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FINANCE RECEIVABLES - Schedule of Financing Receivable, Noncurrent, Allowance for Credit Loss (Details) - USD ($)
$ in Millions
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Allowance at beginning of period $ 123.4 $ 106.4
Charge-offs (120.1) (106.8)
Recoveries 64.5 44.2
Sold loans 0.0 (0.3)
Provision expense 72.5 77.0
Currency translation (0.5) 0.0
Allowance at end of period $ 139.8 $ 120.5