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Auto Loans Receivable - Financing Receivable Credit Quality Indicators (Details)
$ in Millions
 9 Months Ended
Sep. 30, 2024
USD ($)
fICOScore
Sep. 30, 2023
USD ($)
Dec. 31, 2023
USD ($)
fICOScore
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 634.2   $ 285.4
Auto loans receivable, Originated in year before current year 205.6   84.6
Auto loans receivable, Originated two years before current year 56.8   51.7
Auto loans receivable, Originated three years before current year 32.1   17.3
Auto loans receivable, Originated four years before current year 9.0   10.6
Auto loans receivable, Originated five years or more before current year 4.1   1.6
Total auto loans receivable 941.8   451.2
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Current-period gross write-offs, 2024 origination 3.3    
Current-period gross write-offs, 2023 origination 20.5    
Current-period gross write-offs, 2022 origination 11.7    
Current-period gross write-offs, 2021 origination 6.6    
Current-period gross write-offs, 2020 origination 1.8    
Current-period gross write-offs, Prior to 2020 origination 0.7    
Current-period gross write-offs 44.6 $ 50.7  
Palladium      
Auto Loans Receivable      
Auto loans receivable, Originated in current year 115.3    
Auto loans receivable, Originated in year before current year 0.0    
Auto loans receivable, Originated two years before current year 0.0    
Auto loans receivable, Originated three years before current year 0.0    
Auto loans receivable, Originated four years before current year 0.0    
Auto loans receivable, Originated five years or more before current year 0.0    
Total auto loans receivable $ 115.3    
Palladium | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 736    
Rhodium      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 95.4   27.6
Auto loans receivable, Originated in year before current year 19.0   0.1
Auto loans receivable, Originated two years before current year 0.1   0.0
Auto loans receivable, Originated three years before current year 0.0   0.0
Auto loans receivable, Originated four years before current year 0.0   0.0
Auto loans receivable, Originated five years or more before current year 0.0   0.0
Total auto loans receivable $ 114.5   $ 27.7
Rhodium | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 700   701
Platinum      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 370.2   $ 136.3
Auto loans receivable, Originated in year before current year 98.8   14.7
Auto loans receivable, Originated two years before current year 10.3   8.2
Auto loans receivable, Originated three years before current year 5.6   3.3
Auto loans receivable, Originated four years before current year 1.8   3.1
Auto loans receivable, Originated five years or more before current year 1.3   0.5
Total auto loans receivable $ 488.0   $ 166.1
Platinum | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 649   644
Gold      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 53.1   $ 64.3
Auto loans receivable, Originated in year before current year 47.0   35.9
Auto loans receivable, Originated two years before current year 24.6   18.5
Auto loans receivable, Originated three years before current year 12.0   6.8
Auto loans receivable, Originated four years before current year 3.7   4.5
Auto loans receivable, Originated five years or more before current year 2.0   0.8
Total auto loans receivable $ 142.4   $ 130.8
Gold | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 619   612
Silver      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.2   $ 50.2
Auto loans receivable, Originated in year before current year 35.9   33.0
Auto loans receivable, Originated two years before current year 21.3   16.2
Auto loans receivable, Originated three years before current year 9.6   5.2
Auto loans receivable, Originated four years before current year 2.5   2.8
Auto loans receivable, Originated five years or more before current year 0.8   0.3
Total auto loans receivable $ 70.3   $ 107.7
Silver | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 583   583
Bronze      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.0   $ 6.7
Auto loans receivable, Originated in year before current year 4.7   0.7
Auto loans receivable, Originated two years before current year 0.4   6.0
Auto loans receivable, Originated three years before current year 3.5   1.5
Auto loans receivable, Originated four years before current year 0.8   0.1
Auto loans receivable, Originated five years or more before current year 0.0   0.0
Total auto loans receivable $ 9.4   $ 15.0
Bronze | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 553   556
Copper      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.0   $ 0.3
Auto loans receivable, Originated in year before current year 0.2   0.2
Auto loans receivable, Originated two years before current year 0.1   2.8
Auto loans receivable, Originated three years before current year 1.4   0.5
Auto loans receivable, Originated four years before current year 0.2   0.1
Auto loans receivable, Originated five years or more before current year 0.0   0.0
Total auto loans receivable $ 1.9   $ 3.9
Copper | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 561   558