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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income:        
Interest and fees on loans $ 898 $ 899 $ 2,623 $ 2,641
Interest on money market investments 41 67 144 170
Interest on securities 125 138 376 420
Total interest income 1,064 1,104 3,143 3,231
Interest expense:        
Interest on deposits 313 403 951 1,169
Interest on short- and long-term borrowings 79 81 248 259
Total interest expense 392 484 1,199 1,428
Net interest income 672 620 1,944 1,803
Provision for credit losses:        
Provision for loan and lease losses 45 1 65 34
Provision for unfunded lending commitments 4 12 1 (3)
Total provision for credit losses 49 13 66 31
Net interest income after provision for credit losses 623 607 1,878 1,772
Noninterest income:        
Commercial account fees 47 46 138 135
Card fees 24 24 71 72
Retail and business banking fees 19 18 55 50
Loan-related fees and income 20 17 56 50
Capital markets fees and income 24 25 79 70
Wealth management fees 14 14 43 44
Other customer-related fees 15 14 43 42
Customer-related noninterest income 163 158 485 463
Dividends and other income 15 5 34 33
Securities gains (losses), net 11 9 31 11
Total noninterest income 189 172 550 507
Noninterest expense:        
Salaries and employee benefits 337 317 1,015 966
Technology, telecom, and information processing 70 66 205 194
Occupancy and equipment, net 42 40 123 119
Professional and legal services 14 14 40 47
Marketing and business development 11 12 34 35
Deposit insurance and regulatory expense 16 19 58 74
Credit-related expense 6 6 18 19
Other real estate expense, net 0 0 0 (1)
Other 31 28 99 84
Total noninterest expense 527 502 1,592 1,537
Income before income taxes 285 277 836 742
Income taxes 63 63 200 174
Net income 222 214 636 568
Preferred stock dividends (1) (10) (3) (31)
Net earnings applicable to common shareholders $ 221 $ 204 $ 633 $ 537
Weighted average common shares outstanding during the period:        
Basic shares (in shares) 147,045 147,138 147,136 147,197
Diluted shares (in shares) 147,125 147,150 147,175 147,202
Net earnings per common share:        
Basic (in dollars per share) $ 1.48 $ 1.37 $ 4.25 $ 3.61
Diluted (in dollars per share) $ 1.48 $ 1.37 $ 4.25 $ 3.61