<SEC-DOCUMENT>0000039263-22-000035.txt : 20220805
<SEC-HEADER>0000039263-22-000035.hdr.sgml : 20220805
<ACCEPTANCE-DATETIME>20220805105626
ACCESSION NUMBER:		0000039263-22-000035
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20220630
FILED AS OF DATE:		20220805
DATE AS OF CHANGE:		20220805
EFFECTIVENESS DATE:		20220805

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CULLEN/FROST BANKERS, INC.
		CENTRAL INDEX KEY:			0000039263
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				741751768
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-00183
		FILM NUMBER:		221139177

	BUSINESS ADDRESS:	
		STREET 1:		111 W HOUSTON ST
		CITY:			SAN ANTONIO
		STATE:			TX
		ZIP:			78205
		BUSINESS PHONE:		210-220-4011

	MAIL ADDRESS:	
		STREET 1:		POST OFFICE BOX 1600
		CITY:			SAN ANTONIO
		STATE:			TX
		ZIP:			78296-1600

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CULLEN FROST BANKERS INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FROST BANK CORP
		DATE OF NAME CHANGE:	19770823
</SEC-HEADER>
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          <com:city>SAN ANTONIO</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>78296-1600</com:zipCode>
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    <signatureBlock>
      <name>Coolidge E. Rhodes, Jr.</name>
      <title>Group Executive VP General Counsel and Corporate Secretary</title>
      <phone>210-220-6970</phone>
      <signature>Coolidge E. Rhodes, Jr.</signature>
      <city>San Antonio</city>
      <stateOrCountry>TX</stateOrCountry>
      <signatureDate>08-05-2022</signatureDate>
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    <nameOfIssuer>AECOM COM</nameOfIssuer>
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      <None>8300</None>
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    <nameOfIssuer>AIR LEASE CORP CL A</nameOfIssuer>
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    <cusip>00912X302</cusip>
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    <nameOfIssuer>ALIBABA GROUP HLDG LTD SPONSORED ADS</nameOfIssuer>
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    <nameOfIssuer>ALIGN TECHNOLOGY INC COM</nameOfIssuer>
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    <nameOfIssuer>ALPHATEC HLDGS INC COM NEW</nameOfIssuer>
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    <nameOfIssuer>ALPS ETF TR SECTR DIV DOGS</nameOfIssuer>
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    <cusip>00162Q858</cusip>
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    <nameOfIssuer>AMERICAN AXLE &amp; MFG HLDGS IN COM</nameOfIssuer>
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    <cusip>024061103</cusip>
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    <nameOfIssuer>ANSYS INC COM</nameOfIssuer>
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    <cusip>03662Q105</cusip>
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      <None>908</None>
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    <nameOfIssuer>APPLIED MATLS INC COM</nameOfIssuer>
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    <cusip>038222105</cusip>
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      <None>1230</None>
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    <nameOfIssuer>ARTIVION INC COM</nameOfIssuer>
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    <cusip>228903100</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>536</None>
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    <nameOfIssuer>ATMOS ENERGY CORP COM</nameOfIssuer>
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    <cusip>049560105</cusip>
    <value>745</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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    <nameOfIssuer>BANK NEW YORK MELLON CORP COM</nameOfIssuer>
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    <cusip>064058100</cusip>
    <value>646</value>
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      <None>2975</None>
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    <nameOfIssuer>BAXTER INTL INC COM</nameOfIssuer>
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    <cusip>071813109</cusip>
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    <nameOfIssuer>BLACK STONE MINERALS L P COM UNIT</nameOfIssuer>
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    <cusip>09225M101</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>28758</None>
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    <nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR CL A</nameOfIssuer>
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    <cusip>099502106</cusip>
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      <None>1719</None>
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    <nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>109194100</cusip>
    <value>34</value>
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      <None>400</None>
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    <nameOfIssuer>BRISTOL-MYERS SQUIBB CO COM</nameOfIssuer>
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    <cusip>110122108</cusip>
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    <nameOfIssuer>BROOKFIELD ASSET MGMT INC CL A LTD VT SH</nameOfIssuer>
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    <cusip>112585104</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>17832</Sole>
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    <nameOfIssuer>BRUKER CORP COM</nameOfIssuer>
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    <nameOfIssuer>C H ROBINSON WORLDWIDE INC COM NEW</nameOfIssuer>
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    <cusip>12541W209</cusip>
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    <nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>192446102</cusip>
    <value>1738</value>
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    <nameOfIssuer>COMSTOCK RES INC COM</nameOfIssuer>
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    <nameOfIssuer>CONDUENT INC COM</nameOfIssuer>
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    <cusip>21037T109</cusip>
    <value>106</value>
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    <nameOfIssuer>CORECIVIC INC COM</nameOfIssuer>
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    <cusip>21871N101</cusip>
    <value>82</value>
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    <nameOfIssuer>CUMMINS INC COM</nameOfIssuer>
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    <cusip>231021106</cusip>
    <value>7943</value>
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    <nameOfIssuer>DELTA AIR LINES INC DEL COM NEW</nameOfIssuer>
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    <cusip>247361702</cusip>
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    <nameOfIssuer>DISCOVER FINL SVCS COM</nameOfIssuer>
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    <cusip>254709108</cusip>
    <value>11</value>
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    <nameOfIssuer>ENERGY TRANSFER L P COM UT LTD PTN</nameOfIssuer>
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    <cusip>29273V100</cusip>
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    <nameOfIssuer>ENTERPRISE PRODS PARTNERS L COM</nameOfIssuer>
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    <cusip>293792107</cusip>
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    <cusip>33734H106</cusip>
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    <cusip>M4R82T106</cusip>
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    <nameOfIssuer>GLOBAL INDEMNITY GROUP LLC COM CL A</nameOfIssuer>
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      <None>11000</None>
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    <nameOfIssuer>GLOBE LIFE INC COM</nameOfIssuer>
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      <None>4900</None>
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    <nameOfIssuer>HASBRO INC COM</nameOfIssuer>
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    <cusip>418056107</cusip>
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      <None>3856</None>
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    <nameOfIssuer>HDFC BANK LTD SPONSORED ADS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>40415F101</cusip>
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    <nameOfIssuer>HEALTHPEAK PROPERTIES INC COM</nameOfIssuer>
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    <nameOfIssuer>HERSHEY CO COM</nameOfIssuer>
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      <None>459</None>
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    <nameOfIssuer>HOME BANCSHARES INC COM</nameOfIssuer>
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      <None>25500</None>
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    <nameOfIssuer>CADENCE BANK COM</nameOfIssuer>
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    <value>1177</value>
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      <None>0</None>
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    <nameOfIssuer>CAMBRIA ETF TR GBL REAL EST ETF</nameOfIssuer>
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      <sshPrnamt>549</sshPrnamt>
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    <nameOfIssuer>CDK GLOBAL INC COM</nameOfIssuer>
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    <nameOfIssuer>CELANESE CORP DEL COM</nameOfIssuer>
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    <nameOfIssuer>CHARLES RIV LABS INTL INC COM</nameOfIssuer>
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    <cusip>159864107</cusip>
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    <nameOfIssuer>COHEN &amp; STEERS TOTAL RETURN COM</nameOfIssuer>
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    <cusip>19247R103</cusip>
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    <nameOfIssuer>COINBASE GLOBAL INC COM CL A</nameOfIssuer>
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    <nameOfIssuer>COMCAST CORP NEW CL A</nameOfIssuer>
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    <nameOfIssuer>COMERICA INC COM</nameOfIssuer>
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    <cusip>126408103</cusip>
    <value>386</value>
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    <nameOfIssuer>CVS HEALTH CORP COM</nameOfIssuer>
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    <cusip>126650100</cusip>
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    <nameOfIssuer>DARDEN RESTAURANTS INC COM</nameOfIssuer>
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    <value>104</value>
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    <nameOfIssuer>DATADOG INC CL A COM</nameOfIssuer>
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    <cusip>23804L103</cusip>
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    <nameOfIssuer>DEUTSCHE BANK A G NAMEN AKT</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>D18190898</cusip>
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    <nameOfIssuer>DONALDSON INC COM</nameOfIssuer>
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    <nameOfIssuer>DRIL-QUIP INC COM</nameOfIssuer>
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    <cusip>262037104</cusip>
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    <nameOfIssuer>ELEVANCE HEALTH INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>036752103</cusip>
    <value>10330</value>
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    <nameOfIssuer>EMERSON ELEC CO COM</nameOfIssuer>
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    <cusip>291011104</cusip>
    <value>4535</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>9451</None>
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    <nameOfIssuer>ENSIGN GROUP INC COM</nameOfIssuer>
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    <cusip>29358P101</cusip>
    <value>19</value>
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    <nameOfIssuer>ETF MANAGERS TR AI POWERED EQT</nameOfIssuer>
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    <cusip>26924G813</cusip>
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    <nameOfIssuer>FIDELITY NATL INFORMATION SV COM</nameOfIssuer>
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    <cusip>31620M106</cusip>
    <value>6082</value>
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    <nameOfIssuer>FIRST FINL BANKSHARES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>32020R109</cusip>
    <value>1438</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36481</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>33481</Sole>
      <Shared>0</Shared>
      <None>3000</None>
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  <infoTable>
    <nameOfIssuer>FIVE BELOW INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>33829M101</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>299</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>299</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FLEXSHARES TR MORNSTAR UPSTR</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>33939L407</cusip>
    <value>56595</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1426648</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1425390</Sole>
      <Shared>0</Shared>
      <None>1258</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GABELLI DIVID &amp; INCOME TR COM</nameOfIssuer>
    <titleOfClass>CLOSED END FUNDS</titleOfClass>
    <cusip>36242H104</cusip>
    <value>41</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2010</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
    <votingAuthority>
      <Sole>2010</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GAMCO GLOBAL GOLD NAT RES &amp; COM SH BEN INT</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>36465A109</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>HALLMARK FINL SVCS INC COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>40624Q203</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>HANCOCK JOHN PFD INCOME FD I COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>41013X106</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>HSBC HLDGS PLC SPON ADR NEW</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>404280406</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>27</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>HUNTINGTON INGALLS INDS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>446413106</cusip>
    <value>129</value>
    <shrsOrPrnAmt>
      <sshPrnamt>591</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>591</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IDEAL PWR INC COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>451622203</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>50</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INCYTE CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>45337C102</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>25</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INNOVATIVE INDL PPTYS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>45781V101</cusip>
    <value>40</value>
    <shrsOrPrnAmt>
      <sshPrnamt>368</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>26</Sole>
      <Shared>0</Shared>
      <None>342</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II SR LN ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE HIGH YIELD FUND-ETF</titleOfClass>
    <cusip>46138G508</cusip>
    <value>1752</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86435</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>86435</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO SR INCOME TR COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>46131H107</cusip>
    <value>349</value>
    <shrsOrPrnAmt>
      <sshPrnamt>89762</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>89762</None>
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  <infoTable>
    <nameOfIssuer>IRON MTN INC NEW COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>46284V101</cusip>
    <value>97</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES INC CORE MSCI EMKT</nameOfIssuer>
    <titleOfClass>INTL EMERGING MKTS FUND-ETF</titleOfClass>
    <cusip>46434G103</cusip>
    <value>162</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3307</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>2844</Sole>
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      <None>463</None>
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  <infoTable>
    <nameOfIssuer>ISHARES SILVER TR ISHARES</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>46428Q109</cusip>
    <value>143</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7660</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>500</Sole>
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      <None>7160</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR 1 3 YR TREAS BD</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>464287457</cusip>
    <value>8874</value>
    <shrsOrPrnAmt>
      <sshPrnamt>107187</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>107065</Sole>
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      <None>122</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR 20 YR TR BD ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>464287432</cusip>
    <value>317</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2757</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2757</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR CORE S&amp;P MCP ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC MID CAP FUND-ETF</titleOfClass>
    <cusip>464287507</cusip>
    <value>5309</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23469</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>21196</Sole>
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      <None>2273</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR IBOXX HI YD ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE HIGH YIELD FUND-ETF</titleOfClass>
    <cusip>464288513</cusip>
    <value>3956</value>
    <shrsOrPrnAmt>
      <sshPrnamt>53742</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>53742</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR MSCI EMG MKT ETF</nameOfIssuer>
    <titleOfClass>INTL EMERGING MKTS FUND-ETF</titleOfClass>
    <cusip>464287234</cusip>
    <value>9603</value>
    <shrsOrPrnAmt>
      <sshPrnamt>239469</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>239219</Sole>
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      <None>250</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR S&amp;P MC 400GR ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC MID CAP FUND-ETF</titleOfClass>
    <cusip>464287606</cusip>
    <value>5484</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86047</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>85207</Sole>
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      <None>840</None>
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    <nameOfIssuer>ISHARES TR SELECT DIVID ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>464287168</cusip>
    <value>16356</value>
    <shrsOrPrnAmt>
      <sshPrnamt>138999</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>137159</Sole>
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      <None>1840</None>
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    <nameOfIssuer>ISHARES TR TIPS BD ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>464287176</cusip>
    <value>6318</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55464</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>55464</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES TR U.S. FIN SVC ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>464287770</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>200</None>
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    <nameOfIssuer>ISHARES TR US TREAS BD ETF</nameOfIssuer>
    <titleOfClass>EXCHANGE TRADED FUND</titleOfClass>
    <cusip>46429B267</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1910</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>KRAFT HEINZ CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>500754106</cusip>
    <value>178</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>4675</Sole>
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      <None>0</None>
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    <nameOfIssuer>LANDSTAR SYS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>515098101</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>80</None>
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  <infoTable>
    <nameOfIssuer>LCI INDS COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>50189K103</cusip>
    <value>145</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1300</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>1300</None>
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    <nameOfIssuer>LIBERTY MEDIA CORP DEL COM C SIRIUSXM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>531229607</cusip>
    <value>145</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4012</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>361</Sole>
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      <None>3651</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LINDE PLC SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G5494J103</cusip>
    <value>1905</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6626</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4835</Sole>
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      <None>1791</None>
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    <nameOfIssuer>MARSH &amp; MCLENNAN COS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>571748102</cusip>
    <value>503</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3240</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>3240</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MAXAR TECHNOLOGIES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>57778K105</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>META PLATFORMS INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>30303M102</cusip>
    <value>27906</value>
    <shrsOrPrnAmt>
      <sshPrnamt>173058</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>157027</Sole>
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      <None>16031</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>HANESBRANDS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>410345102</cusip>
    <value>170</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16552</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>8200</Sole>
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      <None>8352</None>
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    <nameOfIssuer>HIMAX TECHNOLOGIES INC SPONSORED ADR</nameOfIssuer>
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    <cusip>43289P106</cusip>
    <value>1</value>
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      <Shared>0</Shared>
      <None>200</None>
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  <infoTable>
    <nameOfIssuer>HORMEL FOODS CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>440452100</cusip>
    <value>19</value>
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      <sshPrnamt>400</sshPrnamt>
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      <Sole>0</Sole>
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      <None>400</None>
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  <infoTable>
    <nameOfIssuer>HUDSON PAC PPTYS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>444097109</cusip>
    <value>9</value>
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      <sshPrnamt>600</sshPrnamt>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>600</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II SOLAR ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>46138G706</cusip>
    <value>71</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>46137V100</cusip>
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      <sshPrnamt>94</sshPrnamt>
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      <Sole>13</Sole>
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      <None>81</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T S&amp;P SMLCP MOMENT</nameOfIssuer>
    <titleOfClass>DOMESTIC SMALL CAP FUND-ETF</titleOfClass>
    <cusip>46137V498</cusip>
    <value>26</value>
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      <sshPrnamt>598</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>598</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES INC MSCI JPN ETF NEW</nameOfIssuer>
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    <cusip>46434G822</cusip>
    <value>25</value>
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      <sshPrnamt>478</sshPrnamt>
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      <Sole>0</Sole>
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      <None>478</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR CORE INTL AGGR</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>46435G672</cusip>
    <value>5644</value>
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      <sshPrnamt>113308</sshPrnamt>
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      <Sole>113308</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR MSCI EURO FL ETF</nameOfIssuer>
    <titleOfClass>INTL DEVELOPED MKTS FUND-ETF</titleOfClass>
    <cusip>464289180</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>476</sshPrnamt>
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      <Sole>476</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR NATIONAL MUN ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-ETF</titleOfClass>
    <cusip>464288414</cusip>
    <value>727</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6833</sshPrnamt>
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      <Sole>1833</Sole>
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      <None>5000</None>
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    <nameOfIssuer>ISHARES TR RUS 2000 VAL ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SMALL CAP FUND-ETF</titleOfClass>
    <cusip>464287630</cusip>
    <value>1308</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9605</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>9605</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES TR RUS MD CP GR ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC MID CAP FUND-ETF</titleOfClass>
    <cusip>464287481</cusip>
    <value>16594</value>
    <shrsOrPrnAmt>
      <sshPrnamt>209462</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>208708</Sole>
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      <None>754</None>
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    <nameOfIssuer>ISHARES TR RUS MDCP VAL ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC MID CAP FUND-ETF</titleOfClass>
    <cusip>464287473</cusip>
    <value>1034</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10180</sshPrnamt>
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      <Sole>10066</Sole>
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      <None>114</None>
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    <nameOfIssuer>ISHARES TR SHRT NAT MUN ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-ETF</titleOfClass>
    <cusip>464288158</cusip>
    <value>122</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1165</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>182</Sole>
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      <None>983</None>
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    <nameOfIssuer>KIMBERLY-CLARK CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>494368103</cusip>
    <value>4468</value>
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      <sshPrnamt>33041</sshPrnamt>
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      <Sole>21136</Sole>
