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v3.25.1

SEGMENTS - Schedule of Certain Financial Information on a Segment Basis (Details) - USD ($) $ in Millions | 3 Months Ended
--- | ---
Mar. 31, 2025 | Mar. 31, 2024
Segment Reporting Information [Line Items] |  |
Total revenue | $ 9,178.3 | $ 8,561.8
Total gross profit | 1,410.4 | 1,335.2
Floor plan interest expense | (57.1) | (60.7)
Vehicle operations income | 406.3 | 341.4
Income before income taxes | 284.5 | 220.6
Depreciation and amortization | (77.7) | (75.9)
Other interest expense | (65.5) | (63.6)
Other income, net | 0.8 | 3.5
Operating segments |  |
Segment Reporting Information [Line Items] |  |
Income before income taxes | 321.2 | 282.7
Operating segments | Vehicle Operations |  |
Segment Reporting Information [Line Items] |  |
Total revenue | 9,178.3 | 8,561.8
Total gross profit | 1,410.4 | 1,335.2
Floor plan interest expense | (57.1) | (60.7)
Personnel expense | (514.1) | (519.0)
Rent and facility expense | (182.4) | (168.9)
Advertising expense | (69.9) | (67.0)
Other vehicle operations expenses | (278.2) | (235.2)
Vehicle operations income | 308.7 | 284.4
Operating segments | Financing Operations |  |
Segment Reporting Information [Line Items] |  |
Interest and fee income | 94.4 | 77.3
Interest expense | (48.1) | (47.8)
Total interest margin | 46.3 | 29.5
Lease income | 20.5 | 15.2
Lease costs | (16.8) | (10.8)
Lease income, net | 3.7 | 4.4
Provision expense | (25.5) | (25.0)
Other financing operations expenses | (12.0) | (10.6)
Financing operations income (loss) | 12.5 | (1.7)
Corporate and other |  |
Segment Reporting Information [Line Items] |  |
Income before income taxes | 91.9 | 55.8
Segment reconciling items |  |
Segment Reporting Information [Line Items] |  |
Depreciation and amortization | (63.9) | (57.8)
Other interest expense | (65.5) | (63.6)
Other income, net | $ 0.8 | $ 3.5

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