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LOANS - Narrative (Details) - USD ($) $ in Millions | 9 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024 | Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Concentration risk, percentage | 100.00% |  | 100.00% | 100.00%
Amount outstanding on loans purchased | $ 2,700.0 | $ 1,800.0 |  |
Amount outstanding on loans securitized | 874.6 | 381.2 | $ 498.8 | $ 720.2
Top Five Originators |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Amount outstanding on loans originated | $ 1,700.0 | $ 1,200.0 | 1,500.0 | 1,300.0
Top Five Loan Purchasers |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Amount outstanding on loans purchased |  |  | $ 2,400.0 | $ 2,200.0
Financing Receivable Benchmark | Loan Originations Risk | Top Five Originators |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Concentration risk, percentage | 76.30% | 73.70% | 75.40% | 85.30%
Financing Receivable Benchmark | Customer Concentration Risk | Top Five Loan Purchasers |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Concentration risk, percentage | 79.10% | 63.20% | 60.70% | 92.60%
Revenue Benchmark | Loan Originations Risk | Top Five Originators |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Concentration risk, percentage | 15.00% | 8.20% | 9.10% | 8.80%
Revenue Benchmark | Customer Concentration Risk | Top Five Loan Purchasers |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Concentration risk, percentage | 26.50% | 17.70% | 18.10% | 23.70%

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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 20 -Name Accounting Standards Codification -Section 40 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481628/310-20-40-7 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481990/310-10-45-2 + Details
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