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      <None>11905</None>
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    <nameOfIssuer>KIMCO RLTY CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>49446R109</cusip>
    <value>50</value>
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      <sshPrnamt>2547</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2547</Sole>
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      <None>0</None>
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    <nameOfIssuer>LOCKHEED MARTIN CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>539830109</cusip>
    <value>10641</value>
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      <sshPrnamt>24749</sshPrnamt>
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      <Sole>22002</Sole>
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      <None>2747</None>
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  <infoTable>
    <nameOfIssuer>LULULEMON ATHLETICA INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>550021109</cusip>
    <value>5672</value>
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      <sshPrnamt>20806</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>20710</Sole>
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      <None>96</None>
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    <nameOfIssuer>LUMEN TECHNOLOGIES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>550241103</cusip>
    <value>56</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>5100</None>
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    <nameOfIssuer>MCCORMICK &amp; CO INC COM NON VTG</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>579780206</cusip>
    <value>172</value>
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      <sshPrnamt>2064</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2014</Sole>
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      <None>50</None>
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    <nameOfIssuer>MCDONALDS CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>580135101</cusip>
    <value>21491</value>
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      <sshPrnamt>87050</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>67523</Sole>
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      <None>19527</None>
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    <nameOfIssuer>MCKESSON CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>58155Q103</cusip>
    <value>2095</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6423</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>162</Sole>
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      <None>6261</None>
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    <nameOfIssuer>MERCK &amp; CO INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>58933Y105</cusip>
    <value>29956</value>
    <shrsOrPrnAmt>
      <sshPrnamt>328280</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>285789</Sole>
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      <None>42491</None>
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    <nameOfIssuer>MERCURY SYS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>589378108</cusip>
    <value>7</value>
    <shrsOrPrnAmt>
      <sshPrnamt>110</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>110</None>
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    <nameOfIssuer>MODERNA INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>60770K107</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>200</None>
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    <nameOfIssuer>MORGAN STANLEY COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>617446448</cusip>
    <value>1260</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16563</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>15030</Sole>
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      <None>1533</None>
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    <nameOfIssuer>MUELLER WTR PRODS INC COM SER A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>624758108</cusip>
    <value>1</value>
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      <sshPrnamt>100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>100</None>
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    <nameOfIssuer>METTLER TOLEDO INTERNATIONAL COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>592688105</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>50</None>
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    <nameOfIssuer>MOODYS CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>615369105</cusip>
    <value>18823</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69211</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>64932</Sole>
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      <None>4279</None>
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    <nameOfIssuer>MOSAIC CO NEW COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>61945C103</cusip>
    <value>326</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6900</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6900</None>
    </votingAuthority>
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    <nameOfIssuer>NEWS CORP NEW CL B</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>65249B208</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1505</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>1505</None>
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    <nameOfIssuer>NEXTERA ENERGY INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>65339F101</cusip>
    <value>9422</value>
    <shrsOrPrnAmt>
      <sshPrnamt>121637</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>119142</Sole>
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      <None>2495</None>
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    <nameOfIssuer>NIELSEN HLDGS PLC SHS EUR</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G6518L108</cusip>
    <value>114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4930</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1295</Sole>
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      <None>3635</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NU SKIN ENTERPRISES INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>67018T105</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>40</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN AMT-FREE MUN VALUE FD COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>670695105</cusip>
    <value>104</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7323</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>7323</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>67066V101</cusip>
    <value>149</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11935</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8147</Sole>
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      <None>3788</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NXP SEMICONDUCTORS N V COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>N6596X109</cusip>
    <value>100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>673</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>501</Sole>
      <Shared>0</Shared>
      <None>172</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OAK STR HEALTH INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>67181A107</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>619</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>619</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>74251V102</cusip>
    <value>168</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2510</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>360</Sole>
      <Shared>0</Shared>
      <None>2150</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR S&amp;P 500 DV ARIST</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>74348A467</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR SH BEN INT</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>746922103</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1877</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1877</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>REDWOOD TR INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>758075402</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ROKU INC COM CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>77543R102</cusip>
    <value>43</value>
    <shrsOrPrnAmt>
      <sshPrnamt>524</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>513</Sole>
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      <None>11</None>
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    <nameOfIssuer>RUSH ENTERPRISES INC CL B</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>781846308</cusip>
    <value>8873</value>
    <shrsOrPrnAmt>
      <sshPrnamt>178859</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>178709</Sole>
      <Shared>0</Shared>
      <None>150</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>RYAN SPECIALTY HOLDINGS INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>78351F107</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>800</None>
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  <infoTable>
    <nameOfIssuer>S&amp;P GLOBAL INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>78409V104</cusip>
    <value>12130</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35989</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>19898</Sole>
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      <None>16091</None>
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  <infoTable>
    <nameOfIssuer>SALESFORCE INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>79466L302</cusip>
    <value>30440</value>
    <shrsOrPrnAmt>
      <sshPrnamt>184440</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>177361</Sole>
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      <None>7079</None>
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  <infoTable>
    <nameOfIssuer>SCHWAB CHARLES CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>808513105</cusip>
    <value>881</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13952</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>12552</Sole>
      <Shared>0</Shared>
      <None>1400</None>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR INTL EQTY ETF</nameOfIssuer>
    <titleOfClass>EXCHANGE TRADED FUND</titleOfClass>
    <cusip>808524805</cusip>
    <value>83</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2640</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
    <votingAuthority>
      <Sole>2640</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR SBI HEALTHCARE</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>81369Y209</cusip>
    <value>1161</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9052</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7872</Sole>
      <Shared>0</Shared>
      <None>1180</None>
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  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR SBI MATERIALS</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>81369Y100</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>290</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR TECHNOLOGY</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>81369Y803</cusip>
    <value>1302</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10246</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>7551</Sole>
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      <None>2695</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR INDEX SHS FDS DJ INTL RL ETF</nameOfIssuer>
    <titleOfClass>INTL DEVELOPED MKTS FUND-ETF</titleOfClass>
    <cusip>78463X863</cusip>
    <value>295</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10459</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>10459</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SPDR INDEX SHS FDS S&amp;P INTL SMLCP</nameOfIssuer>
    <titleOfClass>GLOBAL FUND-ETF</titleOfClass>
    <cusip>78463X871</cusip>
    <value>15028</value>
    <shrsOrPrnAmt>
      <sshPrnamt>519457</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>517156</Sole>
      <Shared>0</Shared>
      <None>2301</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NASDAQ INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>631103108</cusip>
    <value>17190</value>
    <shrsOrPrnAmt>
      <sshPrnamt>112689</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>110889</Sole>
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      <None>1800</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NEWELL BRANDS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>651229106</cusip>
    <value>718</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37686</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>37686</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NEWS CORP NEW CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>65249B109</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>750</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NEXTERA ENERGY PARTNERS LP COM UNIT PART IN</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>65341B106</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NOVO-NORDISK A S ADR</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>670100205</cusip>
    <value>4624</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41496</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>2521</Sole>
      <Shared>0</Shared>
      <None>38975</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUTANIX INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>67059N108</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>175</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>175</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN FLOATING RATE INCOME COM SHS</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>6706EN100</cusip>
    <value>41</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5000</None>
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  <infoTable>
    <nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>670682103</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1399</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1399</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>PACIRA BIOSCIENCES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>695127100</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>500</None>
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    <nameOfIssuer>PAYPAL HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>70450Y103</cusip>
    <value>14865</value>
    <shrsOrPrnAmt>
      <sshPrnamt>212845</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>191433</Sole>
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      <None>21412</None>
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  <infoTable>
    <nameOfIssuer>PEPSICO INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>713448108</cusip>
    <value>26660</value>
    <shrsOrPrnAmt>
      <sshPrnamt>159965</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>102749</Sole>
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      <None>57216</None>
    </votingAuthority>
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    <nameOfIssuer>PHILLIPS 66 COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>718546104</cusip>
    <value>1997</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24362</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>13560</Sole>
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      <None>10802</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PIMCO DYNAMIC INCOME FD SHS</nameOfIssuer>
    <titleOfClass>GLOBAL TAXABLE FUND-CLOSED ENDED</titleOfClass>
    <cusip>72201Y101</cusip>
    <value>140</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6700</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>6700</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>PIONEER MUNICIPAL HIGH INCOM COM SHS</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>723763108</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1667</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1667</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>PNC FINL SVCS GROUP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>693475105</cusip>
    <value>2796</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17722</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>13547</Sole>
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      <None>4175</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>POST HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>737446104</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>104</None>
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  <infoTable>
    <nameOfIssuer>PROCTER AND GAMBLE CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>742718109</cusip>
    <value>42316</value>
    <shrsOrPrnAmt>
      <sshPrnamt>294289</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>265683</Sole>
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      <None>28606</None>
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  <infoTable>
    <nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>744573106</cusip>
    <value>1154</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18241</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>18241</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PURE STORAGE INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>74624M102</cusip>
    <value>41</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Shared>0</Shared>
      <None>1600</None>
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  <infoTable>
    <nameOfIssuer>QUALCOMM INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>747525103</cusip>
    <value>28398</value>
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      <sshPrnamt>222315</sshPrnamt>
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      <Sole>213829</Sole>
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      <None>8486</None>
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  <infoTable>
    <nameOfIssuer>R1 RCM INC COM ADDED</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>77634L105</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1330</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1330</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>REALTY INCOME CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>756109104</cusip>
    <value>416</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6093</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>6093</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ROBLOX CORP CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>771049103</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>338</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>338</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>ROPER TECHNOLOGIES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>776696106</cusip>
    <value>1875</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4750</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>45</Sole>
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      <None>4705</None>
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  <infoTable>
    <nameOfIssuer>ROYAL BK CDA COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>780087102</cusip>
    <value>48</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>500</None>
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    <nameOfIssuer>SANOFI SPONSORED ADR</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>80105N105</cusip>
    <value>68</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1366</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>366</Sole>
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      <None>1000</None>
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    <nameOfIssuer>SCHWAB STRATEGIC TR US BRD MKT ETF</nameOfIssuer>
    <titleOfClass>EXCHANGE TRADED FUND</titleOfClass>
    <cusip>808524102</cusip>
    <value>438</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9908</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
    <votingAuthority>
      <Sole>9908</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR US LCAP VA ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>808524409</cusip>
    <value>60</value>
    <shrsOrPrnAmt>
      <sshPrnamt>960</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>960</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR SBI INT-INDS</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>81369Y704</cusip>
    <value>192</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2194</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1894</Sole>
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      <None>300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR SBI INT-UTILS</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>81369Y886</cusip>
    <value>5975</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85200</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>85113</Sole>
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      <None>87</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SIMPLIFY EXCHANGE TRADED FUN SIMPLIFY INTERST</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>82889N855</cusip>
    <value>141</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2500</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SKYWORKS SOLUTIONS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>83088M102</cusip>
    <value>335</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3617</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2787</Sole>
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      <None>830</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SONOS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>83570H108</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>110</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>110</None>
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    <nameOfIssuer>SONY GROUP CORPORATION SPONSORED ADR</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>835699307</cusip>
    <value>7698</value>
    <shrsOrPrnAmt>
      <sshPrnamt>94137</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>94137</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SPDR GOLD TR GOLD SHS</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>78463V107</cusip>
    <value>3119</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18515</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>17550</Sole>
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      <None>965</None>
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    <nameOfIssuer>SPDR INDEX SHS FDS EURO STOXX 50</nameOfIssuer>
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    <cusip>78463X202</cusip>
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      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>500</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR BLOOMBERG INTL T</nameOfIssuer>
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    <cusip>78464A516</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>928</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>928</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR PORTFOLIO LN TSR</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>78464A664</cusip>
    <value>140</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4222</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4222</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC COM CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>848574109</cusip>
    <value>130</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4433</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1458</Sole>
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      <None>2975</None>
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    <nameOfIssuer>SPROUT SOCIAL INC COM CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>85209W109</cusip>
    <value>218</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3746</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>3746</None>
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    <nameOfIssuer>STRYKER CORPORATION COM</nameOfIssuer>
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    <cusip>863667101</cusip>
    <value>9329</value>
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      <Sole>42505</Sole>
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      <None>4336</None>
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    <nameOfIssuer>SUN LIFE FINANCIAL INC. COM</nameOfIssuer>
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    <cusip>866796105</cusip>
    <value>70</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>SYSCO CORP COM</nameOfIssuer>
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    <value>8281</value>
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      <Sole>93747</Sole>
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    <nameOfIssuer>THERMO FISHER SCIENTIFIC INC COM</nameOfIssuer>
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    <cusip>883556102</cusip>
    <value>10044</value>
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      <Sole>11635</Sole>
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      <None>6851</None>
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    <nameOfIssuer>TRUIST FINL CORP COM</nameOfIssuer>
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    <cusip>89832Q109</cusip>
    <value>11447</value>
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    <nameOfIssuer>TYSON FOODS INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>902494103</cusip>
    <value>1138</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>5405</None>
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    <nameOfIssuer>UBER TECHNOLOGIES INC COM</nameOfIssuer>
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    <cusip>90353T100</cusip>
    <value>2249</value>
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    <nameOfIssuer>V F CORP COM</nameOfIssuer>
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    <cusip>918204108</cusip>
    <value>350</value>
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      <Sole>1642</Sole>
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      <None>6280</None>
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    <nameOfIssuer>VANGUARD INDEX FDS EXTEND MKT ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC MULTI CAP FUND-ETF</titleOfClass>
    <cusip>922908652</cusip>
    <value>39</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>300</None>
    </votingAuthority>
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    <nameOfIssuer>VANGUARD INDEX FDS VALUE ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>922908744</cusip>
    <value>448</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3400</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>3400</None>
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    <nameOfIssuer>VANGUARD INTL EQUITY INDEX F ALLWRLD EX US</nameOfIssuer>
    <titleOfClass>INTL DEVELOPED MKTS FUND-ETF</titleOfClass>
    <cusip>922042775</cusip>
    <value>9439</value>
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      <sshPrnamt>188941</sshPrnamt>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>VANGUARD WHITEHALL FDS HIGH DIV YLD</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>921946406</cusip>
    <value>1273</value>
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      <sshPrnamt>12516</sshPrnamt>
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      <None>3442</None>
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  <infoTable>
    <nameOfIssuer>VONTIER CORPORATION COM</nameOfIssuer>
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    <cusip>928881101</cusip>
    <value>5</value>
