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SERVICING - Schedule of Servicing Assets (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2025 USD ($) loan	Dec. 31, 2024 USD ($) loan	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
UPB of Underlying Loans	$ 11,298,223	$ 8,096,883
Loan Count | loan	302,339
Carrying value	$ 100,000	88,497	$ 74,440	$ 55,860
Servicing Assets
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
UPB of Underlying Loans		$ 8,096,883
Loan Count | loan		113,707
Carrying value		$ 88,497
HELOC loans | Servicing Assets
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
UPB of Underlying Loans	$ 11,148,741	$ 7,933,975
Loan Count | loan	302,066	113,413
Carrying value	$ 98,120	$ 86,465
Mortgage loans | Servicing Assets
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
UPB of Underlying Loans	$ 149,482	$ 162,908
Loan Count | loan	273	294
Carrying value	$ 1,880	$ 2,032

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Servicing Asset, Loans Managed, Number Of Loans

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This is the sum of principal amount outstanding for both securitized and unsecuritized loans of all types.

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Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.

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