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Chargeback Liability
12 Months Ended
Dec. 31, 2016
Valuation and Qualifying Accounts [Abstract]  
Chargeback Liability
CHARGEBACK LIABILITY
We may be charged back for commissions related to financing, vehicle service, or protection products in the event of early termination, default, or prepayment of the contracts by customers (“chargebacks”). However, our exposure to loss generally is limited to the commissions that we receive. These commissions are recorded at the time of the sale of the vehicles, net of an estimated liability for chargebacks. The following is a rollforward of our estimated chargeback liability for each of the three years presented in our Consolidated Financial Statements:
 
2016
 
2015
 
2014
Balance - January 1
$
97.3

 
$
84.9

 
$
67.6

Add: Provisions
106.6

 
90.0

 
79.4

Deduct: Chargebacks
(87.1
)
 
(77.6
)
 
(62.1
)
Balance - December 31
$
116.8

 
$
97.3

 
$
84.9