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      <None>180</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WEC ENERGY GROUP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>92939U106</cusip>
    <value>75</value>
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  <infoTable>
    <nameOfIssuer>WISDOMTREE TR EMER MKT HIGH FD</nameOfIssuer>
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    <cusip>97717W315</cusip>
    <value>10</value>
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      <sshPrnamt>261</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>261</Sole>
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      <None>0</None>
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    <nameOfIssuer>WISDOMTREE TR US MIDCAP DIVID</nameOfIssuer>
    <titleOfClass>DOMESTIC MID CAP FUND-ETF</titleOfClass>
    <cusip>97717W505</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>792</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>792</Sole>
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      <None>0</None>
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    <nameOfIssuer>WP CAREY INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>92936U109</cusip>
    <value>8949</value>
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      <sshPrnamt>107826</sshPrnamt>
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      <Sole>105736</Sole>
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      <None>2090</None>
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    <nameOfIssuer>SPDR SER TR SSGA GNDER ETF</nameOfIssuer>
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    <cusip>78468R747</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>100</None>
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    <nameOfIssuer>SPERO THERAPEUTICS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>84833T103</cusip>
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      <None>2000</None>
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    <nameOfIssuer>SVB FINANCIAL GROUP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>78486Q101</cusip>
    <value>39</value>
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      <sshPrnamt>100</sshPrnamt>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>100</None>
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    <nameOfIssuer>TESLA INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>88160R101</cusip>
    <value>11010</value>
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      <sshPrnamt>16349</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>16015</Sole>
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      <None>334</None>
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    <nameOfIssuer>TEXAS CAP BANCSHARES INC COM</nameOfIssuer>
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    <cusip>88224Q107</cusip>
    <value>376</value>
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      <sshPrnamt>7140</sshPrnamt>
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      <Sole>5940</Sole>
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      <None>1200</None>
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    <nameOfIssuer>TRAVELERS COMPANIES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>89417E109</cusip>
    <value>12645</value>
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      <sshPrnamt>74767</sshPrnamt>
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      <None>1492</None>
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    <nameOfIssuer>TRINITY INDS INC COM</nameOfIssuer>
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    <cusip>896522109</cusip>
    <value>38</value>
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      <None>1550</None>
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    <nameOfIssuer>TUPPERWARE BRANDS CORP COM</nameOfIssuer>
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      <Sole>20</Sole>
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      <None>0</None>
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    <nameOfIssuer>TYLER TECHNOLOGIES INC COM</nameOfIssuer>
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    <cusip>902252105</cusip>
    <value>52</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>155</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>UNITED STS OIL FD LP UNITS</nameOfIssuer>
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    <cusip>91232N207</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>75</sshPrnamt>
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      <None>75</None>
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    <nameOfIssuer>UNITI GROUP INC COM</nameOfIssuer>
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    <nameOfIssuer>VALARIS LIMITED  W EXP 04/29/202</nameOfIssuer>
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    <cusip>G9460G119</cusip>
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    <nameOfIssuer>VALERO ENERGY CORP COM</nameOfIssuer>
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      <None>4410</None>
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    <nameOfIssuer>VALLEY NATL BANCORP COM</nameOfIssuer>
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      <None>13000</None>
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    <nameOfIssuer>VANGUARD INDEX FDS MID CAP ETF</nameOfIssuer>
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    <cusip>922908629</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>381816</sshPrnamt>
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      <Sole>379057</Sole>
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    <nameOfIssuer>VANGUARD INDEX FDS SML CP GRW ETF</nameOfIssuer>
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    <cusip>922908595</cusip>
    <value>7770</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39436</sshPrnamt>
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  <infoTable>
    <nameOfIssuer>VEEVA SYS INC CL A COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>922475108</cusip>
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    <nameOfIssuer>VULCAN MATLS CO COM</nameOfIssuer>
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    <cusip>929160109</cusip>
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    <nameOfIssuer>WASTE MGMT INC DEL COM</nameOfIssuer>
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    <cusip>94106L109</cusip>
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    <nameOfIssuer>WOODSIDE ENERGY GROUP LTD SPONSORED ADR ADDED</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>980228308</cusip>
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    <nameOfIssuer>YUM CHINA HLDGS INC COM</nameOfIssuer>
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    <nameOfIssuer>ZIM INTEGRATED SHIPPING SERV SHS</nameOfIssuer>
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    <cusip>M9T951109</cusip>
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    <nameOfIssuer>ZIONS BANCORPORATION N A COM</nameOfIssuer>
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    <cusip>989701107</cusip>
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    <nameOfIssuer>ZURN WATER SOLUTIONS CORP COM</nameOfIssuer>
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    <cusip>98983L108</cusip>
    <value>21</value>
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    <nameOfIssuer>ACADEMY SPORTS &amp; OUTDOORS IN COM</nameOfIssuer>
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    <cusip>00402L107</cusip>
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    <nameOfIssuer>AGNC INVT CORP COM</nameOfIssuer>
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    <cusip>00123Q104</cusip>
    <value>7</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>AKAMAI TECHNOLOGIES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>00971T101</cusip>
    <value>1312</value>
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    <nameOfIssuer>AMERICAN INTL GROUP INC COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>026874784</cusip>
    <value>476</value>
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    <nameOfIssuer>AMERIPRISE FINL INC COM</nameOfIssuer>
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    <cusip>03076C106</cusip>
    <value>1289</value>
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    <nameOfIssuer>AMPHENOL CORP NEW CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>032095101</cusip>
    <value>348</value>
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      <None>5400</None>
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    <nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>03524A108</cusip>
    <value>644</value>
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    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G0403H108</cusip>
    <value>10952</value>
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    <nameOfIssuer>APOGEE ENTERPRISES INC COM</nameOfIssuer>
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    <cusip>037598109</cusip>
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    <nameOfIssuer>APPLE INC COM</nameOfIssuer>
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    <nameOfIssuer>APTIV PLC SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G6095L109</cusip>
    <value>86</value>
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      <sshPrnamt>971</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>971</Sole>
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      <None>0</None>
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    <nameOfIssuer>ASA GOLD AND PRECIOUS MTLS L SHS</nameOfIssuer>
    <titleOfClass>GLOBAL SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>G3156P103</cusip>
    <value>354</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24150</sshPrnamt>
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      <Sole>24150</Sole>
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      <None>0</None>
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    <nameOfIssuer>ASML HOLDING N V N Y REGISTRY SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>N07059210</cusip>
    <value>528</value>
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      <sshPrnamt>1109</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>AVNET INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>053807103</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
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      <None>300</None>
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    <nameOfIssuer>BARINGS BDC INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>06759L103</cusip>
    <value>20</value>
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      <sshPrnamt>2193</sshPrnamt>
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      <None>2193</None>
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    <nameOfIssuer>BIOGEN INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>09062X103</cusip>
    <value>525</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2576</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1996</None>
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    <nameOfIssuer>BLACK KNIGHT INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>09215C105</cusip>
    <value>295</value>
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      <sshPrnamt>4518</sshPrnamt>
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      <None>4518</None>
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    <nameOfIssuer>BLACKSTONE INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>09260D107</cusip>
    <value>7482</value>
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      <sshPrnamt>82008</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>79391</Sole>
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      <None>2617</None>
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    <nameOfIssuer>BOX INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>10316T104</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>200</None>
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    <nameOfIssuer>BP PLC SPONSORED ADR</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>055622104</cusip>
    <value>1027</value>
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      <sshPrnamt>36221</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>30053</Sole>
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      <None>6168</None>
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    <nameOfIssuer>CALLON PETE CO DEL COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>13123X508</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>25</None>
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    <nameOfIssuer>CANON INC SPONSORED ADR</nameOfIssuer>
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    <cusip>138006309</cusip>
    <value>1</value>
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      <None>0</None>
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    <nameOfIssuer>CAPITAL ONE FINL CORP COM</nameOfIssuer>
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    <cusip>14040H105</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1536</None>
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    <nameOfIssuer>CHESAPEAKE ENERGY CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>165167735</cusip>
    <value>49</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>600</None>
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    <nameOfIssuer>CHEVRON CORP NEW COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>166764100</cusip>
    <value>76728</value>
    <shrsOrPrnAmt>
      <sshPrnamt>529965</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>461894</Sole>
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      <None>68071</None>
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    <nameOfIssuer>CINTAS CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>172908105</cusip>
    <value>849</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2273</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>50</Sole>
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      <None>2223</None>
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    <nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR COM</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-CLOSED ENDED</titleOfClass>
    <cusip>19248A109</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1032</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1032</Sole>
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      <None>0</None>
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    <nameOfIssuer>ALBERTSONS COS INC COMMON STOCK</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>013091103</cusip>
    <value>86</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>3200</None>
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    <nameOfIssuer>ALCON AG ORD SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>H01301128</cusip>
    <value>1977</value>
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      <sshPrnamt>28286</sshPrnamt>
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      <Sole>18015</Sole>
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      <None>10271</None>
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    <nameOfIssuer>ALLIANT ENERGY CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>018802108</cusip>
    <value>950</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16207</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>15447</Sole>
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      <None>760</None>
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    <nameOfIssuer>ALLY FINL INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>02005N100</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>300</Sole>
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      <None>0</None>
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    <nameOfIssuer>ALPHABET INC CAP STK CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>02079K305</cusip>
    <value>82142</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37693</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>35577</Sole>
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      <None>2116</None>
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    <nameOfIssuer>ALPS ETF TR ALERIAN MLP</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>00162Q452</cusip>
    <value>389</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11295</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>6909</Sole>
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      <None>4386</None>
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    <nameOfIssuer>AMAZON COM INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>023135106</cusip>
    <value>101861</value>
    <shrsOrPrnAmt>
      <sshPrnamt>959052</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>922512</Sole>
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      <None>36540</None>
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    <nameOfIssuer>AMDOCS LTD SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G02602103</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>43</Sole>
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      <None>0</None>
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    <nameOfIssuer>AMEDISYS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>023436108</cusip>
    <value>35</value>
    <shrsOrPrnAmt>
      <sshPrnamt>332</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>332</Sole>
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      <None>0</None>
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    <nameOfIssuer>AMERISOURCEBERGEN CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>03073E105</cusip>
    <value>519</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3671</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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    <nameOfIssuer>ARBOR REALTY TRUST INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>038923108</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1260</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1260</Sole>
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      <None>0</None>
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    <nameOfIssuer>BARRICK GOLD CORP COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>067901108</cusip>
    <value>267</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15119</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>12100</Sole>
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      <None>3019</None>
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    <nameOfIssuer>BCE INC COM NEW</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>05534B760</cusip>
    <value>536</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10892</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>10130</Sole>
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      <None>762</None>
    </votingAuthority>
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    <nameOfIssuer>BEST BUY INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>086516101</cusip>
    <value>2839</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43556</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2</otherManager>
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      <None>965</None>
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    <nameOfIssuer>BK OF AMERICA CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>060505104</cusip>
    <value>19311</value>
    <shrsOrPrnAmt>
      <sshPrnamt>620319</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>500747</Sole>
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    <nameOfIssuer>BLACKBAUD INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>09227Q100</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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  <infoTable>
    <nameOfIssuer>BLACKROCK MUNIHOLDINGS FD IN COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>09253N104</cusip>
    <value>91</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7139</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>BLACKROCK MUNIHOLDINGS QUALI COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>09254C107</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1748</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1748</Sole>
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      <None>0</None>
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    <nameOfIssuer>BLOCK INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>852234103</cusip>
    <value>322</value>
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      <sshPrnamt>5235</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>BUILDERS FIRSTSOURCE INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>12008R107</cusip>
    <value>43</value>
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      <None>800</None>
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    <nameOfIssuer>CERTARA INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>15687V109</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
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      <None>0</None>
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    <nameOfIssuer>CHURCH &amp; DWIGHT CO INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>171340102</cusip>
    <value>183</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>175</None>
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    <nameOfIssuer>CHUYS HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>171604101</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>100</None>
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    <nameOfIssuer>COMPX INTL INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>20563P101</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>51</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>51</None>
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    <nameOfIssuer>CONSTELLATION BRANDS INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>21036P108</cusip>
    <value>10708</value>
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      <sshPrnamt>45947</sshPrnamt>
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      <None>13</None>
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    <nameOfIssuer>COTERRA ENERGY INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>127097103</cusip>
    <value>1421</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55116</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1609</Sole>
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      <None>53507</None>
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    <nameOfIssuer>CROWN CASTLE INTL CORP NEW COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>22822V101</cusip>
    <value>1</value>
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      <sshPrnamt>8</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>8</Sole>
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      <None>0</None>
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    <nameOfIssuer>ABRDN ASIA PACIFIC INCOME FU COM</nameOfIssuer>
    <titleOfClass>GLOBAL TAXABLE FUND-CLOSED ENDED</titleOfClass>
    <cusip>003009107</cusip>
    <value>213</value>
    <shrsOrPrnAmt>
      <sshPrnamt>73100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>73100</None>
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    <nameOfIssuer>ACI WORLDWIDE INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>004498101</cusip>
    <value>153</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5900</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>5900</None>
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    <nameOfIssuer>ADIENT PLC ORD SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G0084W101</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>99</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>99</None>
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    <nameOfIssuer>ALLIANCEBERNSTEIN GLOBAL HIG COM</nameOfIssuer>
    <titleOfClass>GLOBAL TAXABLE FUND-CLOSED ENDED</titleOfClass>
    <cusip>01879R106</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>3000</None>
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    <nameOfIssuer>ANALOG DEVICES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>032654105</cusip>
    <value>8796</value>
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      <sshPrnamt>60211</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2</otherManager>
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      <Sole>55452</Sole>
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      <None>4759</None>
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    <nameOfIssuer>APARTMENT INVT &amp; MGMT CO CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>03748R747</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>297</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>297</Sole>
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      <None>0</None>
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    <nameOfIssuer>ATLASSIAN CORP PLC CL A</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G06242104</cusip>
    <value>18</value>
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      <sshPrnamt>96</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>96</None>
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    <nameOfIssuer>AVIS BUDGET GROUP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>053774105</cusip>
    <value>425</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2892</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>2892</None>
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    <nameOfIssuer>BAIDU INC SPON ADR REP A</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>056752108</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>141</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>141</Sole>
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    <nameOfIssuer>CALIFORNIA WTR SVC GROUP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>130788102</cusip>
    <value>6</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>100</None>
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    <nameOfIssuer>CAMECO CORP COM</nameOfIssuer>
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    <cusip>13321L108</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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    <nameOfIssuer>CAMTEK LTD ORD</nameOfIssuer>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>100</None>
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    <nameOfIssuer>CANADIAN NAT RES LTD COM</nameOfIssuer>
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    <cusip>136385101</cusip>
    <value>54</value>
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      <None>0</None>
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    <nameOfIssuer>CATERPILLAR INC COM</nameOfIssuer>
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    <nameOfIssuer>COCA COLA CO COM</nameOfIssuer>
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    <nameOfIssuer>CONAGRA BRANDS INC COM</nameOfIssuer>
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    <cusip>205887102</cusip>
    <value>517</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1700</None>
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    <nameOfIssuer>COOPER COS INC COM NEW</nameOfIssuer>
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    <cusip>216648402</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>COPART INC COM</nameOfIssuer>
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    <cusip>217204106</cusip>
    <value>841</value>
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    <nameOfIssuer>DBX ETF TR XTRACK HRVST CSI</nameOfIssuer>
