<SEC-DOCUMENT>0001415889-25-021929.txt : 20250814
<SEC-HEADER>0001415889-25-021929.hdr.sgml : 20250814
<ACCEPTANCE-DATETIME>20250814165202
ACCESSION NUMBER:		0001415889-25-021929
CONFORMED SUBMISSION TYPE:	SCHEDULE 13G
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20250814
DATE AS OF CHANGE:		20250814

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Chime Financial, Inc.
		CENTRAL INDEX KEY:			0001795586
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		ORGANIZATION NAME:           	02 Finance
		EIN:				460925388
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13G
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-95147
		FILM NUMBER:		251220485

	BUSINESS ADDRESS:	
		STREET 1:		101 CALIFORNIA STREET, SUITE 500
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94111
		BUSINESS PHONE:		844-244-6363

	MAIL ADDRESS:	
		STREET 1:		101 CALIFORNIA STREET, SUITE 500
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94111

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Menlo Ventures XIV, L.P.
		CENTRAL INDEX KEY:			0001705785
		ORGANIZATION NAME:           	
		EIN:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13G

	BUSINESS ADDRESS:	
		STREET 1:		2884 SAND HILL ROAD, SUITE 100
		CITY:			MENLO PARK
		STATE:			CA
		ZIP:			94025
		BUSINESS PHONE:		(650) 854-8540

	MAIL ADDRESS:	
		STREET 1:		2884 SAND HILL ROAD, SUITE 100
		CITY:			MENLO PARK
		STATE:			CA
		ZIP:			94025
</SEC-HEADER>
<DOCUMENT>
<TYPE>SCHEDULE 13G
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/schedule13g" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>SCHEDULE 13G</submissionType>
	    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001705785</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>





    </filerInfo>
  </headerData>

  <formData>
    <coverPageHeader>
	      <securitiesClassTitle>Class A Common Stock, par value $0.0001 </securitiesClassTitle>
      <eventDateRequiresFilingThisStatement>06/30/2025</eventDateRequiresFilingThisStatement>
      <issuerInfo>
        <issuerCik>0001795586</issuerCik>        <issuerName>Chime Financial, Inc.</issuerName>        <issuerCusip>16935C109</issuerCusip>
        <issuerPrincipalExecutiveOfficeAddress>
          <com:street1>101 California Street, Suite 500</com:street1>
                    <com:city>San Francisco</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94111</com:zipCode>
        </issuerPrincipalExecutiveOfficeAddress>
      </issuerInfo>

	        <designateRulesPursuantThisScheduleFiled>
	           <designateRulePursuantThisScheduleFiled>Rule 13d-1(d)</designateRulePursuantThisScheduleFiled>
						      </designateRulesPursuantThisScheduleFiled>

    </coverPageHeader>

	    <coverPageHeaderReportingPersonDetails>




    <reportingPersonName>Menlo Ventures XIV, L.P.</reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>6865680.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>6865680.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>6865680.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>2.1</classPercent>





	        <typeOfReportingPerson>PN</typeOfReportingPerson>









    </coverPageHeaderReportingPersonDetails>
	    <coverPageHeaderReportingPersonDetails>




    <reportingPersonName>MMEF XIV, L.P.</reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>102310.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>102310.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>102310.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>0.0</classPercent>





	        <typeOfReportingPerson>PN</typeOfReportingPerson>









    </coverPageHeaderReportingPersonDetails>
	    <coverPageHeaderReportingPersonDetails>




    <reportingPersonName>Menlo Entrepreneurs Fund XIV, L.P.</reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>88200.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>88200.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>88200.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>0.0</classPercent>





	        <typeOfReportingPerson>PN</typeOfReportingPerson>









    </coverPageHeaderReportingPersonDetails>
	    <coverPageHeaderReportingPersonDetails>




    <reportingPersonName>MV Management XIV, L.L.C.</reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>7056190.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>7056190.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>7056190.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>2.1</classPercent>











	        <typeOfReportingPerson>OO</typeOfReportingPerson>



    </coverPageHeaderReportingPersonDetails>
	    <coverPageHeaderReportingPersonDetails>



    <reportingPersonName>Menlo Inflection I, L.P.</reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>9650310.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>9650310.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>9650310.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>2.9</classPercent>





	        <typeOfReportingPerson>PN</typeOfReportingPerson>









    </coverPageHeaderReportingPersonDetails>
	    <coverPageHeaderReportingPersonDetails>




    <reportingPersonName>MMSOP, L.P. </reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>156900.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>156900.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>156900.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>0.0</classPercent>





	        <typeOfReportingPerson>PN</typeOfReportingPerson>









    </coverPageHeaderReportingPersonDetails>
	    <coverPageHeaderReportingPersonDetails>




    <reportingPersonName>MSOP GP, L.L.C. </reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>9807210.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>9807210.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>9807210.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>3.0</classPercent>











