Revenue from Contracts with Customers Revenue from Contracts with Customers (Tables)

12 Months Ended

Dec. 31, 2020

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue [Table Text Block]

The following table disaggregates non-interest income subject to ASU 2014-09 by major product line.


	For the Years Ended December 31
(In thousands)	2020		2019		2018
Bank card transaction fees	$	151,797	$	167,879	$	171,576
Trust fees	160,637		155,628		147,964
Deposit account charges and other fees	93,227		95,983		94,517
Consumer brokerage services	15,095		15,804		15,807
Other non-interest income	31,040		48,597		37,440
Total non-interest income from contracts with customers	451,796		483,891		467,304
Other non-interest income (1)	54,071		40,812		34,037
Total non-interest income	$	505,867	$	524,703	$	501,341

(1) This revenue is not within the scope of ASU 2014-09, and includes fees relating to capital market activities, loan fees and sales, derivative instruments, standby letters of credit and various other transactions.

Contract with Customer, Asset and Liability [Table Text Block]

The following table presents the opening and closing receivable balances for the years ended December 31, 2020 and 2019 for the Company’s significant revenue categories subject to ASU 2014-09.


(In thousands)	December 31, 2020		December 31, 2019		December 31, 2018
Bank card transaction fees	$	14,199	$	13,915	$	13,035
Trust fees	2,071		2,093		2,721
Deposit account charges and other fees	6,933		6,523		6,107
Consumer brokerage services	432		596		559

Bank Card Transaction Fees [Table Text Block]

The following table presents the components of bank card fee income.


	For the Years Ended December 31
(In thousands)	2020		2019		2018
Debit card:
Fee income	$	39,862	$	42,106	$	41,522
Expense for network charges	(2,218)		(2,081)		(1,784)
Net debit card fees	37,644		40,025		39,738

Credit card:
Fee income	24,921		27,416		26,799
Expense for network charges and rewards	(11,528)		(13,239)		(13,834)
Net credit card fees	13,393		14,177		12,965

Corporate card:
Fee income	179,251		196,984		199,651
Expense for network charges and rewards	(96,877)		(102,596)		(100,011)
Net corporate card fees	82,374		94,388		99,640

Merchant:
Fee income	29,660		31,517		30,241
Fees to cardholder banks	(8,115)		(8,779)		(7,831)
Expense for network charges	(3,159)		(3,449)		(3,177)
Net merchant fees	18,386		19,289		19,233
Total bank card transaction fees	$	151,797	$	167,879	$	171,576

The majority of debit and credit card fees are reported in the Consumer segment, while corporate card and merchant fees are reported in the Commercial segment.

Trust Fees [Table Text Block]

The following table shows the components of revenue within trust fees, which are reported within the Wealth segment.


	For the Years Ended December 31
(In thousands)	2020		2019		2018
Private client	$	123,941	$	118,832	$	111,533
Institutional	30,544		29,468		29,241
Other	6,152		7,328		7,190
Total trust fees	$	160,637	$	155,628	$	147,964

Deposit Account Charges and Other Fees [Table Text Block]

The following table shows the components of revenue within deposit account charges and other fees.


	For the Years Ended December 31
(In thousands)	2020		2019		2018
Corporate cash management fees	$	46,762	$	41,442	$	38,468
Overdraft and return item fees	22,951		30,596		31,468
Other service charges on deposit accounts	23,514		23,945		24,581
Total deposit account charges and other fees	$	93,227	$	95,983	$	94,517

Approximately half of this revenue is reported in the Consumer segment, while the remainder is reported in the Commercial segment.

Consumer Brokerage Services Revenue [Table Text Block]

The following shows the components of revenue within consumer brokerage services, and nearly all of this revenue is reported in the Company's Wealth segment.


	For the Years Ended December 31
(In thousands)	2020		2019		2018
Commission income	$	8,002	$	9,071	$	8,956
Managed account services	7,093		6,733		6,851
Total consumer brokerage services	$	15,095	$	15,804	$	15,807