    <titleOfClass>GLOBAL FUND-ETF</titleOfClass>
    <cusip>233051879</cusip>
    <value>27</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>DCP MIDSTREAM LP COM UT LTD PTN</nameOfIssuer>
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    <cusip>23311P100</cusip>
    <value>15</value>
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    <nameOfIssuer>DELUXE CORP COM</nameOfIssuer>
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    <cusip>248019101</cusip>
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      <None>7055</None>
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    <nameOfIssuer>DENTSPLY SIRONA INC COM</nameOfIssuer>
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    <cusip>24906P109</cusip>
    <value>46</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>DIAGEO PLC SPON ADR NEW</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>25243Q205</cusip>
    <value>903</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>5058</Sole>
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    <nameOfIssuer>DOVER CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>260003108</cusip>
    <value>1612</value>
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    <nameOfIssuer>DUKE ENERGY CORP NEW COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>26441C204</cusip>
    <value>2890</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>ECOARK HLDGS INC COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>27888N307</cusip>
    <value>4</value>
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    <nameOfIssuer>EMBECTA CORP COMMON STOCK</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>29082K105</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>803</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>3M CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>88579Y101</cusip>
    <value>4200</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>ABBOTT LABS COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>002824100</cusip>
    <value>23767</value>
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    <nameOfIssuer>AGILENT TECHNOLOGIES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>00846U101</cusip>
    <value>539</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4540</sshPrnamt>
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    <otherManager>1</otherManager>
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      <None>775</None>
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    <nameOfIssuer>AGNICO EAGLE MINES LTD COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>008474108</cusip>
    <value>5</value>
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    <otherManager>1</otherManager>
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      <None>100</None>
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    <nameOfIssuer>ALLSTATE CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>020002101</cusip>
    <value>952</value>
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      <None>1543</None>
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    <nameOfIssuer>ALTRA INDL MOTION CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>02208R106</cusip>
    <value>8</value>
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      <None>213</None>
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    <nameOfIssuer>ALTRIA GROUP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>02209S103</cusip>
    <value>8959</value>
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      <sshPrnamt>214132</sshPrnamt>
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    <nameOfIssuer>AMEREN CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>023608102</cusip>
    <value>467</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>AMERICAN WTR WKS CO INC NEW COM</nameOfIssuer>
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    <cusip>030420103</cusip>
    <value>4016</value>
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      <None>0</None>
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    <nameOfIssuer>AMERISAFE INC COM</nameOfIssuer>
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    <cusip>03071H100</cusip>
    <value>10</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>200</None>
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    <nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN COM</nameOfIssuer>
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    <cusip>035710409</cusip>
    <value>161</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>27206</Sole>
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      <None>0</None>
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    <nameOfIssuer>APARTMENT INCOME REIT CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>03750L109</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>297</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>297</Sole>
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      <None>0</None>
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    <nameOfIssuer>ARES CAPITAL CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>04010L103</cusip>
    <value>774</value>
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      <sshPrnamt>43165</sshPrnamt>
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      <Sole>10365</Sole>
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      <None>32800</None>
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    <nameOfIssuer>AT&amp;T INC COM</nameOfIssuer>
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    <cusip>00206R102</cusip>
    <value>17025</value>
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      <Sole>508829</Sole>
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      <None>303413</None>
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    <nameOfIssuer>BALLARD PWR SYS INC NEW COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>058586108</cusip>
    <value>1</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>100</None>
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    <nameOfIssuer>BECTON DICKINSON &amp; CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>075887109</cusip>
    <value>2028</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>5846</Sole>
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      <None>2379</None>
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    <nameOfIssuer>BLACKROCK MUNIASSETS FD INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX HIGH YIELD-CLOSED ENDED</titleOfClass>
    <cusip>09254J102</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3751</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>3751</Sole>
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      <None>0</None>
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    <nameOfIssuer>BOSTON SCIENTIFIC CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>101137107</cusip>
    <value>15859</value>
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      <sshPrnamt>425506</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>407899</Sole>
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      <None>17607</None>
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    <nameOfIssuer>BP PRUDHOE BAY RTY TR UNIT BEN INT</nameOfIssuer>
    <titleOfClass>DOMESTIC ROYALTY TRUST</titleOfClass>
    <cusip>055630107</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>895</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>895</None>
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    <nameOfIssuer>BRITISH AMERN TOB PLC SPONSORED ADR</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>110448107</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>314</None>
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    <nameOfIssuer>CADENCE DESIGN SYSTEM INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>127387108</cusip>
    <value>240</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1600</None>
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    <nameOfIssuer>CAMPBELL SOUP CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>134429109</cusip>
    <value>67</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>1400</None>
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    <nameOfIssuer>CANADIAN PAC RY LTD COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>13645T100</cusip>
    <value>27387</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>370785</Sole>
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    <nameOfIssuer>CHEMOURS CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>163851108</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>696</Sole>
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      <None>0</None>
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    <nameOfIssuer>CHENIERE ENERGY INC COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>16411R208</cusip>
    <value>186</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1400</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>900</None>
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    <nameOfIssuer>CHUBB LIMITED COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>H1467J104</cusip>
    <value>16677</value>
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      <None>13975</None>
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    <nameOfIssuer>CISCO SYS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>17275R102</cusip>
    <value>20735</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>ACTIVISION BLIZZARD INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>00507V109</cusip>
    <value>464</value>
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      <None>1306</None>
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    <nameOfIssuer>ADOBE SYSTEMS INCORPORATED COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>00724F101</cusip>
    <value>26140</value>
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    <nameOfIssuer>AIR PRODS &amp; CHEMS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>009158106</cusip>
    <value>4873</value>
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      <Sole>13035</Sole>
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    <nameOfIssuer>ALLEGION PLC ORD SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G0176J109</cusip>
    <value>478</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>ALLIANCEBERNSTEIN NATL MUN I COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>01864U106</cusip>
    <value>39</value>
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      <None>0</None>
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    <nameOfIssuer>AMERICAN TOWER CORP NEW COM</nameOfIssuer>
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    <cusip>03027X100</cusip>
    <value>15644</value>
    <shrsOrPrnAmt>
      <sshPrnamt>61152</sshPrnamt>
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    <nameOfIssuer>AMGEN INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
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    <value>12534</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>46254</Sole>
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    <nameOfIssuer>ARCOSA INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>039653100</cusip>
    <value>6</value>
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    <cusip>058498106</cusip>
    <value>48</value>
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    <nameOfIssuer>BANK MONTREAL QUE COM</nameOfIssuer>
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    <cusip>063671101</cusip>
    <value>59</value>
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    <nameOfIssuer>BARCLAYS PLC ADR</nameOfIssuer>
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    <cusip>06738E204</cusip>
    <value>29</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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    <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL CL B NEW</nameOfIssuer>
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      <None>978</None>
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    <nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN COM</nameOfIssuer>
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    <cusip>11133T103</cusip>
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      <None>3335</None>
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    <nameOfIssuer>BROWN &amp; BROWN INC COM</nameOfIssuer>
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    <nameOfIssuer>BROWN FORMAN CORP CL B</nameOfIssuer>
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      <None>920</None>
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    <nameOfIssuer>CANADIAN NATL RY CO COM</nameOfIssuer>
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      <None>4761</None>
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    <nameOfIssuer>CARRIAGE SVCS INC COM</nameOfIssuer>
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    <cusip>143905107</cusip>
    <value>7</value>
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    <nameOfIssuer>CENTERPOINT ENERGY INC COM</nameOfIssuer>
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    <nameOfIssuer>CERAGON NETWORKS LTD ORD</nameOfIssuer>
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    <cusip>M22013102</cusip>
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    <nameOfIssuer>CHIPOTLE MEXICAN GRILL INC COM</nameOfIssuer>
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    <cusip>169656105</cusip>
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    <nameOfIssuer>CIGNA CORP NEW COM</nameOfIssuer>
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    <nameOfIssuer>CIVITAS RESOURCES INC COM NEW</nameOfIssuer>
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    <nameOfIssuer>CLEARBRIDGE MLP AND MIDSTRM COM</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>184692200</cusip>
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      <sshPrnamt>4060</sshPrnamt>
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    <nameOfIssuer>CLEARBRIDGE MLP AND MIDSTRM COM</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>18469Q207</cusip>
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      <sshPrnamt>6318</sshPrnamt>
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      <None>6318</None>
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    <nameOfIssuer>CME GROUP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>12572Q105</cusip>
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    <nameOfIssuer>DANAHER CORPORATION COM</nameOfIssuer>
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    <cusip>235851102</cusip>
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    <nameOfIssuer>DEERE &amp; CO COM</nameOfIssuer>
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    <nameOfIssuer>DICKS SPORTING GOODS INC COM</nameOfIssuer>
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      <None>500</None>
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    <nameOfIssuer>DIVERSIFIED HEALTHCARE TR COM SH BEN INT</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>25525P107</cusip>
    <value>2</value>
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      <sshPrnamt>1250</sshPrnamt>
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    <nameOfIssuer>DXC TECHNOLOGY CO COM</nameOfIssuer>
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    <cusip>23355L106</cusip>
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    <nameOfIssuer>EATON VANCE TAX-ADVANTAGED G COM</nameOfIssuer>
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    <cusip>27828U106</cusip>
    <value>17</value>
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    <nameOfIssuer>EL POLLO LOCO HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>268603107</cusip>
    <value>3</value>
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      <None>300</None>
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    <nameOfIssuer>ENLINK MIDSTREAM LLC COM UNIT REP LTD</nameOfIssuer>
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    <cusip>29336T100</cusip>
    <value>29</value>
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      <None>3450</None>
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    <nameOfIssuer>ENOVIS CORPORATION COM</nameOfIssuer>
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    <cusip>194014502</cusip>
    <value>18</value>
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    <cusip>30034W106</cusip>
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    <cusip>N3167Y103</cusip>
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      <None>0</None>
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    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD INDLS PROD DUR</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>33734X150</cusip>
    <value>29</value>
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      <sshPrnamt>600</sshPrnamt>
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    <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX</nameOfIssuer>
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    <cusip>33733E302</cusip>
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    <nameOfIssuer>FLEETCOR TECHNOLOGIES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>339041105</cusip>
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    <nameOfIssuer>FLEXSHARES TR IBOXX 3R TARGT</nameOfIssuer>
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    <cusip>33939L506</cusip>
    <value>15</value>
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      <None>0</None>
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    <nameOfIssuer>FMC CORP COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>302491303</cusip>
    <value>1790</value>
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    <nameOfIssuer>FORTINET INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>34959E109</cusip>
    <value>993</value>
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      <None>17075</None>
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    <nameOfIssuer>FRANKLIN ELEC INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>353514102</cusip>
    <value>192</value>
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    <nameOfIssuer>FREEPORT-MCMORAN INC CL B</nameOfIssuer>
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    <cusip>35671D857</cusip>
    <value>88</value>
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      <None>2500</None>
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    <nameOfIssuer>GOLDMAN SACHS GROUP INC COM</nameOfIssuer>
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    <nameOfIssuer>GRAINGER W W INC COM</nameOfIssuer>
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    <nameOfIssuer>GRAND CANYON ED INC COM</nameOfIssuer>
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      <None>1090</None>
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    <nameOfIssuer>HANCOCK JOHN TAX-ADVANTAGED COM</nameOfIssuer>
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    <cusip>41013V100</cusip>
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      <None>0</None>
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    <nameOfIssuer>HECLA MNG CO COM</nameOfIssuer>
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    <nameOfIssuer>COMMERCE BANCSHARES INC COM</nameOfIssuer>
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      <None>0</None>
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    <nameOfIssuer>COMMSCOPE HLDG CO INC COM</nameOfIssuer>
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      <None>400</None>
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    <nameOfIssuer>COSTAR GROUP INC COM</nameOfIssuer>
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    <cusip>22160N109</cusip>
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      <None>0</None>
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    <nameOfIssuer>CULLEN FROST BANKERS INC COM</nameOfIssuer>
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    <cusip>229899109</cusip>
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      <None>186659</None>
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    <nameOfIssuer>DIAMONDBACK ENERGY INC COM</nameOfIssuer>
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    <cusip>25278X109</cusip>
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    <nameOfIssuer>DIGITAL RLTY TR INC COM</nameOfIssuer>
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    <cusip>253868103</cusip>
    <value>7876</value>
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    <nameOfIssuer>DOLLAR TREE INC COM</nameOfIssuer>
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    <cusip>256746108</cusip>
    <value>58</value>
    <shrsOrPrnAmt>
      <sshPrnamt>374</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>374</None>
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    <nameOfIssuer>DUN &amp; BRADSTREET HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>26484T106</cusip>
    <value>242</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16114</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>16114</None>
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    <nameOfIssuer>EASTMAN CHEM CO COM</nameOfIssuer>
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    <cusip>277432100</cusip>
    <value>126</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1400</sshPrnamt>
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      <None>600</None>
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    <nameOfIssuer>EATON CORP PLC SHS</nameOfIssuer>
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      <sshPrnamt>188673</sshPrnamt>
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      <None>2098</None>
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    <nameOfIssuer>EATON VANCE TAX-MANAGED DIVE COM</nameOfIssuer>
    <titleOfClass>DOMESTIC MULTI CAP FUND-CLOSED ENDED</titleOfClass>
    <cusip>27828N102</cusip>
    <value>24</value>
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      <sshPrnamt>2156</sshPrnamt>
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      <Sole>2156</Sole>
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      <None>0</None>
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    <nameOfIssuer>ELANCO ANIMAL HEALTH INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>28414H103</cusip>
    <value>75</value>
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      <None>0</None>
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    <nameOfIssuer>EOG RES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>26875P101</cusip>
    <value>3220</value>
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      <sshPrnamt>29152</sshPrnamt>
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      <None>2633</None>
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    <nameOfIssuer>EQUINIX INC COM</nameOfIssuer>
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    <value>203</value>
    <shrsOrPrnAmt>
      <sshPrnamt>309</sshPrnamt>
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    <nameOfIssuer>EQUITRANS MIDSTREAM CORP COM</nameOfIssuer>
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    <cusip>294600101</cusip>
    <value>3</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>452</Sole>
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      <None>0</None>
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    <nameOfIssuer>EVEREST RE GROUP LTD COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G3223R108</cusip>
    <value>70</value>
    <shrsOrPrnAmt>
      <sshPrnamt>250</sshPrnamt>
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    <nameOfIssuer>EXPEDIA GROUP INC COM NEW</nameOfIssuer>
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    <cusip>30212P303</cusip>
    <value>4804</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>4391</None>
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    <nameOfIssuer>FACTSET RESH SYS INC COM</nameOfIssuer>
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    <cusip>303075105</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>4</Sole>
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      <None>0</None>
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    <nameOfIssuer>FIRST AMERN FINL CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>31847R102</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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    <nameOfIssuer>FOUR CORNERS PPTY TR INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>35086T109</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>GARRETT MOTION INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>366505105</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>760</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>760</None>
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    <nameOfIssuer>GLOBAL PMTS INC COM</nameOfIssuer>
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    <cusip>37940X102</cusip>
    <value>54</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>GLOBAL X FDS RENEWABLE ENERGY</nameOfIssuer>
    <titleOfClass>GLOBAL FUND-ETF</titleOfClass>
    <cusip>37954Y707</cusip>
    <value>333</value>
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      <sshPrnamt>23518</sshPrnamt>
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    <nameOfIssuer>GSK PLC SPONSORED ADR</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>37733W105</cusip>
    <value>1634</value>
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    <nameOfIssuer>HERCULES CAPITAL INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>427096508</cusip>
    <value>27</value>
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    <nameOfIssuer>HP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>40434L105</cusip>
    <value>733</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>IDEXX LABS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>45168D104</cusip>
    <value>477</value>
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      <sshPrnamt>1359</sshPrnamt>
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    <nameOfIssuer>INTERCONTINENTAL EXCHANGE IN COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>45866F104</cusip>
    <value>4480</value>
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      <sshPrnamt>47638</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>ENBRIDGE INC COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>29250N105</cusip>
    <value>836</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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    <nameOfIssuer>EQUITY RESIDENTIAL SH BEN INT</nameOfIssuer>
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    <nameOfIssuer>FLAHERTY &amp; CRUMRINE DYNAMIC SHS</nameOfIssuer>
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    <cusip>33848W106</cusip>
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    <nameOfIssuer>FLOWERS FOODS INC COM</nameOfIssuer>
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    <nameOfIssuer>FORTRESS TRANS INFRST INVS L CL A COM SHS</nameOfIssuer>
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    <cusip>34960P101</cusip>
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    <nameOfIssuer>FUBOTV INC COM</nameOfIssuer>
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    <nameOfIssuer>GILEAD SCIENCES INC COM</nameOfIssuer>
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    <cusip>375558103</cusip>
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    <nameOfIssuer>GUIDEWIRE SOFTWARE INC COM</nameOfIssuer>
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    <nameOfIssuer>HENRY SCHEIN INC COM</nameOfIssuer>
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    <value>674</value>
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      <None>300</None>
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    <nameOfIssuer>HIGHPEAK ENERGY INC COM</nameOfIssuer>
