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v3.25.3

LOANS - Narrative (Details) - USD ($) $ in Millions | 9 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans held-for-dale, nonaccrual | $ 0.9 |  | $ 1.2
Loans held for sale, fair value, nonaccrual status | $ 0.6 |  | $ 0.8
Concentration risk, percentage | 100.00% |  | 100.00%
Amount outstanding on loans purchased | $ 2,700.0 | $ 1,800.0 |
Amount outstanding on loans securitized | 874.6 | 381.2 |
Top Five Originators |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Amount outstanding on loans originated | $ 1,700.0 | $ 1,200.0 |
Financing Receivable Benchmark | Loan Originations Risk | Top Five Originators |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Concentration risk, percentage | 76.30% | 73.70% |
Financing Receivable Benchmark | Customer Concentration Risk | Top Five Loan Purchasers |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Concentration risk, percentage | 79.10% | 63.20% |
Revenue Benchmark | Loan Originations Risk | Top Five Originators |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Concentration risk, percentage | 15.00% | 8.20% |
Revenue Benchmark | Customer Concentration Risk | Top Five Loan Purchasers |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Concentration risk, percentage | 26.50% | 17.70% |

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