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Capital and Regulatory Matters (Tables)
9 Months Ended
Sep. 30, 2014
Banking and Thrift [Abstract]  
Actual and Required Capital Ratios
Actual and required capital ratios for Cullen/Frost and Frost Bank were as follows:
 
Actual
 
Minimum Required
for Capital Adequacy
Purposes
 
Required to be
Considered Well
Capitalized
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
September 30, 2014
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
$
2,272,967

 
14.81
%
 
$
1,228,072

 
8.00
%
 
$
1,535,090

 
10.00
%
Frost Bank
2,023,592

 
13.21

 
1,225,704

 
8.00

 
1,532,130

 
10.00

Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,134,655

 
13.91

 
614,036

 
4.00

 
921,054

 
6.00

Frost Bank
1,932,526

 
12.61

 
612,852

 
4.00

 
919,278

 
6.00

Leverage Ratio
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,134,655

 
8.27

 
1,031,906

 
4.00

 
1,289,883

 
5.00

Frost Bank
1,932,526

 
7.50

 
1,030,358

 
4.00

 
1,287,947

 
5.00

December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
$
2,110,774

 
15.52
%
 
$
1,088,349

 
8.00
%
 
$
1,360,437

 
10.00
%
Frost Bank
1,780,313

 
13.12

 
1,085,447

 
8.00

 
1,356,809

 
10.00

Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
1,958,336

 
14.39

 
544,175

 
4.00

 
816,262

 
6.00

Frost Bank
1,707,307

 
12.58

 
542,724

 
4.00

 
814,085

 
6.00

Leverage Ratio
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
1,958,336

 
8.49

 
922,728

 
4.00

 
1,153,410

 
5.00

Frost Bank
1,707,307

 
7.42

 
920,107

 
4.00

 
1,150,134

 
5.00