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Auto Loans Receivable - Financing Receivable, Allowance for Credit Loss (Details) - USD ($) $ in Millions | 3 Months Ended |
--- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance as of beginning of year |  | $ 54.8 | $ 46.3 |
Provision for credit losses |  | 19.2 | 10.2 |
Write-offs |  | (14.7) | (14.0) |
Recoveries | [1] | 7.6 | 5.6 |
Balance as of end of period |  | 66.9 | $ 48.1 |
Unfunded Loan Commitment |  |  |  |
Financing Receivable, Past Due [Line Items] |  |  |  |
Credit loss liability, current |  | $ 2.4 |  | $ 2.8
[1] | (1) Includes proceeds from the recovery of vehicle collateral, net of costs incurred.

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- Definition Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-2 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 460 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482454/460-10-45-1 + Details
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