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Off-Balance-Sheet Arrangements, Commitments, Guarantees and Contingencies (Tables)
12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments With Off-Balance-Sheet Risk
Year-end financial instruments with off-balance-sheet risk are presented in the following table. Commitments and standby letters of credit are presented at contractual amounts; however, since many of these commitments are expected to expire unused or only partially used, the total amounts of these commitments do not necessarily reflect future cash requirements.
20242023
Commitments to extend credit$12,046,520 $12,195,073 
Standby letters of credit449,176 438,635 
Deferred standby letter of credit fees3,071 2,912 
Commitments, Off-Balance-Sheet, Allowance for Credit Losses
The following table details activity in the allowance for credit losses on off-balance-sheet credit exposures.
202420232022
Beginning balance
$51,751 $58,593 $50,314 
Credit loss expense (benefit)153 (6,842)8,279 
Ending balance$51,904 $51,751 $58,593