<SEC-DOCUMENT>0000039263-24-000044-index.html : 20240430
<SEC-HEADER>0000039263-24-000044.hdr.sgml : 20240430
<ACCEPTANCE-DATETIME>20240430110239
ACCESSION NUMBER:		0000039263-24-000044
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		18
FILED AS OF DATE:		20240430
DATE AS OF CHANGE:		20240430
EFFECTIVENESS DATE:		20240430

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CULLEN/FROST BANKERS, INC.
		CENTRAL INDEX KEY:			0000039263
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				741751768
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-278998
		FILM NUMBER:		24894825

	BUSINESS ADDRESS:	
		STREET 1:		111 W HOUSTON ST
		CITY:			SAN ANTONIO
		STATE:			TX
		ZIP:			78205
		BUSINESS PHONE:		210-220-4011

	MAIL ADDRESS:	
		STREET 1:		POST OFFICE BOX 1600
		CITY:			SAN ANTONIO
		STATE:			TX
		ZIP:			78296-1600

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CULLEN FROST BANKERS INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FROST BANK CORP
		DATE OF NAME CHANGE:	19770823
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>a2q24forms-8x2024equityinc.htm
<DESCRIPTION>S-8
<TEXT>
Document 1 - file: a2q24forms-8x2024equityinc.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>2
<FILENAME>a2q24forms-8xex1071xcalcul.htm
<DESCRIPTION>EX-FILING FEES
<TEXT>
Document 2 - file: a2q24forms-8xex1071xcalcul.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.4
<SEQUENCE>3
<FILENAME>a2q24forms-8xex44x401kplan.htm
<DESCRIPTION>EX-4.4
<TEXT>
Document 3 - file: a2q24forms-8xex44x401kplan.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.5
<SEQUENCE>4
<FILENAME>a2q24forms-8xex45x401kplan.htm
<DESCRIPTION>EX-4.5
<TEXT>
Document 4 - file: a2q24forms-8xex45x401kplan.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.6
<SEQUENCE>5
<FILENAME>a2q24forms-8xex46x401kplan.htm
<DESCRIPTION>EX-4.6
<TEXT>
Document 5 - file: a2q24forms-8xex46x401kplan.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.7
<SEQUENCE>6
<FILENAME>a2q24forms-8xex47x401kplan.htm
<DESCRIPTION>EX-4.7
<TEXT>
Document 6 - file: a2q24forms-8xex47x401kplan.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.8
<SEQUENCE>7
<FILENAME>a2q24forms-8xex48x401kplan.htm
<DESCRIPTION>EX-4.8
<TEXT>
Document 7 - file: a2q24forms-8xex48x401kplan.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.9
<SEQUENCE>8
<FILENAME>a2q24forms-8xex49x401kplan.htm
<DESCRIPTION>EX-4.9
<TEXT>
Document 8 - file: a2q24forms-8xex49x401kplan.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.10
<SEQUENCE>9
<FILENAME>a2q24forms-8xex410x401kpla.htm
<DESCRIPTION>EX-4.10
<TEXT>
Document 9 - file: a2q24forms-8xex410x401kpla.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.11
<SEQUENCE>10
<FILENAME>a2q24forms-8xex411x401kpla.htm
<DESCRIPTION>EX-4.11
<TEXT>
Document 10 - file: a2q24forms-8xex411x401kpla.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.12
<SEQUENCE>11
<FILENAME>a2q24forms-8xex412x401kpla.htm
<DESCRIPTION>EX-4.12
<TEXT>
Document 11 - file: a2q24forms-8xex412x401kpla.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.13
<SEQUENCE>12
<FILENAME>a2q24forms-8xex413x401kpla.htm
<DESCRIPTION>EX-4.13
<TEXT>
Document 12 - file: a2q24forms-8xex413x401kpla.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.14
<SEQUENCE>13
<FILENAME>a2q24forms-8xex414x401kpla.htm
<DESCRIPTION>EX-4.14
<TEXT>
Document 13 - file: a2q24forms-8xex414x401kpla.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.15
<SEQUENCE>14
<FILENAME>a2q24forms-8xex415x401kpla.htm
<DESCRIPTION>EX-4.15
<TEXT>
Document 14 - file: a2q24forms-8xex415x401kpla.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.16
<SEQUENCE>15
<FILENAME>a2q24forms-8xex416x2024equ.htm
<DESCRIPTION>EX-4.16
<TEXT>
Document 15 - file: a2q24forms-8xex416x2024equ.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>16
<FILENAME>a2q24forms-8xex51xopiniona.htm
<DESCRIPTION>EX-5.1
<TEXT>
Document 16 - file: a2q24forms-8xex51xopiniona.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>17
<FILENAME>a2q24forms-8xex231xconsent.htm
<DESCRIPTION>EX-23.1
<TEXT>
Document 17 - file: a2q24forms-8xex231xconsent.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24.1
<SEQUENCE>18
<FILENAME>a2q24forms-8xex241xpowerof.htm
<DESCRIPTION>EX-24.1
<TEXT>
Document 18 - file: a2q24forms-8xex241xpowerof.htm

</DOCUMENT>
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