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Auto Loans Receivable - Financing Receivable Credit Quality Indicators (Details)
$ in Millions
6 Months Ended
Jun. 30, 2024
USD ($)
fICOScore
Jun. 30, 2023
USD ($)
Dec. 31, 2023
USD ($)
fICOScore
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 406.8   $ 285.4
Auto loans receivable, Originated in year before current year 228.1   84.6
Auto loans receivable, Originated two years before current year 65.2   51.7
Auto loans receivable, Originated three years before current year 38.0   17.3
Auto loans receivable, Originated four years before current year 11.5   10.6
Auto loans receivable, Originated five years or more before current year 5.9   1.6
Total auto loans receivable 755.5   451.2
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Current-period gross write-offs, 2024 origination 0.7    
Current-period gross write-offs, 2023 origination 12.9    
Current-period gross write-offs, 2022 origination 7.9    
Current-period gross write-offs, 2021 origination 4.8    
Current-period gross write-offs, 2020 origination 1.4    
Current-period gross write-offs, Prior to 2020 origination 0.5    
Current-period gross write-offs 28.2 $ 30.6  
Palladium      
Auto Loans Receivable      
Auto loans receivable, Originated in current year 63.3    
Auto loans receivable, Originated in year before current year 0.0    
Auto loans receivable, Originated two years before current year 0.0    
Auto loans receivable, Originated three years before current year 0.0    
Auto loans receivable, Originated four years before current year 0.0    
Auto loans receivable, Originated five years or more before current year 0.0    
Total auto loans receivable $ 63.3    
Palladium | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 733    
Rhodium      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 60.2   27.6
Auto loans receivable, Originated in year before current year 21.0   0.1
Auto loans receivable, Originated two years before current year 0.1   0.0
Auto loans receivable, Originated three years before current year 0.0   0.0
Auto loans receivable, Originated four years before current year 0.0   0.0
Auto loans receivable, Originated five years or more before current year 0.0   0.0
Total auto loans receivable $ 81.3   $ 27.7
Rhodium | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 699   701
Platinum      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 246.4   $ 136.3
Auto loans receivable, Originated in year before current year 108.5   14.7
Auto loans receivable, Originated two years before current year 11.6   8.2
Auto loans receivable, Originated three years before current year 6.4   3.3
Auto loans receivable, Originated four years before current year 2.3   3.1
Auto loans receivable, Originated five years or more before current year 1.7   0.5
Total auto loans receivable $ 376.9   $ 166.1
Platinum | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 647   644
Gold      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 36.6   $ 64.3
Auto loans receivable, Originated in year before current year 52.4   35.9
Auto loans receivable, Originated two years before current year 27.9   18.5
Auto loans receivable, Originated three years before current year 14.0   6.8
Auto loans receivable, Originated four years before current year 4.6   4.5
Auto loans receivable, Originated five years or more before current year 2.8   0.8
Total auto loans receivable $ 138.3   $ 130.8
Gold | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 617   612
Silver      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.2   $ 50.2
Auto loans receivable, Originated in year before current year 40.6   33.0
Auto loans receivable, Originated two years before current year 25.0   16.2
Auto loans receivable, Originated three years before current year 11.5   5.2
Auto loans receivable, Originated four years before current year 3.3   2.8
Auto loans receivable, Originated five years or more before current year 1.4   0.3
Total auto loans receivable $ 82.0   $ 107.7
Silver | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 583   583
Bronze      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.1   $ 6.7
Auto loans receivable, Originated in year before current year 5.4   0.7
Auto loans receivable, Originated two years before current year 0.5   6.0
Auto loans receivable, Originated three years before current year 4.3   1.5
Auto loans receivable, Originated four years before current year 1.0   0.1
Auto loans receivable, Originated five years or more before current year 0.0   0.0
Total auto loans receivable $ 11.3   $ 15.0
Bronze | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 554   556
Copper      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.0   $ 0.3
Auto loans receivable, Originated in year before current year 0.2   0.2
Auto loans receivable, Originated two years before current year 0.1   2.8
Auto loans receivable, Originated three years before current year 1.8   0.5
Auto loans receivable, Originated four years before current year 0.3   0.1
Auto loans receivable, Originated five years or more before current year 0.0   0.0
Total auto loans receivable $ 2.4   $ 3.9
Copper | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 559   558