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v3.25.3

LOANS - Schedule of Loans Held for Sale (Details) $ in Thousands | 9 Months Ended | 12 Months Ended |  |  |
--- | --- | --- | --- | --- | ---
Sep. 30, 2025 USD ($) loan | Dec. 31, 2024 USD ($) loan | Sep. 30, 2024 USD ($) | Dec. 31, 2023 USD ($) | Dec. 31, 2022 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
UPB |  | $ 389,107 |  | $ 253,860 |
Carrying Value | $ 389,032 | 395,922 | $ 468,142 | 255,516 | $ 245,890
Loans Held For Investment |  | 0 |  | 67,985 |
Loans held for investment |  | $ 0 |  | 61,337 |
Loan Count | loan |  | 0 |  |  |
Loans held-for-sale, nonaccrual | 900 | $ 1,200 |  | 1,400 |
Loans held for sale, fair value, nonaccrual status | 600 | 800 |  | 800 |
Loans Held for Sale |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
UPB | 377,872 | 389,107 |  | 255,516 |
Carrying Value | $ 389,032 | $ 395,922 |  |  |
Loan Count | loan | 7,009 | 5,141 |  |  |
HELOC loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Loans Held For Investment |  | $ 0 |  |  |
Loans held for investment |  | $ 0 |  | 61,337 |
Loan Count | loan |  | 0 |  |  |
HELOC loans | Loans Held for Sale |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
UPB | $ 311,672 | $ 359,155 |  | 244,670 |
Carrying Value | $ 323,184 | $ 366,154 |  |  |
Loan Count | loan | 6,191 | 4,582 |  |  |
Personal loans | Loans Held for Sale |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
UPB | $ 63,185 | $ 24,975 |  | 0 |
Carrying Value | $ 62,935 | $ 24,975 |  |  |
Loan Count | loan | 645 | 233 |  |  |
Other | Loans Held for Sale |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
UPB | $ 3,015 | $ 4,977 |  | $ 10,846 |
Carrying Value | $ 2,913 | $ 4,793 |  |  |
Loan Count | loan | 173 | 326 |  |  |

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