	        <typeOfReportingPerson>OO</typeOfReportingPerson>



    </coverPageHeaderReportingPersonDetails>
	    <coverPageHeaderReportingPersonDetails>



    <reportingPersonName>Menlo Inflection II, L.P.</reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>569755.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>569755.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>569755.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>0.2</classPercent>





	        <typeOfReportingPerson>PN</typeOfReportingPerson>









    </coverPageHeaderReportingPersonDetails>
	    <coverPageHeaderReportingPersonDetails>




    <reportingPersonName>MM Inflection, L.P.</reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>5793.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>5793.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>5793.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>0.0</classPercent>





	        <typeOfReportingPerson>PN</typeOfReportingPerson>









    </coverPageHeaderReportingPersonDetails>
	    <coverPageHeaderReportingPersonDetails>




    <reportingPersonName>Menlo Entrepreneurs Inflection Fund, L.P.</reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>3765.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>3765.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>3765.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>0.0</classPercent>





	        <typeOfReportingPerson>PN</typeOfReportingPerson>









    </coverPageHeaderReportingPersonDetails>
	    <coverPageHeaderReportingPersonDetails>




    <reportingPersonName>MSOP GP II, L.L.C.</reportingPersonName>

	  		<memberGroup>b</memberGroup>


		 <citizenshipOrOrganization>DE</citizenshipOrOrganization>

      <reportingPersonBeneficiallyOwnedNumberOfShares>
                <soleVotingPower>0.00</soleVotingPower>
                          <sharedVotingPower>579313.00</sharedVotingPower>
                          <soleDispositivePower>0.00</soleDispositivePower>
                         <sharedDispositivePower>579313.00</sharedDispositivePower>
             </reportingPersonBeneficiallyOwnedNumberOfShares>

              <reportingPersonBeneficiallyOwnedAggregateNumberOfShares>579313.00</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>


     	    <classPercent>0.2</classPercent>











	        <typeOfReportingPerson>OO</typeOfReportingPerson>



    </coverPageHeaderReportingPersonDetails>

    <items>
      <item1>
        <issuerName>Chime Financial, Inc.</issuerName>
        <issuerPrincipalExecutiveOfficeAddress>101 California Street, Suite 500, San Francisco, CA, 94111.</issuerPrincipalExecutiveOfficeAddress>
      </item1>

      <item2>
        <filingPersonName>The names of the persons filing this report (collectively, the "Reporting Persons") are:

Menlo Ventures XIV, L.P. ("Menlo XIV")
MMEF XIV, L.P. ("MMEF XIV")
Menlo Entrepreneurs Fund XIV, L.P. ("MEF XIV")
MV Management XIV, L.L.C. ("MVM XIV")
Menlo Inflection I, L.P. ("MI")
MMSOP, L.P. ("MMSOP")
MSOP GP, L.L.C. ("MSOP GP")
Menlo Inflection II, L.P. ("MI II")
MM Inflection, L.P. ("MMI")
Menlo Entrepreneurs Inflection Fund, L.P. ("MEIF")
MSOP GP II, L.L.C. ("MSOP GP II")

The Reporting Persons expressly disclaim status as a "group" for purposes of this Schedule 13G.
</filingPersonName>        <principalBusinessOfficeOrResidenceAddress>c/o Menlo Ventures
1300 El Camino Real, Suite 150
Menlo Park, California  94025
</principalBusinessOfficeOrResidenceAddress>        <citizenship>Menlo XIV	Delaware
MMEF XIV	Delaware
MEF XIV		Delaware
MVM XIV		Delaware
MI			Delaware
MMSOP		Delaware
MSOP GP	Delaware
MI II			Delaware
MMI			Delaware
MEIF 		Delaware
MSOP GP II	Delaware
</citizenship>      </item2>

        <item3>
		        <notApplicableFlag>Y</notApplicableFlag>

      </item3>



    <item4>
    <amountBeneficiallyOwned>Row 9 of each Reporting Person's cover page to this Schedule 13G sets forth the aggregate number of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference.

The Reporting Persons' ownership of the Issuer's securities consists of (i) 6,865,680 shares of Class A common stock held directly by Menlo XIV; (ii) 102,310 shares of Class A common stock held directly by MMEF XIV; (iii) 88,200 shares of Class A common stock held directly by MEF XIV; (iv) 9,650,310 shares of Class A common stock held directly by MI; (v) 156,900 shares of Class A common stock held directly by MMSOP; (vi) 569,755 shares of Class A common stock held directly by MI II; (vii) 5,793 shares of Class A common stock held directly by MMI; and (viii) 3,765 shares of Class A common stock held directly by MEIF.

