v3.20.1

Intangible assets and goodwill (Tables) | 12 Months Ended
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Jan. 31, 2020
Goodwill and Intangible Assets Disclosure [Abstract] |
Schedule of Finite-Lived Intangible Assets | The useful life used for computing amortization for all intangible asset classes is described below:
Software and software development costs | 3 years
Acquired customer relationships | 10-15 years
Acquired developed technology | 2-5 years
Acquired trade names and trademarks | 3 years
Acquired HSA portfolios | 15 years
During the years ended January 31, 2020 and 2019, the Company capitalized the following amounts to acquire the rights to act as a custodian of HSA portfolios:
(in thousands) |  | January 31, 2020 |  | January 31, 2019
Acquired HSA portfolios |  | $ | 7,659 |  |  |  | $ | 1,195 |
The gross carrying amount and associated accumulated amortization of intangible assets is as follows as of January 31, 2020 and January 31, 2019:
(in thousands) |  | January 31, 2020 |  | January 31, 2019
Amortizable intangible assets: |  |  |  |
Software and software development costs |  |  | $ | 76,221 |  |  | $ | 44,835 |
Acquired HSA portfolios |  |  | 92,770 |  |  | 85,110 |
Acquired customer relationships |  |  | 601,381 |  |  | 2,882 |
Acquired developed technology |  |  | 96,925 |  |  | — |
Acquired trade names |  |  | 12,300 |  |  | — |
Amortizable intangible assets, gross |  |  | 879,597 |  |  | 132,827 |
Accumulated amortization |  |  | (98,851) |  |  | (53,161) |
Total amortizable intangible assets, net |  | 780,746 |  |  | 79,666 |
Acquired in process software development costs |  | 2,533 |  |  | — |
Total intangible assets, net |  | $ | 783,279 |  |  | $ | 79,666 |
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense | Estimated amortization expense for the years ending January 31 is as follows:
Year ending January 31, (in thousands) |  |
2021 |  |  | $ | 90,868 |
2022 |  |  | 83,476 |
2023 |  |  | 71,804 |
2024 |  |  | 62,622 |
2025 |  |  | 55,810 |
Thereafter |  |  | 416,166 |
Total |  |  | $ | 780,746 |

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- Definition Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275 + Details
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- Definition Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details
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