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Chargeback Reserves
 12 Months Ended
Dec. 31, 2015
Valuation and Qualifying Accounts [Abstract]  
Chargeback Reserves
CHARGEBACK RESERVES
We may be charged back for commissions related to financing, vehicle service, or protection products in the event of early termination, default, or prepayment of the contracts by customers (“chargebacks”). However, our exposure to loss generally is limited to the commissions that we receive. These commissions are recorded at the time of the sale of the vehicles, net of an estimated liability for chargebacks. The following is a rollforward of our estimated chargeback liability for each of the three years presented in our Consolidated Financial Statements:
 
2015
 
2014
 
2013
Balance - January 1
$
84.9

 
$
67.6

 
$
56.0

Add: Provisions
90.0

 
79.4

 
64.4

Deduct: Chargebacks
(77.6
)
 
(62.1
)
 
(52.8
)
Balance - December 31
$
97.3

 
$
84.9

 
$
67.6