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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Net Revenue        
Ecosystem and technology fees $ 35,691 $ 7,323 $ 79,445 $ 19,830
Servicing fees 7,882 6,483 22,537 18,389
Interest income 17,864 12,772 50,502 32,475
Origination fees 21,415 18,940 50,142 51,244
Gain on sale of loans, net 63,561 57,434 131,896 116,069
Gain (loss) on servicing asset, net 9,332 (2,057) 11,502 18,580
Other revenue 620 112 928 443
Total net revenue 156,365 101,007 346,952 257,030
Expenses        
General and administrative 36,366 15,890 71,603 78,428
Technology and product development 15,915 16,080 49,349 46,407
Operations and processing 18,217 11,333 45,342 33,275
Sales and marketing 22,144 15,031 54,077 40,979
Interest expense 12,450 14,761 35,798 41,951
Other (income) expense (1,445) 1,775 2,268 5,951
Total expenses 103,647 74,870 258,437 246,991
Operating income 52,718 26,137 88,515 10,039
Other income, net        
Other income, net 5,641 2,543 3,812 5,775
Total other income, net 5,641 2,543 3,812 5,775
Income before income taxes 58,359 28,680 92,327 15,814
Income tax provision (31,463) 1,253 (26,876) 1,788
Net income 89,822 27,427 119,203 14,026
Net income attributable to noncontrolling interests in consolidated subsidiaries 246 88 505 2,288
Net income attributable to Figure Technology Solutions, Inc. $ 89,576 $ 27,339 $ 118,698 $ 11,738
Net income per share of Class A and Class B common stock        
Basic (USD per share) $ 0.42 $ 0.09 $ 0.48 $ 0.00
Diluted (USD per share) $ 0.34 $ 0.09 $ 0.38 $ 0.00
Weighted-average Class A and Class B common shares outstanding        
Basic (in shares) 103,571,820 68,568,542 80,896,185 63,700,455
Diluted (in shares) 129,922,329 73,585,747 103,106,387 69,854,927