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Unaudited Condensed Consolidated Statements Of Cash Flows - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
CASH PROVIDED BY (USED IN) OPERATING ACTIVITIES:    
NET INCOME $ 175.5 $ 190.1
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 61.8 58.3
Amortization of debt issuance costs and accretion of debt discounts 2.0 2.3
Stock-based compensation expense 16.7 14.1
Provision for credit losses on auto loans receivable 19.2 10.2
Deferred income tax provision 2.9 1.3
Loss on equity investments 11.5 0.4
Loss (gain) on corporate-owned life insurance asset 1.9 (7.3)
Other (1.7) 0.7
(Increase) decrease, net of effects from business acquisitions and divestitures:    
Receivables 43.0 160.4
Auto loans receivable, net (365.4) (149.5)
Inventory 169.2 (26.1)
Other assets 29.8 (11.9)
Increase (decrease), net of effects from business acquisitions and divestitures:    
Vehicle floorplan payable - trade (186.5) 36.0
Accounts payable (45.4) 2.2
Other liabilities 13.0 13.3
Net cash provided by (used in) operating activities (52.5) 294.5
CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES:    
Purchases of property and equipment (75.2) (93.7)
Cash paid for business acquisitions, net of cash acquired (69.6) 0.0
Collections on auto loans receivable acquired through third-party dealers 5.7 23.9
Other 3.0 0.5
Net cash used in investing activities (136.1) (69.3)
CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES:    
Repurchases of common stock (220.6) (38.7)
Proceeds from 5.89% Senior Notes due 2035 500.0 0.0
Net payments of commercial paper (290.0) (155.0)
Proceeds from non-recourse debt 407.0 214.0
Payments of non-recourse debt (153.0) (127.7)
Payment of debt issuance costs (4.9) 0.0
Net payments of vehicle floorplan payable - non-trade (0.9) (93.5)
Payments of other debt obligations (3.3) (3.2)
Payments of tax withholdings for stock-based awards (19.9) (17.1)
Proceeds from the exercise of stock options 0.2 0.1
Net cash provided by (used in) financing activities 214.6 (221.1)
INCREASE IN CASH, CASH EQUIVALENTS, AND RESTRICTED CASH 26.0 4.1
CASH, CASH EQUIVALENTS, AND RESTRICTED CASH at beginning of period 103.4 77.0
CASH, CASH EQUIVALENTS, AND RESTRICTED CASH at end of period $ 129.4 $ 81.1