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      <None>0</None>
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    <nameOfIssuer>HILTON WORLDWIDE HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>43300A203</cusip>
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    <nameOfIssuer>HOLLY ENERGY PARTNERS L P COM UT LTD PTN</nameOfIssuer>
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    <nameOfIssuer>HUMANA INC COM</nameOfIssuer>
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    <nameOfIssuer>IAC INTERACTIVECORP NEW COM NEW</nameOfIssuer>
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    <nameOfIssuer>ICAHN ENTERPRISES LP DEPOSITARY UNIT</nameOfIssuer>
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    <nameOfIssuer>II-VI INC COM</nameOfIssuer>
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      <None>100</None>
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    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T S&amp;P500 EQL WGT</nameOfIssuer>
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    <cusip>46137V357</cusip>
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    <cusip>46137V258</cusip>
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    <nameOfIssuer>ISHARES INC MSCI WORLD ETF</nameOfIssuer>
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    <nameOfIssuer>CLEAN HARBORS INC COM</nameOfIssuer>
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    <nameOfIssuer>CONSOLIDATED EDISON INC COM</nameOfIssuer>
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    <nameOfIssuer>CORNING INC COM</nameOfIssuer>
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    <nameOfIssuer>CUBESMART COM</nameOfIssuer>
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    <cusip>229663109</cusip>
    <value>15</value>
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    <nameOfIssuer>D R HORTON INC COM</nameOfIssuer>
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    <cusip>23331A109</cusip>
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    <nameOfIssuer>DELL TECHNOLOGIES INC CL C</nameOfIssuer>
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    <cusip>24703L202</cusip>
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    <cusip>25179M103</cusip>
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    <nameOfIssuer>DISNEY WALT CO COM</nameOfIssuer>
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    <cusip>254687106</cusip>
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    <nameOfIssuer>DRIVEN BRANDS HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>26210V102</cusip>
    <value>330</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>12000</None>
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  <infoTable>
    <nameOfIssuer>ENCOMPASS HEALTH CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>29261A100</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>400</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ESAB CORPORATION COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>29605J106</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>326</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>326</None>
    </votingAuthority>
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    <nameOfIssuer>ETF SER SOLUTIONS US GLB JETS</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>26922A842</cusip>
    <value>66</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>4000</None>
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    <nameOfIssuer>EVERSOURCE ENERGY COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>30040W108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14</sshPrnamt>
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      <Sole>14</Sole>
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      <None>0</None>
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    <nameOfIssuer>EXELON CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>30161N101</cusip>
    <value>219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4823</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>543</Sole>
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      <None>4280</None>
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    <nameOfIssuer>EXTRA SPACE STORAGE INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>30225T102</cusip>
    <value>51</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>300</None>
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    <nameOfIssuer>FEDERATED HERMES INC CL B</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>314211103</cusip>
    <value>257</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8100</None>
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    <nameOfIssuer>FIRST HORIZON CORPORATION COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>320517105</cusip>
    <value>363</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16600</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>16600</None>
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  <infoTable>
    <nameOfIssuer>FLOOR &amp; DECOR HLDGS INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>339750101</cusip>
    <value>3653</value>
    <shrsOrPrnAmt>
      <sshPrnamt>58014</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>57442</Sole>
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      <None>572</None>
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    <nameOfIssuer>FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>344419106</cusip>
    <value>81</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1200</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>1200</Sole>
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      <None>0</None>
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    <nameOfIssuer>FORD MTR CO DEL COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>345370860</cusip>
    <value>916</value>
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      <sshPrnamt>82319</sshPrnamt>
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      <None>79269</None>
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    <nameOfIssuer>FORTIVE CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>34959J108</cusip>
    <value>7355</value>
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      <sshPrnamt>135257</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>131523</Sole>
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      <None>3734</None>
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    <nameOfIssuer>GAMCO NAT RES GOLD &amp; INCOME SH BEN INT</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>36465E101</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6045</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>6045</None>
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  <infoTable>
    <nameOfIssuer>GENERAL MLS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>370334104</cusip>
    <value>11975</value>
    <shrsOrPrnAmt>
      <sshPrnamt>158714</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>157002</Sole>
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      <None>1712</None>
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    <nameOfIssuer>GENUINE PARTS CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>372460105</cusip>
    <value>1892</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14226</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>12559</Sole>
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      <None>1667</None>
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  <infoTable>
    <nameOfIssuer>GLOBAL X FDS AUTONMOUS EV ETF</nameOfIssuer>
    <titleOfClass>GLOBAL FUND-ETF</titleOfClass>
    <cusip>37954Y624</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>175</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>175</None>
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  <infoTable>
    <nameOfIssuer>CMS ENERGY CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>125896100</cusip>
    <value>55</value>
    <shrsOrPrnAmt>
      <sshPrnamt>818</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>18</Sole>
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      <None>800</None>
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  <infoTable>
    <nameOfIssuer>CONOCOPHILLIPS COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>20825C104</cusip>
    <value>20216</value>
    <shrsOrPrnAmt>
      <sshPrnamt>224516</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>194481</Sole>
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      <None>30035</None>
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  <infoTable>
    <nameOfIssuer>CRISPR THERAPEUTICS AG NAMEN AKT</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>H17182108</cusip>
    <value>1</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>10</None>
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  <infoTable>
    <nameOfIssuer>CROWN HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>228368106</cusip>
    <value>145</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1573</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>573</Sole>
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      <None>1000</None>
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  <infoTable>
    <nameOfIssuer>DISH NETWORK CORPORATION CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>25470M109</cusip>
    <value>233</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12996</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>12796</Sole>
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      <None>200</None>
    </votingAuthority>
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    <nameOfIssuer>DOCUSIGN INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>256163106</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>81</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>81</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>DTE ENERGY CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>233331107</cusip>
    <value>76</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>600</None>
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    <nameOfIssuer>EATON VANCE MUN BD FD COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>27827X101</cusip>
    <value>47</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4391</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4391</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>EBAY INC. COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>278642103</cusip>
    <value>1080</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25922</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>19252</Sole>
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      <None>6670</None>
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  <infoTable>
    <nameOfIssuer>ELECTRONIC ARTS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>285512109</cusip>
    <value>772</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6345</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>5035</Sole>
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      <None>1310</None>
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    <nameOfIssuer>ELEMENT SOLUTIONS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>28618M106</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>520</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>520</None>
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    <nameOfIssuer>ETSY INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>29786A106</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>600</None>
    </votingAuthority>
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    <nameOfIssuer>EVERCORE INC CLASS A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>29977A105</cusip>
    <value>94</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1000</None>
    </votingAuthority>
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    <nameOfIssuer>EXXON MOBIL CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>30231G102</cusip>
    <value>57578</value>
    <shrsOrPrnAmt>
      <sshPrnamt>672321</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>430066</Sole>
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      <None>242255</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FIDELITY NATIONAL FINANCIAL FNF GROUP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>31620R303</cusip>
    <value>1502</value>
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      <sshPrnamt>40630</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>37200</Sole>
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      <None>3430</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>33738G104</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>771</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>771</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FOX CORP CL B COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>35137L204</cusip>
    <value>126</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4247</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4247</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>363576109</cusip>
    <value>9110</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55877</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>54582</Sole>
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      <None>1295</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GAP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>364760108</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2900</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GENERAL DYNAMICS CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>369550108</cusip>
    <value>1160</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5244</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>GENESIS ENERGY L P UNIT LTD PARTN</nameOfIssuer>
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    <nameOfIssuer>HESS CORP COM</nameOfIssuer>
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    <nameOfIssuer>HIGHPEAK ENERGY INC  W EXP 08/21/202</nameOfIssuer>
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    <nameOfIssuer>HENRY JACK &amp; ASSOC INC COM</nameOfIssuer>
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    <nameOfIssuer>HERSHA HOSPITALITY TR PR SHS BEN INT</nameOfIssuer>
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    <nameOfIssuer>HORIZON THERAPEUTICS PUB L SHS</nameOfIssuer>
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    <nameOfIssuer>HUNTINGTON BANCSHARES INC COM</nameOfIssuer>
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    <nameOfIssuer>ILLINOIS TOOL WKS INC COM</nameOfIssuer>
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    <nameOfIssuer>INVESCO EXCH TRADED FD TR II KBW HIG DV YLD</nameOfIssuer>
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    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU</nameOfIssuer>
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    <nameOfIssuer>ISHARES INC MSCI EURZONE ETF</nameOfIssuer>
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    <nameOfIssuer>LAMAR ADVERTISING CO NEW CL A</nameOfIssuer>
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    <nameOfIssuer>LOWES COS INC COM</nameOfIssuer>
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    <nameOfIssuer>MARVELL TECHNOLOGY INC COM</nameOfIssuer>
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    <nameOfIssuer>MATCH GROUP INC NEW COM</nameOfIssuer>
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    <nameOfIssuer>INTERNATIONAL BUSINESS MACHS COM</nameOfIssuer>
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    <cusip>459506101</cusip>
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      <Shared>0</Shared>
      <None>3445</None>
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  <infoTable>
    <nameOfIssuer>INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>46090F100</cusip>
    <value>357</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19813</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>19813</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>46137V613</cusip>
    <value>371</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2500</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T S&amp;P500 EQL REL</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>46137V290</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>250</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>250</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T S&amp;P500 EQL TEC</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>46137V282</cusip>
    <value>47</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>200</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO QQQ TR UNIT SER 1</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>46090E103</cusip>
    <value>832</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2970</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2309</Sole>
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      <None>661</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES INC MSCI GERMANY ETF</nameOfIssuer>
    <titleOfClass>GLOBAL FUND-ETF</titleOfClass>
    <cusip>464286806</cusip>
    <value>76</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3300</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR CORE S&amp;P US GWT</nameOfIssuer>
    <titleOfClass>DOMESTIC MULTI CAP FUND-ETF</titleOfClass>
    <cusip>464287671</cusip>
    <value>32</value>
    <shrsOrPrnAmt>
      <sshPrnamt>387</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>387</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR HDG MSCI EAFE</nameOfIssuer>
    <titleOfClass>INTL DEVELOPED MKTS FUND-ETF</titleOfClass>
    <cusip>46434V803</cusip>
    <value>471</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14802</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>14802</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR RUS MID CAP ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC MID CAP FUND-ETF</titleOfClass>
    <cusip>464287499</cusip>
    <value>1821</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28155</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>26955</Sole>
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      <None>1200</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR S&amp;P 500 VAL ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>464287408</cusip>
    <value>8984</value>
    <shrsOrPrnAmt>
      <sshPrnamt>65355</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>65355</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR US AER DEF ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>464288760</cusip>
    <value>69</value>
    <shrsOrPrnAmt>
      <sshPrnamt>700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>700</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>KONTOOR BRANDS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>50050N103</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>185</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>171</Sole>
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      <None>14</None>
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  <infoTable>
    <nameOfIssuer>LABORATORY CORP AMER HLDGS COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>50540R409</cusip>
    <value>296</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1261</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>661</Sole>
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      <None>600</None>
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  <infoTable>
    <nameOfIssuer>LAMB WESTON HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>513272104</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>333</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>333</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>LIBERTY GLOBAL PLC SHS CL C</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G5480U120</cusip>
    <value>53</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2400</None>
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  <infoTable>
    <nameOfIssuer>LINCOLN NATL CORP IND COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>534187109</cusip>
    <value>51</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>1100</None>
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  <infoTable>
    <nameOfIssuer>M &amp; T BK CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>55261F104</cusip>
    <value>209</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1309</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1309</None>
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  <infoTable>
    <nameOfIssuer>MPLX LP COM UNIT REP LTD</nameOfIssuer>
    <titleOfClass>MLP PUBLIC EXCHANGE (K-1)</titleOfClass>
    <cusip>55336V100</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>436</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>436</None>
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  <infoTable>
    <nameOfIssuer>NATIONAL INSTRS CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>636518102</cusip>
    <value>644</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20637</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2715</Sole>
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      <None>17922</None>
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  <infoTable>
    <nameOfIssuer>NATURAL GROCERS BY VITAMIN C COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>63888U108</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>200</None>
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  <infoTable>
    <nameOfIssuer>NETAPP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>64110D104</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>700</None>
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  <infoTable>
    <nameOfIssuer>NETEASE INC SPONSORED ADS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>64110W102</cusip>
    <value>15</value>
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      <sshPrnamt>160</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>160</None>
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  <infoTable>
    <nameOfIssuer>NEW YORK CMNTY BANCORP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>649445103</cusip>
    <value>127</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13903</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>13903</None>
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  <infoTable>
    <nameOfIssuer>NORTHERN OIL AND GAS INC MN COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>665531307</cusip>
    <value>575</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22750</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>22750</None>
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    <nameOfIssuer>NUSTAR ENERGY LP UNIT COM</nameOfIssuer>
    <titleOfClass>MLP PUBLIC EXCHANGE (K-1)</titleOfClass>
    <cusip>67058H102</cusip>
    <value>113</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8049</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2000</Sole>
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      <None>6049</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR CORE S&amp;P SCP ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SMALL CAP FUND-ETF</titleOfClass>
    <cusip>464287804</cusip>
    <value>2131</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23060</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>18915</Sole>
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      <None>4145</None>
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    <nameOfIssuer>ISHARES TR CORE S&amp;P500 ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>464287200</cusip>
    <value>1837</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4846</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3244</Sole>
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      <None>1602</None>
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    <nameOfIssuer>ISHARES TR ISHS 1-5YR INVS</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>464288646</cusip>
    <value>99</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1956</sshPrnamt>
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      <None>1956</None>
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    <nameOfIssuer>ISHARES TR MSCI AC ASIA ETF</nameOfIssuer>
    <titleOfClass>INTL EMERGING MKTS FUND-ETF</titleOfClass>
    <cusip>464288182</cusip>
    <value>415</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>6000</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>JOHNSON &amp; JOHNSON COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>478160104</cusip>
    <value>56259</value>
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      <sshPrnamt>316934</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>257782</Sole>
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      <None>59152</None>
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  <infoTable>
    <nameOfIssuer>JUNIPER NETWORKS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>48203R104</cusip>
    <value>8</value>
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      <sshPrnamt>277</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>277</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>KAYNE ANDERSON ENERGY INFRST COM</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>486606106</cusip>
    <value>29</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3429</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3429</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>KEURIG DR PEPPER INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>49271V100</cusip>
    <value>1248</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35252</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1250</Sole>
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      <None>34002</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>KEYSIGHT TECHNOLOGIES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>49338L103</cusip>
    <value>69</value>
    <shrsOrPrnAmt>
      <sshPrnamt>498</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>498</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>KINROSS GOLD CORP COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>496902404</cusip>
    <value>35</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9800</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>KRATOS DEFENSE &amp; SEC SOLUTIO COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>50077B207</cusip>
    <value>3</value>
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      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>200</None>
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    <nameOfIssuer>L3HARRIS TECHNOLOGIES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>502431109</cusip>
    <value>8086</value>
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      <sshPrnamt>33453</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>2143</None>
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    <nameOfIssuer>LIVERAMP HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>53815P108</cusip>
    <value>147</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5710</sshPrnamt>
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      <Shared>0</Shared>
      <None>5710</None>
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    <nameOfIssuer>MAIN STR CAP CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>56035L104</cusip>
    <value>154</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4000</sshPrnamt>
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      <None>4000</None>
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    <nameOfIssuer>MANULIFE FINL CORP COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>56501R106</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1615</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>1615</None>
