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FINANCE RECEIVABLES - Schedule of Finance Receivables by FICO Score (Details) - USD ($)
$ in Millions
Sep. 30, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total finance receivables $ 3,886.0 $ 3,348.7
Auto Loan Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Current year 1,326.4 1,707.2
Fiscal year before current fiscal year 1,306.3 1,188.6
Two years before current fiscal year 879.6 248.9
Three years before current fiscal year 171.0 27.1
Four years before current fiscal year 17.0  
Total finance receivables 3,700.3 3,171.8
Other Finance Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total finance receivables 185.7 176.9
Less than 599 | Auto Loan Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Current year 44.4 62.2
Fiscal year before current fiscal year 45.3 39.0
Two years before current fiscal year 26.1 17.6
Three years before current fiscal year 11.9 2.4
Four years before current fiscal year 1.6  
Total finance receivables 129.3 121.2
FICO Score, 600 to 699 | Auto Loan Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Current year 428.7 586.6
Fiscal year before current fiscal year 452.6 463.6
Two years before current fiscal year 338.2 152.7
Three years before current fiscal year 103.9 16.1
Four years before current fiscal year 10.0  
Total finance receivables 1,333.4 1,219.0
FICO Score, 700 to 774 | Auto Loan Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Current year 434.4 568.1
Fiscal year before current fiscal year 444.4 422.5
Two years before current fiscal year 317.9 63.9
Three years before current fiscal year 44.8 5.9
Four years before current fiscal year 3.8  
Total finance receivables 1,245.3 1,060.4
FICO Score, Greater than 775 | Auto Loan Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Current year 418.9 490.3
Fiscal year before current fiscal year 364.0 263.5
Two years before current fiscal year 197.4 14.7
Three years before current fiscal year 10.4 2.7
Four years before current fiscal year 1.6  
Total finance receivables $ 992.3 $ 771.2