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LOANS - Schedule of Loans Held for Sale and Other Receivables (Details) - USD ($) $ in Thousands | 9 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024 | Dec. 31, 2023
Loans held for sale |  |  |  |
Beginning balance | $ 395,922 | $ 255,516 | $ 255,516 | $ 245,890
Transfers from held for sale to held for investment |  |  | 0 | (22,279)
Transfers from Held for Investment to Held for Sale |  | 4,959 | 58,835 | 53,241
Purchases | 2,221,013 | 1,566,219 | 1,972,209 | 1,541,757
Originations | 2,561,856 | 2,409,864 | 3,164,966 | 1,978,144
Sales, net of repurchases | (4,466,689) | (3,466,079) | (4,659,777) | (3,250,098)
Principal payments | (324,568) | (324,043) | (411,268) | (294,657)
Change in fair value | 656 | 16,461 | 4,778 | 333
Loans not yet repurchased | 842 | 5,245 | 10,663 | 3,185
Ending balance | 389,032 | 468,142 | 395,922 | 255,516
Loans held for investment |  |  |  |
Beginning balance | 0 | 61,337 | 61,337 | 117,364
Transfers from Held for Sale to Held for Investment |  |  |  | 22,279
Transfers from Held for Investment to Held for Sale |  | (4,959) | (58,835) | (53,241)
Purchases | 0 | 1,781 | 2,492 | 0
Originations | 0 | 0 | 0 | 3,051
Sales, net of repurchases | 0 | 0 | 0 | 0
Principal payments | 0 | (10,734) | (11,642) | (20,617)
Change in fair value | 0 | (6,104) | (6,648) | (7,499)
Loans not yet repurchased | 0 | 0 | 0 | 0
Ending balance | $ 0 | $ 53,529 | $ 0 | $ 61,337

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