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Chargeback Reserves | 12 Months Ended
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Dec. 31, 2013
Chargeback Reserves [Abstract] |
Chargeback Reserves | CHARGEBACK RESERVES We may be charged back for commissions related to financing, vehicle service, or protection products in the event of early termination, default, or prepayment of the contracts by customers (“chargebacks”). However, our exposure to loss generally is limited to the commissions that we receive. These commissions are recorded at the time of the sale of the vehicles, net of an estimated liability for chargebacks. The following is a rollforward of our estimated chargeback liability for each of the three years presented in our Consolidated Financial Statements:
| 2013 |  | 2012 |  | 2011
Balance - January 1 | $ | 56.0 |  |  | $ | 46.2 |  |  | $ | 42.5 |
Add: Provisions | 64.4 |  |  | 52.9 |  |  | 39.9 |
Deduct: Chargebacks | (52.8 | ) |  | (43.1 | ) |  | (36.2 | )
Balance - December 31 | $ | 67.6 |  |  | $ | 56.0 |  |  | $ | 46.2 |

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- Definition Disclosure of the carrying amount of the liability for chargeback reserves including a reconciliation of the beginning and ending balances. The liability represents the estimated chargeback of commissions related to financing, insurance, or vehicle protection products in the event of early termination of the contracts by customers. + References No definition available. + Details
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