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FINANCE RECEIVABLES - Schedule of Finance Receivables by FICO Score (Details) - USD ($)
$ in Millions
Jun. 30, 2025
Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total finance receivables $ 4,422.1 $ 3,971.1
Auto Loan Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Current year 1,179.6 1,675.4
Fiscal year before current fiscal year 1,391.3 1,173.3
Two years before current fiscal year 931.1 782.7
Three years before current fiscal year 607.2 148.7
Four years before current fiscal year 108.8 14.2
Five years before current fiscal year 9.1  
Total finance receivables 4,227.1 3,794.3
Other Finance Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total finance receivables 195.0 176.8
Less than 599 | Auto Loan Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Current year 25.9 53.0
Fiscal year before current fiscal year 44.3 39.7
Two years before current fiscal year 30.3 22.4
Three years before current fiscal year 16.7 9.9
Four years before current fiscal year 6.9 1.4
Five years before current fiscal year 0.8  
Total finance receivables 124.9 126.4
FICO Score, 600 to 699 | Auto Loan Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Current year 323.4 534.1
Fiscal year before current fiscal year 454.0 406.2
Two years before current fiscal year 321.8 298.8
Three years before current fiscal year 231.4 90.2
Four years before current fiscal year 65.9 8.3
Five years before current fiscal year 5.4  
Total finance receivables 1,401.9 1,337.6
FICO Score, 700 to 774 | Auto Loan Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Current year 407.9 560.2
Fiscal year before current fiscal year 469.0 402.5
Two years before current fiscal year 323.7 284.9
Three years before current fiscal year 222.6 39.5
Four years before current fiscal year 29.2 3.2
Five years before current fiscal year 2.2  
Total finance receivables 1,454.6 1,290.3
FICO Score, Greater than 775 | Auto Loan Receivables    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Current year 422.4 528.1
Fiscal year before current fiscal year 424.0 324.9
Two years before current fiscal year 255.3 176.6
Three years before current fiscal year 136.5 9.1
Four years before current fiscal year 6.8 1.3
Five years before current fiscal year 0.7  
Total finance receivables $ 1,245.7 $ 1,040.0