MVM XIV is the general partner of each of Menlo XIV, MMEF XIV and MEF XIV and shares voting and dispositive power over the securities held by each of Menlo XIV, MMEF XIV and MEF XIV.

MSOP GP is the general partner of each of MI and MMSOP and shares voting and dispositive power over the securities held by each of MI and MMSOP.

MSOP GP II is the general partner of each of MI II, MMI and MEIF and shares voting and dispositive power over the securities held by each of MI II, MMI and MEIF.

The Reporting Persons beneficially own, in the aggregate, 17,442,713 shares of Class A common stock.
</amountBeneficiallyOwned>    <classPercent>Row 11 of each Reporting Person's cover page to this Schedule 13G sets forth the percentages of the Class A common stock of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference. The shares of Class A common stock beneficially owned by the Reporting Persons represent, in the aggregate, 5.3% of the Issuer's outstanding Class A common stock. Such percentage, and the percentage set forth in each row 11 is based upon 332,239,249 shares of Class A common stock outstanding as of June 13, 2025, as disclosed in the Issuer's prospectus dated June 11, 2025 filed with the Securities and Exchange Commission (the "SEC") on June 12, 2025.</classPercent>
      <numberOfSharesPersonHas>
        <solePowerOrDirectToVote>Row 5 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference.</solePowerOrDirectToVote>
        <sharedPowerOrDirectToVote>Row 6 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference.</sharedPowerOrDirectToVote>
        <solePowerOrDirectToDispose>Row 7 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference.</solePowerOrDirectToDispose>
        <sharedPowerOrDirectToDispose>Row 8 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference.</sharedPowerOrDirectToDispose>
      </numberOfSharesPersonHas>
    </item4>


        <item5>
	          <notApplicableFlag>Y</notApplicableFlag>


    </item5>


        <item6>
	  	  <notApplicableFlag>Y</notApplicableFlag>
		        </item6>


        <item7>
	  	  <notApplicableFlag>Y</notApplicableFlag>


    </item7>


          <item8>
                <notApplicableFlag>Y</notApplicableFlag>

              </item8>


            <item9>
                <notApplicableFlag>Y</notApplicableFlag>
                      </item9>


      <item10>
                    <notApplicableFlag>Y</notApplicableFlag>

      </item10>
    </items>

		<exhibitInfo>Exhibit 99.1	Joint Filing Agreement</exhibitInfo>

	    <signatureInformation>
      <reportingPersonName>Menlo Ventures XIV, L.P.</reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>
	     <signatureInformation>
      <reportingPersonName>MMEF XIV, L.P.</reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>
	     <signatureInformation>
      <reportingPersonName>Menlo Entrepreneurs Fund XIV, L.P.</reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>
	     <signatureInformation>
      <reportingPersonName>MV Management XIV, L.L.C.</reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>
	     <signatureInformation>
      <reportingPersonName>Menlo Inflection I, L.P.</reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By MSOP GP, L.L.C., Its general partner, By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>
	     <signatureInformation>
      <reportingPersonName>MMSOP, L.P. </reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By MSOP GP, L.L.C., Its general partner, By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>
	     <signatureInformation>
      <reportingPersonName>MSOP GP, L.L.C. </reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>
	     <signatureInformation>
      <reportingPersonName>Menlo Inflection II, L.P.</reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>
	     <signatureInformation>
      <reportingPersonName>MM Inflection, L.P.</reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>
	     <signatureInformation>
      <reportingPersonName>Menlo Entrepreneurs Inflection Fund, L.P.</reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>
	     <signatureInformation>
      <reportingPersonName>MSOP GP II, L.L.C.</reportingPersonName>

      <signatureDetails>
        <signature>/s/ Venky Ganesan</signature>
        <title>By Venky Ganesan, Managing Member</title>
        <date>08/14/2025</date>
      </signatureDetails>

