v3.25.1

Summary of business and significant accounting policies (Tables) | 12 Months Ended
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Jan. 31, 2025
Organization, Consolidation and Presentation of Financial Statements [Abstract] |
Schedule of Estimated Useful Life of Property and Equipment | The useful life used for computing depreciation for all other asset classes is described below:
Computer equipment | 3-5 years
Furniture and fixtures | 5 years
Property and equipment consisted of the following as of January 31, 2025 and 2024:
(in thousands) | January 31, 2025 |  | January 31, 2024
Leasehold improvements | $ | 13,966 |  |  | $ | 14,455 |
Furniture and fixtures | 6,708 |  |  | 7,087 |
Computer equipment | 19,218 |  |  | 25,489 |
Property and equipment, gross | 39,892 |  |  | 47,031 |
Accumulated depreciation | (36,653) |  |  | (41,018) |
Property and equipment, net | $ | 3,239 |  |  | $ | 6,013 |
Schedule of Useful Lives of Intangible Assets | The useful life used for computing amortization for all intangible asset classes is described below:
Software and software development costs | 3 years
Acquired customer relationships | 7-15 years
Acquired developed technology | 2-5 years
Acquired trade names and trademarks | 3 years
Acquired HSA portfolios | 15 years
The gross carrying amount and associated accumulated amortization of intangible assets were as follows:
| January 31, 2025
(in thousands) | Gross carrying amount |  | Accumulated amortization |  | Net carrying amount
Amortizable intangible assets: |  |  |  |  |
Software and software development costs | $ | 312,234 |  |  | $ | (234,102) |  |  | $ | 78,132 |
Acquired HSA portfolios | 737,011 |  |  | (124,606) |  |  | 612,405 |
Acquired customer relationships | 759,782 |  |  | (256,820) |  |  | 502,962 |
Acquired developed technology | 132,825 |  |  | (121,666) |  |  | 11,159 |
Acquired trade names | 12,900 |  |  | (12,900) |  |  | — |
Total amortizable intangible assets | $ | 1,954,752 |  |  | $ | (750,094) |  |  | $ | 1,204,658 |
| January 31, 2024
(in thousands) | Gross carrying amount |  | Accumulated amortization |  | Net carrying amount
Amortizable intangible assets: |  |  |  |  |
Software and software development costs | $ | 267,498 |  |  | $ | (197,388) |  |  | $ | 70,110 |
Acquired HSA portfolios | 264,445 |  |  | (81,059) |  |  | 183,386 |
Acquired customer relationships | 759,782 |  |  | (205,127) |  |  | 554,655 |
Acquired developed technology | 132,825 |  |  | (105,049) |  |  | 27,776 |
Acquired trade names | 12,900 |  |  | (12,879) |  |  | 21 |
Total amortizable intangible assets | $ | 1,437,450 |  |  | $ | (601,502) |  |  | $ | 835,948 |

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