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Segments | 6 Months Ended
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Jun. 30, 2025
Segment Reporting [Abstract] |
Segments | Segments The Company segregates financial information for use in assessing its performance and allocating resources among three operating segments: Consumer, Commercial and Wealth. The Consumer segment consists of various consumer loan and deposit products offered through its retail branch network of approximately 140 locations. This segment also includes residential mortgage, indirect and other consumer loan financing businesses, along with debit and credit card loan and fee businesses. The Commercial segment provides corporate lending (including the Small Business Banking product line within the branch network), leasing, and international services, along with business and governmental deposit products and commercial cash management services. This segment also includes both merchant and commercial bank card products as well as the Commercial Tradable Products division, which sells fixed income securities, underwrites municipal bonds, and provides securities safekeeping and accounting services to its business and correspondent bank customers. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment management, and brokerage services. This segment also provides various loan and deposit related services to its private banking customers. The Company’s chief executive officer is its chief operating decision maker ("CODM"). The CODM is the primary individual in control of resource allocation, and the allocation determinations are made in consultation with the Company’s executive management committee, of which the CODM is a member. The Company’s CODM primarily utilizes net income before taxes to evaluate each segment’s performance and allocate resources (including employees, financial, or capital resources), primarily through the Company’s annual budgeting process and periodic segment performance reviews. To manage operations and make decisions regarding resource allocations, the CODM is regularly provided and reviews total non-interest expense at a consolidated level and total non-interest expense for each segment. The following table presents selected financial information by segment and reconciliations of combined segment totals to consolidated totals. There were no material intersegment revenues between the three segments. Management periodically makes changes to methods of assigning costs and income to its business segments to better reflect operating results. If appropriate, these changes are reflected in prior year information presented below.
(In thousands) | Consumer | Commercial | Wealth |  | Other/Elimination | Consolidated Totals
Three Months Ended June 30, 2025 |  |  |  |  |  |
Net interest income | $ | 126,967 |  | $ | 127,763 |  | $ | 23,036 |  |  | $ | 2,381 |  | $ | 280,147 |
Provision for credit losses | (9,569) |  | (108) |  | (18) |  |  | 4,098 |  | (5,597) |
Non-interest income | 23,704 |  | 75,381 |  | 63,846 |  |  | 2,682 |  | 165,613 |
Investment securities gains (losses), net | — |  | — |  | — |  |  | 437 |  | 437 |
Non-interest expense | (82,277) |  | (108,813) |  | (40,823) |  |  | (12,524) |  | (244,437) |
Income before income taxes | $ | 58,825 |  | $ | 94,223 |  | $ | 46,041 |  |  | $ | (2,926) |  | $ | 196,163 |
Six Months Ended June 30, 2025 |  |  |  |  |  |
Net interest income | $ | 252,352 |  | $ | 260,878 |  | $ | 45,195 |  |  | $ | (9,176) |  | $ | 549,249 |
Provision for credit losses | (19,819) |  | (640) |  | (18) |  |  | 393 |  | (20,084) |
Non-interest income | 47,691 |  | 144,980 |  | 127,885 |  |  | 4,006 |  | 324,562 |
Investment securities gains (losses), net | — |  | — |  | — |  |  | (7,154) |  | (7,154) |
Non-interest expense | (166,082) |  | (212,057) |  | (82,102) |  |  | (22,572) |  | (482,813) |
Income before income taxes | $ | 114,142 |  | $ | 193,161 |  | $ | 90,960 |  |  | $ | (34,503) |  | $ | 363,760 |
Three Months Ended June 30, 2024 |  |  |  |  |  |
Net interest income | $ | 127,217 |  | $ | 125,536 |  | $ | 22,226 |  |  | $ | (12,730) |  | $ | 262,249 |
Provision for loan losses | (9,037) |  | (725) |  | 3 |  |  | 4,291 |  | (5,468) |
Non-interest income | 24,572 |  | 66,580 |  | 59,600 |  |  | 1,492 |  | 152,244 |
Investment securities gains (losses), net | — |  | — |  | — |  |  | 3,233 |  | 3,233 |
Non-interest expense | (79,996) |  | (100,989) |  | (38,902) |  |  | (12,327) |  | (232,214) |
Income before income taxes | $ | 62,756 |  | $ | 90,402 |  | $ | 42,927 |  |  | $ | (16,041) |  | $ | 180,044 |
Six Months Ended June 30, 2024 |  |  |  |  |  |
Net interest income | $ | 255,374 |  | $ | 252,223 |  | $ | 45,424 |  |  | $ | (41,773) |  | $ | 511,248 |
Provision for credit losses | (17,925) |  | (766) |  | 4 |  |  | 8,432 |  | (10,255) |
Non-interest income | 48,907 |  | 130,382 |  | 117,999 |  |  | 3,804 |  | 301,092 |
Investment securities gains (losses), net | — |  | — |  | — |  |  | 2,974 |  | 2,974 |
Non-interest expense | (160,713) |  | (201,345) |  | (78,453) |  |  | (37,400) |  | (477,911) |
Income before income taxes | $ | 125,643 |  | $ | 180,494 |  | $ | 84,974 |  |  | $ | (63,963) |  | $ | 327,148 |
Non-interest expense for the Consumer, Commercial, and Wealth segments above is primarily comprised of salaries, incentives, benefits, and allocated overhead costs for service and support. Non-interest expense for the segments also includes expenses for data processing and software, occupancy, and professional and other services. The information presented above was derived from the internal profitability reporting system used by management to monitor and manage the financial performance of the Company. This information is based on internal management accounting procedures and methods, which have been developed to reflect the underlying economics of the businesses. The methodologies are applied in connection with funds transfer pricing and assignment of overhead costs among segments. Funds transfer pricing was used in the determination of net interest income by assigning a standard cost (credit) for funds used (provided by) assets and liabilities based on their maturity, prepayment and/or repricing characteristics. The segment activity, as shown above, includes both direct and allocated items. Amounts in the “Other/Elimination” column include activity not related to the segments, such as that relating to administrative functions, the investment securities portfolio, and the effect of certain expense allocations to the segments. The provision for credit losses in this category contains the difference between net loan charge-offs assigned directly to the segments and the recorded provision for credit loss expense. Included in this category’s net interest income are earnings of the investment portfolio, which are not allocated to a segment. Additionally, interest expense on the Company's brokered certificates of deposit is included in this column, as the Company's brokered certificates of deposit are not allocated to a segment. The performance measurement of the operating segments is based on the management structure of the Company and is not necessarily comparable with similar information for any other financial institution. The information is also not necessarily indicative of the segments' financial condition and results of operations if they were independent entities.

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- Definition The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 21 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-21 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name 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