    </signatureInformation>



  </formData>


    </edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex-99-08142025_080859.htm
<DESCRIPTION>JOINT FILING AGREEMENT
<TEXT>
<!DOCTYPE html PUBLIC "-//IETF//DTD HTML//EN">
<html><head><title>ex-99-08142025_080859.htm</title></head><body style="margin-top:0;font-family:Times New Roman; font-size:10pt; color:#000000">
<p style="margin-top:0px; margin-bottom:17.6px; padding-left:36px; font-size:11pt" align="center">EXHIBIT 99.1</p>
<p style="margin-top:0px; margin-bottom:17.6px; padding-left:36px; font-size:11pt" align="center">JOINT FILING AGREEMENT</p>
<p style="margin:0px; font-size:11pt">We, the undersigned, hereby express our agreement that the Schedule 13G (or any amendments thereto) relating to the Class A common stock of Chime Financial, Inc. is filed on behalf of each of us.</p>
<p style="margin:0px"><br></p>
<p style="margin-top:0px; margin-bottom:17.6px; font-size:11pt">Dated: &nbsp;August 14, 2025</p>
<table style="margin-top:0px; font-size:10pt" cellpadding="0" cellspacing="0" align="center"><tr style="font-size:0"><td width="335.667"></td><td width="335.667"></td></tr><tr><td style="margin-top:0px; padding-left:4px; padding-top:0px; padding-right:4px; padding-bottom:0px" valign="top" width="335.667"><p style="margin-top:0px; margin-bottom:8px"><b>Menlo Ventures XIV, L.P.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By: </p>
<p style="margin:0px; text-indent:-2px">MV Management XIV, L.L.C.</p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; clear:left; float:left">Its: </p>
<p style="margin:0px; text-indent:-2px">General Partner </p>
<p style="margin:0px; clear:left"><br></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
<p style="margin:0px"><br></p>
<p style="margin-top:0px; margin-bottom:8px"><b>MMEF XIV, L.P.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By: </p>
<p style="margin:0px; text-indent:-2px">MV Management XIV, L.L.C.</p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; clear:left; float:left">Its: </p>
<p style="margin:0px; text-indent:-2px">General Partner </p>
<p style="margin:0px; clear:left"><br></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
<p style="margin:0px"><br></p>
<p style="margin-top:0px; margin-bottom:8px"><b>Menlo Entrepreneurs Fund XIV, L.P.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By: </p>
<p style="margin:0px; text-indent:-2px">MV Management XIV, L.L.C.</p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; clear:left; float:left">Its: </p>
<p style="margin:0px; text-indent:-2px">General Partner </p>
<p style="margin:0px; clear:left"><br></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
<p style="margin:0px"><br></p>
<p style="margin-top:0px; margin-bottom:8px"><b>MV Management XIV, L.L.C.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
<p style="margin:0px"><br></p>
<p style="margin-top:0px; margin-bottom:8px"><b>Menlo Inflection I, L.P.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By: </p>
<p style="margin:0px; text-indent:-2px">MSOP GP, L.L.C.</p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; clear:left; float:left">Its: </p>
<p style="margin:0px; text-indent:-2px">General Partner </p>
<p style="margin:0px; clear:left"><br></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
<p style="margin:0px"><br></p>
<p style="margin-top:0px; margin-bottom:8px"><b>MMSOP, L.P.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By: </p>
<p style="margin:0px; text-indent:-2px">MSOP GP, L.L.C.</p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; clear:left; float:left">Its: </p>
<p style="margin:0px; text-indent:-2px">General Partner </p>
<p style="margin:0px; clear:left"><br></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
</td><td style="margin-top:0px; padding-left:4px; padding-top:0px; padding-right:4px; padding-bottom:0px" valign="top" width="335.667"><p style="margin-top:0px; margin-bottom:8px"><b>Menlo Inflection II, L.P.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By: </p>
<p style="margin:0px; text-indent:-2px">MSOP GP II, L.L.C.</p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; clear:left; float:left">Its: </p>
<p style="margin:0px; text-indent:-2px">General Partner </p>
<p style="margin:0px; clear:left"><br></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
<p style="margin:0px"><br></p>
<p style="margin-top:0px; margin-bottom:8px"><b>MM Inflection, L.P.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By: </p>
<p style="margin:0px; text-indent:-2px">MSOP GP II, L.L.C.</p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; clear:left; float:left">Its: </p>
<p style="margin:0px; text-indent:-2px">General Partner </p>
<p style="margin:0px; clear:left"><br></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
<p style="margin:0px"><br></p>
<p style="margin-top:0px; margin-bottom:8px"><b>Menlo Entrepreneurs Inflection Fund, L.P.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By: </p>
<p style="margin:0px; text-indent:-2px">MSOP GP II, L.L.C.</p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; clear:left; float:left">Its: </p>
<p style="margin:0px; text-indent:-2px">General Partner </p>
<p style="margin:0px; clear:left"><br></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
<p style="margin:0px"><br></p>
<p style="margin-top:0px; margin-bottom:8px"><b>MSOP GP II, L.L.C.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
<p style="margin:0px"><br></p>
<p style="margin-top:0px; margin-bottom:8px"><b>MSOP GP, L.L.C.</b></p>
<p style="margin-top:0px; margin-bottom:-2px; width:30px; float:left">By:</p>
<p style="margin:0px; text-indent:-2px"><u>/s/ Venky Ganesan</u></p>
<p style="margin:0px; text-indent:30px; clear:left">Name: Venky Ganesan</p>
<p style="margin:0px; text-indent:30px">Title: Managing Member</p>
<p style="margin:0px"><br></p>
<p style="margin:0px"><br></p>
<p style="margin:0px"><br></p>
</td></tr></table><p style="margin:0px"><br></p>
<p style="margin:0px"><br></p>
</body></html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
