<SEC-DOCUMENT>0001209191-16-116598-index.html : 20160502
<SEC-HEADER>0001209191-16-116598.hdr.sgml : 20160502
<ACCEPTANCE-DATETIME>20160502101751
ACCESSION NUMBER:		0001209191-16-116598
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20160428
FILED AS OF DATE:		20160502
DATE AS OF CHANGE:		20160502

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CULLEN/FROST BANKERS, INC.
		CENTRAL INDEX KEY:			0000039263
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				741751768
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		100 W HOUSTON ST
		CITY:			SAN ANTONIO
		STATE:			TX
		ZIP:			78205
		BUSINESS PHONE:		210-220-4011

	MAIL ADDRESS:	
		STREET 1:		POST OFFICE BOX 1600
		CITY:			SAN ANTONIO
		STATE:			TX
		ZIP:			78296-1600

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CULLEN FROST BANKERS INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FROST BANK CORP
		DATE OF NAME CHANGE:	19770823

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			WILKINS HORACE JR
		CENTRAL INDEX KEY:			0001128411

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-13221
		FILM NUMBER:		161610245

	MAIL ADDRESS:	
		STREET 1:		AMERICAN WATER WORKS CO INC
		STREET 2:		1025 LAUREL OAK RD PO BOX 1770
		CITY:			VOORHEES
		STATE:			NJ
		ZIP:			08043
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
Document 1 - file: doc4.html

Document 1 - RAW XML: doc4.xml

</DOCUMENT>
</SEC-DOCUMENT>