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    <nameOfIssuer>MEDTRONIC PLC SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>22029</value>
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      <sshPrnamt>245011</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>238537</Sole>
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      <None>6474</None>
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    <nameOfIssuer>MICROCHIP TECHNOLOGY INC. COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>595017104</cusip>
    <value>399</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6872</sshPrnamt>
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      <None>2400</None>
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    <nameOfIssuer>MOHAWK INDS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>608190104</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
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      <None>100</None>
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    <nameOfIssuer>NCR CORP NEW COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>62886E108</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1000</None>
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    <nameOfIssuer>NORDSTROM INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>655664100</cusip>
    <value>35</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1665</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1600</None>
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    <nameOfIssuer>NORTHROP GRUMMAN CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>666807102</cusip>
    <value>1154</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2410</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>100</None>
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    <nameOfIssuer>OCCIDENTAL PETE CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>674599105</cusip>
    <value>415</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7047</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2369</Sole>
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      <None>4678</None>
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    <nameOfIssuer>OPEN LENDING CORP COM CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>68373J104</cusip>
    <value>124</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12162</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>12162</None>
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    <nameOfIssuer>OWENS CORNING NEW COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>690742101</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>770</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>770</None>
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    <nameOfIssuer>PAN AMERN SILVER CORP COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>697900108</cusip>
    <value>138</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>6000</Sole>
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      <None>1000</None>
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  <infoTable>
    <nameOfIssuer>PFIZER INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>717081103</cusip>
    <value>26886</value>
    <shrsOrPrnAmt>
      <sshPrnamt>512792</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>480096</Sole>
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      <None>32696</None>
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    <nameOfIssuer>PVH CORPORATION COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>693656100</cusip>
    <value>267</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4698</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>4698</Sole>
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      <None>0</None>
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    <nameOfIssuer>GLOBAL X FDS GLOBAL X URANIUM</nameOfIssuer>
    <titleOfClass>GLOBAL SECTOR FUND-ETF</titleOfClass>
    <cusip>37954Y871</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>38</None>
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    <nameOfIssuer>GLOBAL X FDS US INFR DEV ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC MULTI CAP FUND-ETF</titleOfClass>
    <cusip>37954Y673</cusip>
    <value>153</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6700</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>6700</None>
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    <nameOfIssuer>GLOBANT S A COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>L44385109</cusip>
    <value>60</value>
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      <sshPrnamt>347</sshPrnamt>
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      <Sole>347</Sole>
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      <None>0</None>
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    <nameOfIssuer>GODADDY INC CL A</nameOfIssuer>
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    <cusip>380237107</cusip>
    <value>14</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>200</None>
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    <nameOfIssuer>GUARANTY BANCSHARES INC TEX COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>400764106</cusip>
    <value>128</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3520</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>3520</None>
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    <nameOfIssuer>HARTFORD FINL SVCS GROUP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>416515104</cusip>
    <value>114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1740</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>715</Sole>
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      <None>1025</None>
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    <nameOfIssuer>HEICO CORP NEW COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>422806109</cusip>
    <value>139</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1061</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>441</Sole>
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      <None>620</None>
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    <nameOfIssuer>HONDA MOTOR LTD AMERN SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>438128308</cusip>
    <value>6</value>
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      <sshPrnamt>263</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>166</Sole>
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      <None>97</None>
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    <nameOfIssuer>HONEYWELL INTL INC COM</nameOfIssuer>
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    <cusip>438516106</cusip>
    <value>21250</value>
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      <sshPrnamt>122261</sshPrnamt>
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      <Sole>108502</Sole>
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      <None>13759</None>
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  <infoTable>
    <nameOfIssuer>HOST HOTELS &amp; RESORTS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>44107P104</cusip>
    <value>63</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4000</sshPrnamt>
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      <None>4000</None>
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    <nameOfIssuer>ILLUMINA INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>452327109</cusip>
    <value>145</value>
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      <sshPrnamt>788</sshPrnamt>
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      <Sole>518</Sole>
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      <None>270</None>
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    <nameOfIssuer>INGERSOLL RAND INC COM</nameOfIssuer>
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    <cusip>45687V106</cusip>
    <value>15</value>
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      <Sole>352</Sole>
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      <None>0</None>
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    <nameOfIssuer>INVESCO EXCH TRADED FD TR II CEF INM COMPSI</nameOfIssuer>
    <titleOfClass>DOMESTIC ALLOCATION FUND-ETF</titleOfClass>
    <cusip>46138E404</cusip>
    <value>19</value>
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      <sshPrnamt>1000</sshPrnamt>
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      <Sole>1000</Sole>
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    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T S&amp;P500 BUY WRT</nameOfIssuer>
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    <cusip>46137V399</cusip>
    <value>24</value>
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    <nameOfIssuer>ISHARES GOLD TR ISHARES NEW</nameOfIssuer>
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    <cusip>464285204</cusip>
    <value>133</value>
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      <sshPrnamt>3862</sshPrnamt>
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      <Sole>3722</Sole>
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    <nameOfIssuer>ISHARES TR ISHS 5-10YR INVT</nameOfIssuer>
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    <nameOfIssuer>ISHARES TR MSCI ACWI EX US</nameOfIssuer>
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    <cusip>464288240</cusip>
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      <sshPrnamt>645</sshPrnamt>
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    <nameOfIssuer>ISHARES TR MSCI USA ESG SLC</nameOfIssuer>
    <titleOfClass>EXCHANGE TRADED FUND</titleOfClass>
    <cusip>464288802</cusip>
    <value>33</value>
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  <infoTable>
    <nameOfIssuer>ISHARES TR RUS 1000 VAL ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>464287598</cusip>
    <value>38736</value>
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      <Sole>261031</Sole>
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      <None>6171</None>
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    <nameOfIssuer>ISHARES TR RUSSELL 2000 ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SMALL CAP FUND-ETF</titleOfClass>
    <cusip>464287655</cusip>
    <value>3578</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>21128</Sole>
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    <nameOfIssuer>ISHARES TR S&amp;P 500 GRWT ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>464287309</cusip>
    <value>7887</value>
    <shrsOrPrnAmt>
      <sshPrnamt>130685</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>130685</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES TR US HOME CONS ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>464288752</cusip>
    <value>47</value>
    <shrsOrPrnAmt>
      <sshPrnamt>900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>900</Sole>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>JOHNSON CTLS INTL PLC SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G51502105</cusip>
    <value>918</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19163</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>14838</Sole>
      <Shared>0</Shared>
      <None>4325</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>KELLOGG CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>487836108</cusip>
    <value>577</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8093</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>7203</Sole>
      <Shared>0</Shared>
      <None>890</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>KEYCORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>493267108</cusip>
    <value>671</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38919</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>38919</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>KKR &amp; CO INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>48251W104</cusip>
    <value>3202</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69168</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>69056</Sole>
      <Shared>0</Shared>
      <None>112</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>KLA CORP COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>482480100</cusip>
    <value>5256</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16473</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>16261</Sole>
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      <None>212</None>
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  <infoTable>
    <nameOfIssuer>KONINKLIJKE PHILIPS N V NY REGIS SHS NEW</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>500472303</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>252</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>252</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>INSPERITY INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>45778Q107</cusip>
    <value>110</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1100</None>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL PAPER CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>460146103</cusip>
    <value>205</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4891</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>224</Sole>
      <Shared>0</Shared>
      <None>4667</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCH TRADED FD TR II PFD ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>46138E511</cusip>
    <value>1030</value>
    <shrsOrPrnAmt>
      <sshPrnamt>83492</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>61782</Sole>
      <Shared>0</Shared>
      <None>21710</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T DWA MOMENTUM</nameOfIssuer>
    <titleOfClass>DOMESTIC MULTI CAP FUND-ETF</titleOfClass>
    <cusip>46137V837</cusip>
    <value>189</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2777</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2777</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO EXCHANGE TRADED FD T S&amp;P500 QUALITY</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>46137V241</cusip>
    <value>160</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3800</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>INVESCO TR INVT GRADE MUNS COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>46131M106</cusip>
    <value>105</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9958</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>9958</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR CORE DIV GRWTH</nameOfIssuer>
    <titleOfClass>DOMESTIC MULTI CAP FUND-ETF</titleOfClass>
    <cusip>46434V621</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>750</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES TR CORE MSCI EAFE</nameOfIssuer>
    <titleOfClass>INTL DEVELOPED MKTS FUND-ETF</titleOfClass>
    <cusip>46432F842</cusip>
    <value>732</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12442</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>11625</Sole>
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      <None>817</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR CORE US AGGBD ET</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>464287226</cusip>
    <value>22890</value>
    <shrsOrPrnAmt>
      <sshPrnamt>225115</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <votingAuthority>
      <Sole>215996</Sole>
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      <None>9119</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR GLOBAL ENERG ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>464287341</cusip>
    <value>3766</value>
    <shrsOrPrnAmt>
      <sshPrnamt>111159</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>111159</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR IBOXX INV CP ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>464287242</cusip>
    <value>306</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2777</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2677</Sole>
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      <None>100</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR JPMORGAN USD EMG</nameOfIssuer>
    <titleOfClass>INTL TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>464288281</cusip>
    <value>497</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5821</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>5821</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR MSCI INDIA ETF</nameOfIssuer>
    <titleOfClass>GLOBAL FUND-ETF</titleOfClass>
    <cusip>46429B598</cusip>
    <value>54</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1365</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>1365</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR PFD AND INCM SEC</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE HIGH YIELD FUND-ETF</titleOfClass>
    <cusip>464288687</cusip>
    <value>283</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>600</Sole>
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      <None>8000</None>
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  <infoTable>
    <nameOfIssuer>ITT INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>45073V108</cusip>
    <value>82</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>600</Sole>
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      <None>625</None>
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  <infoTable>
    <nameOfIssuer>JPMORGAN CHASE &amp; CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>46625H100</cusip>
    <value>48904</value>
    <shrsOrPrnAmt>
      <sshPrnamt>434282</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>393467</Sole>
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      <None>40815</None>
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  <infoTable>
    <nameOfIssuer>LENNAR CORP CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>526057104</cusip>
    <value>4294</value>
    <shrsOrPrnAmt>
      <sshPrnamt>60853</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>60845</Sole>
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      <None>8</None>
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  <infoTable>
    <nameOfIssuer>LINCOLN ELEC HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>533900106</cusip>
    <value>123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LKQ CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>501889208</cusip>
    <value>102</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2075</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2075</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LUCID GROUP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>549498103</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LYONDELLBASELL INDUSTRIES N SHS - A -</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>N53745100</cusip>
    <value>517</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5912</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4012</Sole>
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      <None>1900</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MAGNOLIA OIL &amp; GAS CORP CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>559663109</cusip>
    <value>78</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3700</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MARTIN MARIETTA MATLS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>573284106</cusip>
    <value>911</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3046</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3046</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MASTERCARD INCORPORATED CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>57636Q104</cusip>
    <value>60124</value>
    <shrsOrPrnAmt>
      <sshPrnamt>190581</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>182084</Sole>
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      <None>8497</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MATTERPORT INC COM CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>577096100</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>250</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>METLIFE INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>59156R108</cusip>
    <value>683</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10885</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>8305</Sole>
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      <None>2580</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>MONOLITHIC PWR SYS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>609839105</cusip>
    <value>346</value>
    <shrsOrPrnAmt>
      <sshPrnamt>900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>900</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>NUVEEN MUN VALUE FD INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>670928100</cusip>
    <value>330</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>7500</Sole>
      <Shared>0</Shared>
      <None>29500</None>
    </votingAuthority>
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  <infoTable>
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    <cusip>67070X101</cusip>
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    <nameOfIssuer>NUVEEN SELECT TAX-FREE INCOM SH BEN INT</nameOfIssuer>
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    <cusip>67062F100</cusip>
    <value>22</value>
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    <nameOfIssuer>NVIDIA CORPORATION COM</nameOfIssuer>
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    <nameOfIssuer>OCCIDENTAL PETE CORP  W EXP 08/03/202</nameOfIssuer>
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    <cusip>674599162</cusip>
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    <nameOfIssuer>OGE ENERGY CORP COM</nameOfIssuer>
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    <nameOfIssuer>OLD REP INTL CORP COM</nameOfIssuer>
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    <nameOfIssuer>OLIN CORP COM PAR $1</nameOfIssuer>
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    <nameOfIssuer>OMNICOM GROUP INC COM</nameOfIssuer>
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    <nameOfIssuer>ORACLE CORP COM</nameOfIssuer>
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    <nameOfIssuer>OREILLY AUTOMOTIVE INC COM</nameOfIssuer>
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    <nameOfIssuer>OSHKOSH CORP COM</nameOfIssuer>
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    <value>41</value>
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    <nameOfIssuer>PHILIP MORRIS INTL INC COM</nameOfIssuer>
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    <cusip>718172109</cusip>
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    <nameOfIssuer>PIMCO ETF TR ENHAN SHRT MA AC</nameOfIssuer>
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    <cusip>72201R833</cusip>
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      <Sole>480</Sole>
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    <nameOfIssuer>PROGRESSIVE CORP COM</nameOfIssuer>
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    <nameOfIssuer>PROSHARES TR PSHS ULTRA O&amp;G</nameOfIssuer>
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    <cusip>74347G705</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>280</sshPrnamt>
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    <nameOfIssuer>RALPH LAUREN CORP CL A</nameOfIssuer>
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    <cusip>751212101</cusip>
    <value>117</value>
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    <nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO COM</nameOfIssuer>
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    <cusip>759509102</cusip>
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    <nameOfIssuer>RESIDEO TECHNOLOGIES INC COM</nameOfIssuer>
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    <cusip>76118Y104</cusip>
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    <nameOfIssuer>RIO TINTO PLC SPONSORED ADR</nameOfIssuer>
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    <nameOfIssuer>SCHLUMBERGER LTD COM STK</nameOfIssuer>
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    <nameOfIssuer>SIMON PPTY GROUP INC NEW COM</nameOfIssuer>
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    <nameOfIssuer>SM ENERGY CO COM</nameOfIssuer>
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    <nameOfIssuer>SMUCKER J M CO COM NEW</nameOfIssuer>
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    <cusip>832696405</cusip>
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    <nameOfIssuer>SNOWFLAKE INC CL A</nameOfIssuer>
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    <nameOfIssuer>SPDR SER TR NUVEEN BLMBRG SH</nameOfIssuer>
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    <cusip>78468R739</cusip>
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    <nameOfIssuer>SPDR SER TR PRTFLO S&amp;P500 VL</nameOfIssuer>
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    <cusip>78464A508</cusip>
    <value>25</value>
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    <nameOfIssuer>MEDICAL PPTYS TRUST INC COM</nameOfIssuer>
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    <nameOfIssuer>MULLEN AUTOMOTIVE INC COM</nameOfIssuer>
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    <nameOfIssuer>NEOGEN CORP COM</nameOfIssuer>
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    <nameOfIssuer>NEUBERGER BERMAN MUN FD INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>64124P101</cusip>
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    <nameOfIssuer>NEW JERSEY RES CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>646025106</cusip>
    <value>7</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>NORTHERN TR CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>665859104</cusip>
    <value>52</value>
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    <nameOfIssuer>NRG ENERGY INC COM NEW</nameOfIssuer>
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    <cusip>629377508</cusip>
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    <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>670657105</cusip>
    <value>116</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9839</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1726</Sole>
      <Shared>0</Shared>
      <None>8113</None>
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  <infoTable>
    <nameOfIssuer>NUVEEN REAL ESTATE INCOME FD COM</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>67071B108</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1000</None>
    </votingAuthority>
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    <nameOfIssuer>OMNICELL COM COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>68213N109</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>175</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>175</None>
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  <infoTable>
    <nameOfIssuer>ORION OFFICE REIT INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>68629Y103</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>246</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>246</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>PACCAR INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>693718108</cusip>
    <value>347</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4220</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4220</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PAR PAC HOLDINGS INC COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>69888T207</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1000</None>
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  <infoTable>
    <nameOfIssuer>PETMED EXPRESS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>716382106</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>200</None>
