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Auto Loans Receivable - Financing Receivable Credit Quality Indicators (Details)
$ in Millions
 3 Months Ended
Mar. 31, 2025
USD ($)
fICOScore
Mar. 31, 2024
USD ($)
Dec. 31, 2024
USD ($)
fICOScore
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 443.9   $ 932.0
Auto loans receivable, Originated in year before current year 855.4   141.8
Auto loans receivable, Originated two years before current year 127.9   4.5
Auto loans receivable, Originated three years before current year 3.7   20.6
Auto loans receivable, Originated four years before current year 16.8   4.6
Auto loans receivable, Originated five years or more before current year 3.6   0.3
Total auto loans receivable 1,451.3   1,103.8
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Current-period gross write-offs, 2025 origination 0.1    
Current-period gross write-offs, 2024 origination 8.5    
Current-period gross write-offs, 2023 origination 4.5    
Current-period gross write-offs, 2022 origination 0.4    
Current-period gross write-offs, 2021 origination 1.0    
Current-period gross write-offs, Prior to 2021 origination 0.2    
Current-period gross write-offs 14.7 $ 14.0  
Palladium      
Auto Loans Receivable      
Auto loans receivable, Originated in current year 164.9   194.0
Auto loans receivable, Originated in year before current year 174.6   0.0
Auto loans receivable, Originated two years before current year 0.0   0.0
Auto loans receivable, Originated three years before current year 0.0   0.0
Auto loans receivable, Originated four years before current year 0.0   0.0
Auto loans receivable, Originated five years or more before current year 0.0   0.0
Total auto loans receivable $ 339.5   $ 194.0
Palladium | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 734   734
Rhodium      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 85.7   $ 147.6
Auto loans receivable, Originated in year before current year 134.8   16.9
Auto loans receivable, Originated two years before current year 15.2   0.1
Auto loans receivable, Originated three years before current year 0.1   0.0
Auto loans receivable, Originated four years before current year 0.0   0.0
Auto loans receivable, Originated five years or more before current year 0.0   0.0
Total auto loans receivable $ 235.8   $ 164.6
Rhodium | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 701   702
Platinum      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 183.7   $ 525.1
Auto loans receivable, Originated in year before current year 485.4   82.3
Auto loans receivable, Originated two years before current year 74.6   1.7
Auto loans receivable, Originated three years before current year 1.5   4.0
Auto loans receivable, Originated four years before current year 3.4   1.0
Auto loans receivable, Originated five years or more before current year 0.9   0.1
Total auto loans receivable $ 749.5   $ 614.2
Platinum | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 652   651
Gold      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 9.3   $ 64.9
Auto loans receivable, Originated in year before current year 60.3   25.0
Auto loans receivable, Originated two years before current year 22.3   1.3
Auto loans receivable, Originated three years before current year 0.9   7.3
Auto loans receivable, Originated four years before current year 6.1   1.6
Auto loans receivable, Originated five years or more before current year 1.3   0.1
Total auto loans receivable $ 100.2   $ 100.2
Gold | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 624   623
Silver      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.2   $ 0.3
Auto loans receivable, Originated in year before current year 0.2   13.4
Auto loans receivable, Originated two years before current year 12.0   1.2
Auto loans receivable, Originated three years before current year 1.0   5.4
Auto loans receivable, Originated four years before current year 4.3   1.2
Auto loans receivable, Originated five years or more before current year 0.9   0.1
Total auto loans receivable $ 18.6   $ 21.6
Silver | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 574   574
Bronze      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.1   $ 0.1
Auto loans receivable, Originated in year before current year 0.1   4.0
Auto loans receivable, Originated two years before current year 3.7   0.2
Auto loans receivable, Originated three years before current year 0.2   2.8
Auto loans receivable, Originated four years before current year 2.2   0.6
Auto loans receivable, Originated five years or more before current year 0.4   0.0
Total auto loans receivable $ 6.7   $ 7.7
Bronze | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 549   551
Copper      
Auto Loans Receivable      
Auto loans receivable, Originated in current year $ 0.0   $ 0.0
Auto loans receivable, Originated in year before current year 0.0   0.2
Auto loans receivable, Originated two years before current year 0.1   0.0
Auto loans receivable, Originated three years before current year 0.0   1.1
Auto loans receivable, Originated four years before current year 0.8   0.2
Auto loans receivable, Originated five years or more before current year 0.1   0.0
Total auto loans receivable $ 1.0   $ 1.5
Copper | Weighted Average      
Auto Loans Receivable      
Auto loans receivable, FICO Score | fICOScore 562   562