<SEC-DOCUMENT>0001376066-25-000003.txt : 20250829
<SEC-HEADER>0001376066-25-000003.hdr.sgml : 20250829
<ACCEPTANCE-DATETIME>20250829180728
ACCESSION NUMBER:		0001376066-25-000003
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20250827
FILED AS OF DATE:		20250829
DATE AS OF CHANGE:		20250829

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			CAROLAN SHAWN T
		CENTRAL INDEX KEY:			0001376066
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-42693
		FILM NUMBER:		251282327

	MAIL ADDRESS:	
		STREET 1:		3000 SAND HILL ROAD
		STREET 2:		4-100
		CITY:			MENLO PARK
		STATE:			CA
		ZIP:			94025

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Chime Financial, Inc.
		CENTRAL INDEX KEY:			0001795586
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		ORGANIZATION NAME:           	02 Finance
		EIN:				460925388
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		101 CALIFORNIA STREET, SUITE 500
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94111
		BUSINESS PHONE:		844-244-6363

	MAIL ADDRESS:	
		STREET 1:		101 CALIFORNIA STREET, SUITE 500
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94111
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>wk-form4_1756505244.xml
<DESCRIPTION>FORM 4
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0508</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2025-08-27</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001795586</issuerCik>
        <issuerName>Chime Financial, Inc.</issuerName>
        <issuerTradingSymbol>CHYM</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001376066</rptOwnerCik>
            <rptOwnerName>CAROLAN SHAWN T</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O CHIME FINANCIAL, INC.</rptOwnerStreet1>
            <rptOwnerStreet2>101 CALIFORNIA STREET, SUITE 500</rptOwnerStreet2>
            <rptOwnerCity>SAN FRANCISCO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>94111</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <aff10b5One>0</aff10b5One>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Class A Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2025-08-27</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>7628</value>
                    <footnoteId id="F1"/>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>7628</value>
                    <footnoteId id="F2"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Class A Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>17442713</value>
                    <footnoteId id="F3"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See footnote</value>
                    <footnoteId id="F4"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable></derivativeTable>

    <footnotes>
        <footnote id="F1">These securities are restricted stock units (&quot;RSUs&quot;). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.  One-fourth of the RSUs shall vest on November 27, 2025 and quarterly thereafter, subject to the Reporting Person continuing as a service provider through each such date.</footnote>
        <footnote id="F2">These securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.</footnote>
        <footnote id="F3">These shares are held as follows: (i) 9,650,310 shares held by Menlo Inflection I, L.P. (&quot;Menlo Inflection I&quot;); (ii) 6,865,680 shares held by Menlo Ventures XIV, L.P. (&quot;Menlo Ventures XIV&quot;); (iii) 156,900 shares held by MMSOP, L.P. (&quot;MMSOP&quot; and, collectively with Menlo Inflection I, the &quot;Menlo Inflection I Funds&quot;); (iv) 102,310 shares held by MMEF XIV, L.P. (&quot;MMEF XIV&quot;); (v) 88,200 shares held by Menlo Entrepreneurs Fund XIV, L.P. (&quot;Menlo Entrepreneurs Fund XIV&quot; and together with Menlo Ventures XIV and MMEF XIV, the &quot;Menlo XIV Funds&quot;); (vi) 569,755 shares held by Menlo Inflection II, L.P. (&quot;Menlo Inflection II&quot;); (vii) 5,793 shares held by MM Inflection, L.P. (&quot;MM Inflection&quot;); and (viii) 3,765 shares held by Menlo Entrepreneurs Inflection Fund, L.P. (&quot;Menlo Entrepreneurs Inflection Fund&quot; and, together with Menlo Inflection II and MM Inflection, the &quot;Menlo Inflection II Funds&quot;).</footnote>
        <footnote id="F4">The Reporting Person is a managing member of each of: (i) MSOP GP, L.L.C., the general partner of the Menlo Inflection I Funds; (ii) MV Management XIV, L.L.C., the general partner of the Menlo XIV Funds; and (iii) MSOP GP II, L.L.C., the general partner of the Menlo Inflection II Funds.  The Reporting Person disclaims beneficial ownership of the shares reported herein except to the extent of his pecuniary interest therein.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>/s/ Theresa Bloom, by power of attorney</signatureName>
        <signatureDate>2025-08-29</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