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    <nameOfIssuer>PINTEREST INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>72352L106</cusip>
    <value>79</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4331</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>1269</Sole>
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      <None>3062</None>
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  <infoTable>
    <nameOfIssuer>PIONEER NAT RES CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>723787107</cusip>
    <value>5223</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23412</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>18365</Sole>
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      <None>5047</None>
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    <nameOfIssuer>PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN</nameOfIssuer>
    <titleOfClass>MLP PUBLIC EXCHANGE (K-1)</titleOfClass>
    <cusip>726503105</cusip>
    <value>236</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24051</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
    <votingAuthority>
      <Sole>20881</Sole>
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      <None>3170</None>
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  <infoTable>
    <nameOfIssuer>PLANET FITNESS INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>72703H101</cusip>
    <value>212</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3113</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3113</None>
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    <nameOfIssuer>PROSHARES TR II ULTA BLMBG 2017</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>74347Y888</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>64</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>32</Sole>
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      <None>32</None>
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  <infoTable>
    <nameOfIssuer>PROSHARES TR SHRT 20 YR TRE</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>74347X849</cusip>
    <value>100</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5000</None>
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  <infoTable>
    <nameOfIssuer>RADIAN GROUP INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>750236101</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1200</None>
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  <infoTable>
    <nameOfIssuer>SCHWAB STRATEGIC TR US DIVIDEND EQ</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>808524797</cusip>
    <value>29688</value>
    <shrsOrPrnAmt>
      <sshPrnamt>414457</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>409715</Sole>
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      <None>4742</None>
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  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR COMMUNICATION</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>81369Y852</cusip>
    <value>235</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4323</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4323</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SHERWIN WILLIAMS CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>824348106</cusip>
    <value>21849</value>
    <shrsOrPrnAmt>
      <sshPrnamt>97581</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>93541</Sole>
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      <None>4040</None>
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  <infoTable>
    <nameOfIssuer>REGENERON PHARMACEUTICALS COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>75886F107</cusip>
    <value>175</value>
    <shrsOrPrnAmt>
      <sshPrnamt>296</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>296</None>
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  <infoTable>
    <nameOfIssuer>REINSURANCE GRP OF AMERICA I COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>759351604</cusip>
    <value>106</value>
    <shrsOrPrnAmt>
      <sshPrnamt>900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>900</None>
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  <infoTable>
    <nameOfIssuer>RENAISSANCERE HLDGS LTD COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G7496G103</cusip>
    <value>1274</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8146</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8146</None>
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  <infoTable>
    <nameOfIssuer>REPUBLIC SVCS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>760759100</cusip>
    <value>84</value>
    <shrsOrPrnAmt>
      <sshPrnamt>640</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>640</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ROLLINS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>775711104</cusip>
    <value>121</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3476</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1376</Sole>
      <Shared>0</Shared>
      <None>2100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SABINE RTY TR UNIT BEN INT</nameOfIssuer>
    <titleOfClass>DOMESTIC ROYALTY TRUST</titleOfClass>
    <cusip>785688102</cusip>
    <value>132</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2164</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2164</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR FINANCIAL</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>81369Y605</cusip>
    <value>545</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17329</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>13504</Sole>
      <Shared>0</Shared>
      <None>3825</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR SBI CONS STPLS</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>81369Y308</cusip>
    <value>275</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3812</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3812</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SERVICE PPTYS TR COM SH BEN INT</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>81761L102</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>767</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>627</Sole>
      <Shared>0</Shared>
      <None>140</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SHOPIFY INC CL A</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>82509L107</cusip>
    <value>256</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8190</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>7820</Sole>
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      <None>370</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SNAP ON INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>833034101</cusip>
    <value>745</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3780</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3780</None>
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    <nameOfIssuer>SOUTHERN COPPER CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>84265V105</cusip>
    <value>55</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1106</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1106</None>
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    <nameOfIssuer>SOUTHWEST GAS HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>844895102</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>190</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>153</Sole>
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      <None>37</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR AEROSPACE DEF</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>78464A631</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>124</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>124</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR SER TR NUVEEN BLMBRG MU</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-ETF</titleOfClass>
    <cusip>78468R721</cusip>
    <value>7213</value>
    <shrsOrPrnAmt>
      <sshPrnamt>157272</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 3</otherManager>
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      <Sole>157272</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE TR UNIT</nameOfIssuer>
    <titleOfClass>GLOBAL SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>85208R101</cusip>
    <value>1091</value>
    <shrsOrPrnAmt>
      <sshPrnamt>64850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>64850</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>SPROTT PHYSICAL PLAT PALLAD UNIT</nameOfIssuer>
    <titleOfClass>GLOBAL SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>85207Q104</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SS&amp;C TECHNOLOGIES HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>78467J100</cusip>
    <value>719</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12383</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12383</None>
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  <infoTable>
    <nameOfIssuer>STARBUCKS CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>855244109</cusip>
    <value>27511</value>
    <shrsOrPrnAmt>
      <sshPrnamt>360142</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
    <votingAuthority>
      <Sole>354413</Sole>
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      <None>5729</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>TEKLA HEALTHCARE INVS SH BEN INT</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>87911J103</cusip>
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    <nameOfIssuer>VANGUARD WORLD FDS COMM SRVC ETF</nameOfIssuer>
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    <nameOfIssuer>VANGUARD WORLD FDS CONSUM DIS ETF</nameOfIssuer>
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    <cusip>92204A108</cusip>
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    <nameOfIssuer>VANGUARD WORLD FDS HEALTH CAR ETF</nameOfIssuer>
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    <cusip>92204A504</cusip>
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    <nameOfIssuer>VANGUARD WORLD FDS INF TECH ETF</nameOfIssuer>
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    <cusip>92204A702</cusip>
    <value>33</value>
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    <nameOfIssuer>VODAFONE GROUP PLC NEW SPONSORED ADR</nameOfIssuer>
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    <cusip>92857W308</cusip>
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    <nameOfIssuer>WASTE CONNECTIONS INC COM</nameOfIssuer>
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    <cusip>94106B101</cusip>
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    <nameOfIssuer>WHEELS UP EXPERIENCE INC COM CL A</nameOfIssuer>
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    <cusip>96328L106</cusip>
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    <nameOfIssuer>XCEL ENERGY INC COM</nameOfIssuer>
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    <cusip>98389B100</cusip>
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    <nameOfIssuer>MSCI INC COM</nameOfIssuer>
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    <nameOfIssuer>NATIONAL FUEL GAS CO COM</nameOfIssuer>
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    <nameOfIssuer>NEWMONT CORP COM</nameOfIssuer>
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    <cusip>651639106</cusip>
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    <nameOfIssuer>NOKIA CORP SPONSORED ADR</nameOfIssuer>
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    <cusip>654902204</cusip>
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    <nameOfIssuer>NORFOLK SOUTHN CORP COM</nameOfIssuer>
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    <nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L SHS</nameOfIssuer>
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    <cusip>66987V109</cusip>
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    <cusip>697435105</cusip>
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    <nameOfIssuer>PETROLEO BRASILEIRO SA PETRO SPONSORED ADR</nameOfIssuer>
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    <cusip>71654V408</cusip>
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    <cusip>722014107</cusip>
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    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>693506107</cusip>
    <value>4580</value>
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    <nameOfIssuer>PROLOGIS INC. COM</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>74340W103</cusip>
    <value>5261</value>
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    <nameOfIssuer>PROSPERITY BANCSHARES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>743606105</cusip>
    <value>4241</value>
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    <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>75513E101</cusip>
    <value>4728</value>
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    <nameOfIssuer>REGIONS FINANCIAL CORP NEW COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>7591EP100</cusip>
    <value>3</value>
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    <nameOfIssuer>REPLIGEN CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>759916109</cusip>
    <value>11</value>
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    <nameOfIssuer>SARATOGA INVT CORP COM NEW</nameOfIssuer>
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    <cusip>80349A208</cusip>
    <value>22</value>
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    <nameOfIssuer>SEAGEN INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
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    <value>8633</value>
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      <Sole>48497</Sole>
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  <infoTable>
    <nameOfIssuer>SELECT SECTOR SPDR TR ENERGY</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>81369Y506</cusip>
    <value>443</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6189</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2153</Sole>
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      <None>4036</None>
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    <nameOfIssuer>SELECT SECTOR SPDR TR SBI CONS DISCR</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>406</value>
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      <sshPrnamt>2955</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2755</Sole>
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      <None>200</None>
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    <nameOfIssuer>SEMPRA COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>816851109</cusip>
    <value>348</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2317</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2317</Sole>
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      <None>0</None>
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    <nameOfIssuer>SHELL PLC SPON ADS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>780259305</cusip>
    <value>6201</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>59599</None>
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    <nameOfIssuer>SILVERCORP METALS INC COM</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>82835P103</cusip>
    <value>5</value>
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      <None>2000</None>
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    <nameOfIssuer>SIRIUS XM HOLDINGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>82968B103</cusip>
    <value>99</value>
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      <sshPrnamt>16105</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>11805</Sole>
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      <None>4300</None>
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    <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR UTSER1 S&amp;PDCRP</nameOfIssuer>
    <titleOfClass>DOMESTIC MID CAP FUND-ETF</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>1892</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4575</sshPrnamt>
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      <Sole>3395</Sole>
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      <None>1180</None>
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    <nameOfIssuer>SPDR SER TR BLOOMBERG HIGH Y</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE HIGH YIELD FUND-ETF</titleOfClass>
    <cusip>78468R622</cusip>
    <value>348</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3841</sshPrnamt>
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      <Sole>3841</Sole>
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      <None>0</None>
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    <nameOfIssuer>SPDR SER TR PORTFOLIO INTRMD</nameOfIssuer>
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    <cusip>78464A375</cusip>
    <value>79</value>
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      <sshPrnamt>2412</sshPrnamt>
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      <Sole>200</Sole>
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      <None>2212</None>
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    <nameOfIssuer>SPDR SER TR S&amp;P BK ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>78464A797</cusip>
    <value>48</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1100</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>1100</None>
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    <nameOfIssuer>STAAR SURGICAL CO COM PAR $0.01</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>852312305</cusip>
    <value>272</value>
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      <sshPrnamt>3835</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>3835</None>
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    <nameOfIssuer>STATE STR CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>857477103</cusip>
    <value>4381</value>
    <shrsOrPrnAmt>
      <sshPrnamt>71011</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>7809</None>
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    <nameOfIssuer>SUNCOR ENERGY INC NEW COM</nameOfIssuer>
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    <cusip>867224107</cusip>
    <value>124</value>
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      <sshPrnamt>3545</sshPrnamt>
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      <Sole>3545</Sole>
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      <None>0</None>
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    <nameOfIssuer>TARGA RES CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>87612G101</cusip>
    <value>572</value>
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      <sshPrnamt>9579</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>9579</Sole>
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      <None>0</None>
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    <nameOfIssuer>UGI CORP NEW COM</nameOfIssuer>
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    <cusip>902681105</cusip>
    <value>292</value>
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      <sshPrnamt>7561</sshPrnamt>
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      <Sole>7561</Sole>
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      <None>0</None>
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    <nameOfIssuer>UNITED AIRLS HLDGS INC COM</nameOfIssuer>
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    <value>209</value>
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      <Sole>5904</Sole>
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    <nameOfIssuer>UNITED THERAPEUTICS CORP DEL COM</nameOfIssuer>
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    <cusip>91307C102</cusip>
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      <sshPrnamt>111</sshPrnamt>
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    <nameOfIssuer>UNITY SOFTWARE INC COM</nameOfIssuer>
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    <cusip>91332U101</cusip>
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      <sshPrnamt>26</sshPrnamt>
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    <nameOfIssuer>UNUM GROUP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>91529Y106</cusip>
    <value>71</value>
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      <None>2100</None>
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    <nameOfIssuer>URANIUM ENERGY CORP COM</nameOfIssuer>
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    <cusip>916896103</cusip>
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      <None>42</None>
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    <nameOfIssuer>VANECK ETF TRUST GOLD MINERS ETF</nameOfIssuer>
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    <cusip>92189F106</cusip>
    <value>68</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2500</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1000</Sole>
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      <None>1500</None>
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    <nameOfIssuer>VANGUARD INDEX FDS REAL ESTATE ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>922908553</cusip>
    <value>366</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4014</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3169</Sole>
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      <None>845</None>
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    <nameOfIssuer>VANGUARD INDEX FDS SMALL CP ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC SMALL CAP FUND-ETF</titleOfClass>
    <cusip>922908751</cusip>
    <value>40771</value>
    <shrsOrPrnAmt>
      <sshPrnamt>231509</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>230020</Sole>
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      <None>1489</None>
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    <nameOfIssuer>VANGUARD INDEX FDS TOTAL STK MKT</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>922908769</cusip>
    <value>137</value>
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      <sshPrnamt>727</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>727</Sole>
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      <None>0</None>
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    <nameOfIssuer>VANGUARD SCOTTSDALE FDS INT-TERM CORP</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>92206C870</cusip>
    <value>326</value>
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      <sshPrnamt>4073</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>4073</Sole>
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    <nameOfIssuer>VANGUARD SCOTTSDALE FDS VNG RUS1000GRW</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>92206C680</cusip>
    <value>12</value>
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      <sshPrnamt>222</sshPrnamt>
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    <nameOfIssuer>VERTEX PHARMACEUTICALS INC COM</nameOfIssuer>
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    <cusip>92532F100</cusip>
    <value>710</value>
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      <None>1064</None>
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    <nameOfIssuer>WARNER BROS DISCOVERY INC COM SER A ADDED</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>934423104</cusip>
    <value>426</value>
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    <nameOfIssuer>WILLIAMS COS INC COM</nameOfIssuer>
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      <None>10300</None>
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    <nameOfIssuer>XEROX HOLDINGS CORP COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>98421M106</cusip>
    <value>2</value>
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    <nameOfIssuer>SPDR SER TR S&amp;P METALS MNG</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>78464A755</cusip>
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      <sshPrnamt>4697</sshPrnamt>
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    <nameOfIssuer>SUMMIT MIDSTREAM PARTNERS LP COM UNIT LTD</nameOfIssuer>
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    <cusip>866142409</cusip>
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    <nameOfIssuer>SYLVAMO CORP COMMON STOCK</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>871332102</cusip>
    <value>6</value>
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      <sshPrnamt>186</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>186</Sole>
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    <nameOfIssuer>TE CONNECTIVITY LTD SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>H84989104</cusip>
    <value>51</value>
    <shrsOrPrnAmt>
      <sshPrnamt>448</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>448</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>TEKLA WORLD HEALTHCARE FD BEN INT SHS</nameOfIssuer>
    <titleOfClass>GLOBAL SECTOR FUND-CLOSED ENDED</titleOfClass>
    <cusip>87911L108</cusip>
    <value>66</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4550</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>4550</None>
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    <nameOfIssuer>TIMKEN CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>887389104</cusip>
    <value>58</value>
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    <cusip>92189F403</cusip>
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    <nameOfIssuer>WEST FRASER TIMBER CO LTD COM</nameOfIssuer>
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    <nameOfIssuer>WEST PHARMACEUTICAL SVSC INC COM</nameOfIssuer>
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    <nameOfIssuer>WORKIVA INC COM CL A</nameOfIssuer>
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    <nameOfIssuer>YUM BRANDS INC COM</nameOfIssuer>
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    <nameOfIssuer>ZOETIS INC CL A</nameOfIssuer>
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    <nameOfIssuer>SPDR SER TR S&amp;P DIVID ETF</nameOfIssuer>
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    <nameOfIssuer>STRATEGY SHS NS 7HANDL IDX</nameOfIssuer>
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    <nameOfIssuer>SYNCHRONY FINANCIAL COM</nameOfIssuer>
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    <cusip>92204A405</cusip>
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    <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC COM</nameOfIssuer>
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    <nameOfIssuer>WORKDAY INC CL A</nameOfIssuer>
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    <nameOfIssuer>WYNDHAM HOTELS &amp; RESORTS INC COM</nameOfIssuer>
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    <nameOfIssuer>KYNDRYL HLDGS INC COMMON STOCK</nameOfIssuer>
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    <nameOfIssuer>LAM RESEARCH CORP COM</nameOfIssuer>
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    <nameOfIssuer>LAUDER ESTEE COS INC CL A</nameOfIssuer>
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    <nameOfIssuer>LESLIES INC COM</nameOfIssuer>
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    <value>121</value>
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    <nameOfIssuer>LIBERTY BROADBAND CORP COM SER C</nameOfIssuer>
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    <cusip>530307305</cusip>
    <value>463</value>
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      <None>0</None>
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    <nameOfIssuer>LILLY ELI &amp; CO COM</nameOfIssuer>
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    <cusip>532457108</cusip>
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    <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP</nameOfIssuer>
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    <cusip>559080106</cusip>
