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v3.25.2

LOANS, LEASES, AND ALLOWANCE FOR CREDIT LOSSES (Narrative) (Details) - USD ($) | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Net unamortized purchase premiums, discounts, and deferred loan fees and cost | $ 52,000,000 |  | $ 52,000,000 |  | $ 43,000,000
Accrued interest receivable | $ 279,000,000 |  | $ 279,000,000 |  | $ 281,000,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration] | Other assets |  | Other assets |  | Other assets
Total loans | $ 60,833,000,000 |  | $ 60,833,000,000 |  | $ 59,410,000,000
Loans held for sale | 172,000,000 |  | 172,000,000 |  | 74,000,000
Principal balance of loans sold, serviced loans | 693,000,000 |  | 693,000,000 |  | 615,000,000
Total income from loans sold | 2,000,000 | $ 2,000,000 | 5,000,000 | $ 3,000,000 |
Interest income | 0 | 0 | 0 | 0 |
Financing receivable, commitments threshold for risk classification approach | 1,000,000 |  | 1,000,000 |  |
Real estate acquired through foreclosure (prior year less than) | 1,000,000 |  | 1,000,000 |  | 1,000,000
Mortgage loans in process of foreclosure | 18,000,000 |  | 18,000,000 |  | 14,000,000
Nonaccrual |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Financing receivable, commitments threshold for evaluating individually | 1,000,000 |  | 1,000,000 |  |
Doubtful |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Total loans |  |  |  |  | 14,000,000
Doubtful | Maximum |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Total loans | 1,000,000 |  | 1,000,000 |  |
Payment deferral |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Modified, still in default (prior year approximately) | 0 | $ 3,000,000 | 2,000,000 | 27,000,000 |
Principal forgiveness |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Modified, principal forgiveness (year to date less than) |  |  | 1,000,000 | $ 1,000,000 |
Asset Pledged as Collateral without Right |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Loans held for sale | 41,600,000,000 |  | 41,600,000,000 |  | 40,400,000,000
Commercial: |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Total loans | 31,646,000,000 |  | 31,646,000,000 |  | 30,965,000,000
Commercial real estate: |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Total loans | 13,611,000,000 |  | 13,611,000,000 |  | 13,477,000,000
Consumer: |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Total loans | 15,576,000,000 |  | 15,576,000,000 |  | 14,968,000,000
Land Acquisition and Development | Commercial real estate: |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Total loans | 261,000,000 |  | 261,000,000 |  | 260,000,000
Commercial and industrial | Commercial: |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Total loans | 17,526,000,000 |  | 17,526,000,000 |  | 16,891,000,000
Commercial and industrial | Commercial: | Nonaccrual |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |
Total loans | $ 113,000,000 |  | $ 113,000,000 |  | $ 114,000,000

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