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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 636 $ 568
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 66 31
Depreciation and amortization 87 95
Share-based compensation 29 28
Deferred income tax expense 40 3
Net increase in trading securities (99) (20)
Net decrease (increase) in loans held for sale (79) 2
Change in other liabilities (114) (188)
Change in other assets 46 136
Other, net (57) (24)
Net cash provided by operating activities 555 631
CASH FLOWS FROM INVESTING ACTIVITIES    
Net decrease in money market investments 900 186
Proceeds from maturities and paydowns of investment securities held-to-maturity 814 776
Purchases of investment securities held-to-maturity (27) (62)
Proceeds from sales, maturities, and paydowns of investment securities available-for-sale 1,279 1,527
Purchases of investment securities available-for-sale (1,082) (528)
Net change in loans and leases (555) (1,130)
Purchases and sales of other noninterest-bearing investments (36) 21
Purchases of premises and equipment (83) (69)
Acquisition of California branches, net of cash acquired 191 0
Other, net (12) 5
Net cash provided by investing activities 1,389 726
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in deposits (2,003) 757
Net change in short-term borrowed funds (75) (1,460)
Proceeds from the issuance of long-term debt 498 0
Proceeds from the issuance of common stock 6 1
Dividends paid on common and preferred stock (199) (215)
Bank common stock repurchased (41) (35)
Other, net (10) (7)
Net cash used in financing activities (1,824) (959)
Net increase in cash and due from banks 120 398
Cash and due from banks at beginning of period 651 716
Cash and due from banks at end of period 771 1,114
Cash paid for interest 1,202 1,423
Net cash paid for income taxes 173 131
Noncash activities:    
Loans held for investment reclassified to loans held for sale, net 106 144
Deposits acquired in purchase of California branches (at time of purchase) 657 0
Loans acquired in purchase of California branches, net (at time of purchase) $ 423 $ 0