Intangible assets and goodwill - Narrative (Details) |
12 Months Ended | |||
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Jan. 31, 2025
USD ($)
tranche
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Jan. 31, 2024
USD ($)
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Jan. 31, 2023
USD ($)
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May 31, 2024
USD ($)
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| Finite-Lived Intangible Assets [Line Items] | ||||
| Number of transfers | tranche | 3 | |||
| Amortization of Intangible Assets | $ 157,800,000 | $ 144,300,000 | $ 148,900,000 | |
| Goodwill impairment | 0 | 0 | $ 0 | |
| Change in goodwill | 0 | 0 | ||
| Acquired HSA portfolios | ||||
| Finite-Lived Intangible Assets [Line Items] | ||||
| Finite-lived intangible assets, acquired | 472,600,000 | $ 3,300,000 | ||
| Custodial revenue | ||||
| Finite-Lived Intangible Assets [Line Items] | ||||
| Deferred revenue | $ 20,300,000 | |||
| BenefitWallet HSA Portfolio | ||||
| Finite-Lived Intangible Assets [Line Items] | ||||
| Asset acquisition, transferred, transaction cost | 27,200,000 | |||
| Expense reimbursement | $ 20,000,000 | |||
| Percentage of assets deposited with third party | 7.00% | |||
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- Definition Asset Acquisition, Consideration Transferred, Expense Reimbursement No definition available.
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- Definition Asset Acquisition, Number Of Transfers No definition available.
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- Definition Asset Acquisition, Percentage Of Assets Deposited With Third Party No definition available.
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- Definition The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of transaction cost incurred as part of consideration transferred in asset acquisition. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of obligation to transfer good or service to customer for which consideration has been received or is receivable. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of increase in assets, excluding financial assets, lacking physical substance with a definite life, from an acquisition. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of impairment loss from asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of increase (decrease) of asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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