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LEASES (Tables)

9 Months Ended

Sep. 30, 2025

Leases [Abstract]

Schedule of Lease Related Assets and Liabilities

The following schedule presents ROU assets and lease liabilities with the associated weighted average remaining life and discount rate:

(In millions)			September 30, 2025						December 31, 2024
Operating leases
ROU assets, net of amortization			$	205					$	188
Lease liabilities			256						240
Finance leases
ROU assets, net of amortization			3						3
Lease liabilities			3						4
Weighted average remaining lease term (years)
Operating leases			9.6						9.9
Finance leases			14.9						15.6
Weighted average discount rate
Operating leases			4.0		%				3.8		%
Finance leases			3.1		%				3.1		%

Schedule of Lease Expense

The following schedule presents additional information related to lease expense:

			Three Months Ended September 30,												Nine Months Ended September 30,
(In millions)			2025						2024						2025						2024
Lease expense:
Operating lease expense			$	10					$	10					$	30					$	30
Other expenses associated with operating leases 1			17						16						48						46
Total lease expense			$	27					$	26					$	78					$	76
Related cash disbursements for operating leases			$	10					$	11					$	31					$	33

1 Other expenses primarily include property taxes and building and property maintenance.

Schedule of Lease Maturity Analysis

The following schedule presents the total contractual undiscounted lease payments for operating lease liabilities by expected due date for each of the next five years:

(In millions)			Total undiscounted lease payments
2025 1			$	11
2026			41
2027			32
2028			34
2029			30
Thereafter			166
Total lease payments			314
Less imputed interest			58
Total			$	256

1 Represents contractual maturities remaining in 2025.

X

- Definition

Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 842
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478964/842-20-50-4

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X

- References

No definition available.

+ Details

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X

- Definition

Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 842
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478964/842-20-50-6

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X

- Definition

Assets And Liabilities, Lessee

+ References

No definition available.

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