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    <nameOfIssuer>MARATHON OIL CORP COM</nameOfIssuer>
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    <nameOfIssuer>MARRIOTT INTL INC NEW CL A</nameOfIssuer>
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    <nameOfIssuer>MDU RES GROUP INC COM</nameOfIssuer>
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    <value>7</value>
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    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>595112103</cusip>
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    <cusip>609207105</cusip>
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    <nameOfIssuer>MORGAN STANLEY EMKT DBT FD I COM</nameOfIssuer>
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    <cusip>61744H105</cusip>
    <value>26</value>
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    <nameOfIssuer>NOBLE CORP NEW SHS</nameOfIssuer>
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    <nameOfIssuer>NOV INC COM</nameOfIssuer>
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    <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F COM</nameOfIssuer>
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    <nameOfIssuer>ON HLDG AG NAMEN AKT A</nameOfIssuer>
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    <cusip>H5919C104</cusip>
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    <cusip>682680103</cusip>
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    <cusip>68622V106</cusip>
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    <nameOfIssuer>RAYMOND JAMES FINL INC COM</nameOfIssuer>
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    <nameOfIssuer>ROCKWELL AUTOMATION INC COM</nameOfIssuer>
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    <nameOfIssuer>SCHWAB STRATEGIC TR US LCAP GR ETF</nameOfIssuer>
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    <cusip>808524300</cusip>
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    <nameOfIssuer>SEACOAST BKG CORP FLA COM NEW</nameOfIssuer>
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    <nameOfIssuer>SPDR DOW JONES INDL AVERAGE UT SER 1</nameOfIssuer>
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    <cusip>78467X109</cusip>
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    <nameOfIssuer>SPDR SER TR S&amp;P 600 SML CAP</nameOfIssuer>
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    <cusip>78464A813</cusip>
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    <nameOfIssuer>SPDR SER TR S&amp;P REGL BKG</nameOfIssuer>
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    <nameOfIssuer>SUNNOVA ENERGY INTL INC. COM</nameOfIssuer>
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    <nameOfIssuer>TAPESTRY INC COM</nameOfIssuer>
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    <nameOfIssuer>TELEDYNE TECHNOLOGIES INC COM</nameOfIssuer>
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    <cusip>922042742</cusip>
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    <cusip>92206C102</cusip>
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    <nameOfIssuer>WHIRLPOOL CORP COM</nameOfIssuer>
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    <cusip>963320106</cusip>
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    <nameOfIssuer>WISDOMTREE TR US LARGECAP DIVD</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>97717W307</cusip>
    <value>59</value>
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      <Sole>996</Sole>
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      <None>0</None>
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    <nameOfIssuer>XYLEM INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>98419M100</cusip>
    <value>265</value>
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      <sshPrnamt>3391</sshPrnamt>
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      <None>3040</None>
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    <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>98956P102</cusip>
    <value>241</value>
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    <nameOfIssuer>ABIOMED INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>003654100</cusip>
    <value>50</value>
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    <nameOfIssuer>ACCENTURE PLC IRELAND SHS CLASS A</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>3246</value>
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    <nameOfIssuer>ADVANCED MICRO DEVICES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>007903107</cusip>
    <value>7724</value>
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      <sshPrnamt>101008</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1449</None>
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    <nameOfIssuer>ALBEMARLE CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>012653101</cusip>
    <value>1379</value>
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      <sshPrnamt>6600</sshPrnamt>
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      <None>6600</None>
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    <nameOfIssuer>APA CORPORATION COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>03743Q108</cusip>
    <value>213</value>
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      <None>6100</None>
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    <nameOfIssuer>ARCHER DANIELS MIDLAND CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>039483102</cusip>
    <value>116</value>
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      <None>1500</None>
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    <nameOfIssuer>ASTRAZENECA PLC SPONSORED ADR</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>046353108</cusip>
    <value>6466</value>
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    <nameOfIssuer>AVERY DENNISON CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>053611109</cusip>
    <value>732</value>
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      <None>4525</None>
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    <nameOfIssuer>BAKER HUGHES COMPANY CL A</nameOfIssuer>
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    <cusip>05722G100</cusip>
    <value>32</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>830</None>
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    <nameOfIssuer>BATH &amp; BODY WORKS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>070830104</cusip>
    <value>27</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>1000</None>
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    <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>084670108</cusip>
    <value>9815</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>21</Sole>
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      <None>3</None>
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    <nameOfIssuer>BIO-TECHNE CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>09073M104</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>17</None>
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    <nameOfIssuer>BLACKROCK MUN INCOME TR SH BEN INT</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>09248F109</cusip>
    <value>34</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3196</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3196</Sole>
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    <nameOfIssuer>BLOOM ENERGY CORP COM CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>093712107</cusip>
    <value>2</value>
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      <sshPrnamt>110</sshPrnamt>
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    <nameOfIssuer>BOOKING HOLDINGS INC COM</nameOfIssuer>
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    <cusip>09857L108</cusip>
    <value>16452</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>BROADCOM INC COM</nameOfIssuer>
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    <cusip>11135F101</cusip>
    <value>13197</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>CARNIVAL CORP COMMON STOCK</nameOfIssuer>
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    <cusip>143658300</cusip>
    <value>129</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>100</None>
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    <nameOfIssuer>CEDAR FAIR L P DEPOSITRY UNIT</nameOfIssuer>
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    <cusip>150185106</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>333</sshPrnamt>
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    <nameOfIssuer>CHARTER COMMUNICATIONS INC N CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>16119P108</cusip>
    <value>100</value>
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    <nameOfIssuer>CHOICE HOTELS INTL INC COM</nameOfIssuer>
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    <cusip>169905106</cusip>
    <value>45</value>
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      <sshPrnamt>400</sshPrnamt>
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      <None>400</None>
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    <nameOfIssuer>CLOUDFLARE INC CL A COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>18915M107</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>537</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>537</None>
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    <nameOfIssuer>COLGATE PALMOLIVE CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>194162103</cusip>
    <value>2774</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>CORTEVA INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>22052L104</cusip>
    <value>359</value>
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    <nameOfIssuer>CROWDSTRIKE HLDGS INC CL A</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>22788C105</cusip>
    <value>39</value>
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    <nameOfIssuer>DOW INC COM</nameOfIssuer>
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    <cusip>260557103</cusip>
    <value>937</value>
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    <nameOfIssuer>DT MIDSTREAM INC COMMON STOCK</nameOfIssuer>
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    <cusip>23345M107</cusip>
    <value>15</value>
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    <nameOfIssuer>DUKE REALTY CORP COM NEW</nameOfIssuer>
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    <cusip>264411505</cusip>
    <value>81</value>
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      <sshPrnamt>1470</sshPrnamt>
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    <nameOfIssuer>ECOLAB INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>278865100</cusip>
    <value>1295</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>EDWARDS LIFESCIENCES CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>28176E108</cusip>
    <value>14519</value>
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    <nameOfIssuer>ENTERGY CORP NEW COM</nameOfIssuer>
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    <cusip>29364G103</cusip>
    <value>12724</value>
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    <nameOfIssuer>EQUINOR ASA SPONSORED ADR</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>29446M102</cusip>
    <value>7</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <nameOfIssuer>ESSENTIAL UTILS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>29670G102</cusip>
    <value>2407</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF</nameOfIssuer>
    <titleOfClass>GLOBAL SECTOR FUND-ETF</titleOfClass>
    <cusip>301505707</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>86</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>86</None>
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    <nameOfIssuer>FEDERAL RLTY INVT TR NEW SH BEN INT NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC REITS</titleOfClass>
    <cusip>313745101</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>7</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FIDELITY COVINGTON TRUST MSCI INFO TECH I</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>316092808</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>1460</sshPrnamt>
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      <Sole>0</Sole>
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      <None>1460</None>
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    <nameOfIssuer>FIRST REP BK SAN FRANCISCO C COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>33616C100</cusip>
    <value>182</value>
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      <sshPrnamt>1264</sshPrnamt>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1264</None>
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  <infoTable>
    <nameOfIssuer>FIRST TR EXCHANGE TRADED FD UTILITIES ALPH</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>33734X184</cusip>
    <value>32</value>
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      <sshPrnamt>981</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>981</None>
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  <infoTable>
    <nameOfIssuer>FOX CORP CL A COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>35137L105</cusip>
    <value>689</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21413</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>19804</Sole>
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      <None>1609</None>
    </votingAuthority>
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    <nameOfIssuer>GARMIN LTD SHS</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>H2906T109</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>286</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>43</Sole>
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      <None>243</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GASLOG PARTNERS LP UNIT LTD PTNRP</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>Y2687W108</cusip>
    <value>6</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1000</None>
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  <infoTable>
    <nameOfIssuer>GENERAL MTRS CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>37045V100</cusip>
    <value>308</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9691</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>8000</Sole>
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      <None>1691</None>
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  <infoTable>
    <nameOfIssuer>GILAT SATELLITE NETWORKS LTD SHS NEW</nameOfIssuer>
    <titleOfClass>INTL COMMON STOCK</titleOfClass>
    <cusip>M51474118</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2000</None>
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  <infoTable>
    <nameOfIssuer>GOLUB CAP BDC INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>38173M102</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>114</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>114</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>HARTE HANKS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>416196202</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>70</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>70</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>HAWAIIAN ELEC INDUSTRIES COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>419870100</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
      <sshPrnamt>255</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>255</None>
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  <infoTable>
    <nameOfIssuer>HELIOS TECHNOLOGIES INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>42328H109</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>80</None>
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  <infoTable>
    <nameOfIssuer>HUNT J B TRANS SVCS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>445658107</cusip>
    <value>91</value>
    <shrsOrPrnAmt>
      <sshPrnamt>581</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>396</Sole>
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      <None>185</None>
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  <infoTable>
    <nameOfIssuer>INSEEGO CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>45782B104</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>0</Sole>
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      <None>1000</None>
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  <infoTable>
    <nameOfIssuer>INTEL CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>458140100</cusip>
    <value>10193</value>
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      <sshPrnamt>272474</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>238955</Sole>
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      <None>33519</None>
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  <infoTable>
    <nameOfIssuer>INTUITIVE SURGICAL INC COM NEW</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>46120E602</cusip>
    <value>2046</value>
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      <sshPrnamt>10193</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>8003</Sole>
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      <None>2190</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR 7-10 YR TRSY BD</nameOfIssuer>
    <titleOfClass>DOMESTIC TAXABLE INVT GRADE-ETF</titleOfClass>
    <cusip>464287440</cusip>
    <value>277</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2707</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2707</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR COHEN STEER REIT</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>464287564</cusip>
    <value>32034</value>
    <shrsOrPrnAmt>
      <sshPrnamt>527130</sshPrnamt>
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      <Sole>525904</Sole>
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      <None>1226</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR DOW JONES US ETF</nameOfIssuer>
    <titleOfClass>EXCHANGE TRADED FUND</titleOfClass>
    <cusip>464287846</cusip>
    <value>433</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4693</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>3</otherManager>
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      <Sole>4693</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR EAFE GRWTH ETF</nameOfIssuer>
    <titleOfClass>INTL DEVELOPED MKTS FUND-ETF</titleOfClass>
    <cusip>464288885</cusip>
    <value>431</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5359</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>5359</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR ISHARES BIOTECH</nameOfIssuer>
    <titleOfClass>DOMESTIC SECTOR FUND-ETF</titleOfClass>
    <cusip>464287556</cusip>
    <value>107</value>
    <shrsOrPrnAmt>
      <sshPrnamt>906</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>606</Sole>
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      <None>300</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>INTL DEVELOPED MKTS FUND-ETF</titleOfClass>
    <cusip>464287465</cusip>
    <value>61552</value>
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      <sshPrnamt>984991</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>978888</Sole>
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      <None>6103</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR RUS 1000 GRW ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC LARGE CAP FUND-ETF</titleOfClass>
    <cusip>464287614</cusip>
    <value>70476</value>
    <shrsOrPrnAmt>
      <sshPrnamt>322248</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>322248</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR S&amp;P MC 400VL ETF</nameOfIssuer>
    <titleOfClass>DOMESTIC MID CAP FUND-ETF</titleOfClass>
    <cusip>464287705</cusip>
    <value>19382</value>
    <shrsOrPrnAmt>
      <sshPrnamt>205293</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>204741</Sole>
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      <None>552</None>
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  <infoTable>
    <nameOfIssuer>ISHARES TR S&amp;P SML 600 GWT</nameOfIssuer>
    <titleOfClass>DOMESTIC SMALL CAP FUND-ETF</titleOfClass>
    <cusip>464287887</cusip>
    <value>66</value>
    <shrsOrPrnAmt>
      <sshPrnamt>624</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>174</Sole>
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      <None>450</None>
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  <infoTable>
    <nameOfIssuer>JOINT CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>47973J102</cusip>
    <value>31</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>KINDER MORGAN INC DEL COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>49456B101</cusip>
    <value>1082</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>27063</None>
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    <nameOfIssuer>KIRBY CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>497266106</cusip>
    <value>1198</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19699</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>19699</None>
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  <infoTable>
    <nameOfIssuer>KROGER CO COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>501044101</cusip>
    <value>899</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>15224</Sole>
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      <None>3765</None>
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  <infoTable>
    <nameOfIssuer>LAREDO PETROLEUM INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>516806205</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>225</None>
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  <infoTable>
    <nameOfIssuer>LAS VEGAS SANDS CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>517834107</cusip>
    <value>297</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8847</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>6910</Sole>
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      <None>1937</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>LISTED FD TR HORIZON KINETICS</nameOfIssuer>
    <titleOfClass>GLOBAL FUND-ETF</titleOfClass>
    <cusip>53656F623</cusip>
    <value>5375</value>
    <shrsOrPrnAmt>
      <sshPrnamt>188329</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>188329</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>LPL FINL HLDGS INC COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>50212V100</cusip>
    <value>498</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2700</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <None>2700</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>MARATHON PETE CORP COM</nameOfIssuer>
    <titleOfClass>DOMESTIC COMMON STOCK</titleOfClass>
    <cusip>56585A102</cusip>
    <value>5226</value>
    <shrsOrPrnAmt>
      <sshPrnamt>63567</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1, 2, 3</otherManager>
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      <Sole>61797</Sole>
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      <None>1770</None>
    </votingAuthority>
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    <nameOfIssuer>MATADOR RES CO COM</nameOfIssuer>
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    <nameOfIssuer>NIKE INC CL B</nameOfIssuer>
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    <cusip>67077M108</cusip>
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    <nameOfIssuer>PAYCOM SOFTWARE INC COM</nameOfIssuer>
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      <None>910</None>
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    <nameOfIssuer>PENSKE AUTOMOTIVE GRP INC COM</nameOfIssuer>
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      <None>300</None>
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    <nameOfIssuer>PERFICIENT INC COM</nameOfIssuer>
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    <value>10</value>
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    <nameOfIssuer>PIMCO MUN INCOME FD III COM</nameOfIssuer>
    <titleOfClass>DOMESTIC TAX EX INVT GRADE-CLOSED ENDED</titleOfClass>
    <cusip>72201A103</cusip>
    <value>28</value>
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    <nameOfIssuer>PRICE T ROWE GROUP INC COM</nameOfIssuer>
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    <nameOfIssuer>PRUDENTIAL FINL INC COM</nameOfIssuer>
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    <nameOfIssuer>PULTE GROUP INC COM</nameOfIssuer>
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    <nameOfIssuer>REDFIN CORP COM</nameOfIssuer>
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    <nameOfIssuer>RESMED INC COM</nameOfIssuer>
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    <cusip>761152107</cusip>
    <value>377</value>
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    <nameOfIssuer>RH COM</nameOfIssuer>
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    <cusip>74967X103</cusip>
    <value>21</value>
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    <nameOfIssuer>RITCHIE BROS AUCTIONEERS COM</nameOfIssuer>
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    <nameOfIssuer>RMR GROUP INC CL A</nameOfIssuer>
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    <nameOfIssuer>ROBERT HALF INTL INC COM</nameOfIssuer>
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    <cusip>770323103</cusip>
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    <nameOfIssuer>ROSS STORES INC COM</nameOfIssuer>
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      <None>1400</None>
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    <nameOfIssuer>SAN JUAN BASIN RTY TR UNIT BEN INT</nameOfIssuer>
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    <cusip>798241105</cusip>
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    <nameOfIssuer>SBA COMMUNICATIONS CORP NEW CL A</nameOfIssuer>
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    <nameOfIssuer>SELECT SECTOR SPDR TR RL EST SEL SEC</nameOfIssuer>
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    <nameOfIssuer>SPDR S&amp;P 500 ETF TR TR UNIT</nameOfIssuer>
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    <nameOfIssuer>SPDR SER TR BBG CONV SEC ETF</nameOfIssuer>
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    <cusip>78464A359</cusip>
    <value>178</value>
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      <sshPrnamt>2755</sshPrnamt>
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    <nameOfIssuer>SPDR SER TR PRTFLO S&amp;P500 GW</nameOfIssuer>
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    <cusip>78464A409</cusip>
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    <nameOfIssuer>SPROUTS FMRS MKT INC COM</nameOfIssuer>
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    <cusip>85208M102</cusip>
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    <nameOfIssuer>SSGA ACTIVE ETF TR BLACKSTONE SENR</nameOfIssuer>
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    <cusip>78467V608</cusip>
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    <nameOfIssuer>SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN</nameOfIssuer>
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    <cusip>864482104</cusip>
    <value>20</value>
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    <nameOfIssuer>TENET HEALTHCARE CORP COM NEW</nameOfIssuer>
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    <cusip>88033G407</cusip>
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    <cusip>88087E100</cusip>
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    <nameOfIssuer>TORTOISE MIDSTRM ENERGY FD I COM</nameOfIssuer>
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    <cusip>89148B200</cusip>
    <value>2</value>
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