750 14,143
Business promotion 27,304 25,637 77,364 72,075
Deposit insurance 10,873 10,433 30,315 44,901
Other real estate owned (OREO) income (3,408) (2,674) (10,862) (13,745)
Other operating expenses 8,614 21,519 53,630 77,293
Amortization of intangibles 384 704 1,366 2,233
Goodwill impairment 13,000 0 13,000 0
Total operating expenses 495,287 467,321 1,459,060 1,420,010
Income before income tax 247,288 197,786 728,177 574,885
Income tax expense 35,971 42,463 128,918 138,490
Net Income 211,317 155,323 599,259 436,395
Net Income Applicable to Common Stock $ 210,964 $ 154,970 $ 598,200 $ 435,336
Net Income per Common Share - Basic $ 3.15 $ 2.16 $ 8.78 $ 6.06
Net Income per Common Share - Diluted $ 3.14 $ 2.16 $ 8.78 $ 6.05
Service charges on deposit accounts        
Interest expense:        
Net fees $ 39,077 $ 38,315 $ 116,957 $ 113,283
Other service fees        
Interest expense:        
Net fees $ 101,376 $ 98,748 $ 296,406 $ 289,883