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Allowance for Loan and Lease Losses and Unfunded Commitments and Letters of Credit (Tables) | 12 Months Ended
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Dec. 31, 2016
Financing Receivable, Allowance for Credit Losses [Line Items] |
Changes in the Allowance for Loan and Lease Losses | The following tables show a detailed analysis of the allowance for loans for the years ended December 31, 2016, 2015 and 2014:
|  | Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision (Recovery) |  | Ending Balance |  | Specific Reserve |  | General Allocation
Year Ended December 31, 2016 |  | (in thousands)
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 32,321 |  |  | $ | (9,993 | ) |  | $ | 2,483 |  |  | $ | 11,239 |  |  | $ | 36,050 |  |  | $ | 664 |  |  | $ | 35,386 |
Unsecured |  | 1,299 |  |  | (75 | ) |  | 162 |  |  | (426 | ) |  | 960 |  |  | — |  |  | 960 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 916 |  |  | (35 | ) |  | 171 |  |  | (453 | ) |  | 599 |  |  | 12 |  |  | 587 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 1,178 |  |  | (26 | ) |  | 2 |  |  | 643 |  |  | 1,797 |  |  | — |  |  | 1,797 |
Income property |  | 6,616 |  |  | — |  |  | 966 |  |  | (240 | ) |  | 7,342 |  |  | 27 |  |  | 7,315 |
Owner occupied |  | 5,550 |  |  | (63 | ) |  | 434 |  |  | 518 |  |  | 6,439 |  |  | — |  |  | 6,439 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 339 |  |  | (88 | ) |  | 57 |  |  | 8 |  |  | 316 |  |  | 1 |  |  | 315 |
Residential construction |  | 733 |  |  | — |  |  | 234 |  |  | (298 | ) |  | 669 |  |  | — |  |  | 669 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 388 |  |  | — |  |  | 109 |  |  | (93 | ) |  | 404 |  |  | — |  |  | 404 |
Owner occupied |  | 1,006 |  |  | — |  |  | — |  |  | 186 |  |  | 1,192 |  |  | — |  |  | 1,192 |
Consumer |  | 3,531 |  |  | (1,238 | ) |  | 933 |  |  | 308 |  |  | 3,534 |  |  | 57 |  |  | 3,477 |
Purchased credit impaired |  | 13,726 |  |  | (9,944 | ) |  | 7,004 |  |  | (271 | ) |  | 10,515 |  |  | — |  |  | 10,515 |
Unallocated |  | 569 |  |  | — |  |  | — |  |  | (343 | ) |  | 226 |  |  | — |  |  | 226 |
Total |  | $ | 68,172 |  |  | $ | (21,462 | ) |  | $ | 12,555 |  |  | $ | 10,778 |  |  | $ | 70,043 |  |  | $ | 761 |  |  | $ | 69,282 |
|  | Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision (Recovery) |  | Ending Balance |  | Specific Reserve |  | General Allocation
Year Ended December 31, 2015 |  | (in thousands)
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 25,923 |  |  | $ | (7,486 | ) |  | $ | 2,069 |  |  | $ | 11,815 |  |  | $ | 32,321 |  |  | $ | 321 |  |  | $ | 32,000 |
Unsecured |  | 927 |  |  | (780 | ) |  | 267 |  |  | 885 |  |  | 1,299 |  |  | — |  |  | 1,299 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 2,281 |  |  | (376 | ) |  | 307 |  |  | (1,296 | ) |  | 916 |  |  | 314 |  |  | 602 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 799 |  |  | — |  |  | 291 |  |  | 88 |  |  | 1,178 |  |  | — |  |  | 1,178 |
Income property |  | 9,159 |  |  | (390 | ) |  | 3,568 |  |  | (5,721 | ) |  | 6,616 |  |  | — |  |  | 6,616 |
Owner occupied |  | 5,007 |  |  | (115 | ) |  | 116 |  |  | 542 |  |  | 5,550 |  |  | — |  |  | 5,550 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 1,197 |  |  | — |  |  | 103 |  |  | (961 | ) |  | 339 |  |  | — |  |  | 339 |
Residential construction |  | 1,860 |  |  | — |  |  | 90 |  |  | (1,217 | ) |  | 733 |  |  | 3 |  |  | 730 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 622 |  |  | — |  |  | 8 |  |  | (242 | ) |  | 388 |  |  | — |  |  | 388 |
Owner occupied |  | 434 |  |  | — |  |  | — |  |  | 572 |  |  | 1,006 |  |  | — |  |  | 1,006 |
Consumer |  | 3,180 |  |  | (2,066 | ) |  | 931 |  |  | 1,486 |  |  | 3,531 |  |  | 15 |  |  | 3,516 |
Purchased credit impaired |  | 16,336 |  |  | (13,854 | ) |  | 7,329 |  |  | 3,915 |  |  | 13,726 |  |  | — |  |  | 13,726 |
Unallocated |  | 1,844 |  |  | — |  |  | — |  |  | (1,275 | ) |  | 569 |  |  | — |  |  | 569 |
Total |  | $ | 69,569 |  |  | $ | (25,067 | ) |  | $ | 15,079 |  |  | $ | 8,591 |  |  | $ | 68,172 |  |  | $ | 653 |  |  | $ | 67,519 |
|  | Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision (Recovery) |  | Ending Balance |  | Specific Reserve |  | General Allocation
Year ended December 31, 2014 |  | (in thousands)
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 31,027 |  |  | $ | (4,159 | ) |  | $ | 2,637 |  |  | $ | (3,582 | ) |  | $ | 25,923 |  |  | $ | 25 |  |  | $ | 25,898 |
Unsecured |  | 696 |  |  | (130 | ) |  | 370 |  |  | (9 | ) |  | 927 |  |  | 2 |  |  | 925 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 1,252 |  |  | (230 | ) |  | 159 |  |  | 1,100 |  |  | 2,281 |  |  | 120 |  |  | 2,161 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 489 |  |  | (29 | ) |  | 70 |  |  | 269 |  |  | 799 |  |  | — |  |  | 799 |
Income property |  | 9,234 |  |  | (1,934 | ) |  | 819 |  |  | 1,040 |  |  | 9,159 |  |  | — |  |  | 9,159 |
Owner occupied |  | 3,605 |  |  | (1,030 | ) |  | 51 |  |  | 2,381 |  |  | 5,007 |  |  | 27 |  |  | 4,980 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 610 |  |  | — |  |  | 740 |  |  | (153 | ) |  | 1,197 |  |  | 67 |  |  | 1,130 |
Residential construction |  | 822 |  |  | — |  |  | 1,190 |  |  | (152 | ) |  | 1,860 |  |  | — |  |  | 1,860 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 285 |  |  | — |  |  | — |  |  | 337 |  |  | 622 |  |  | — |  |  | 622 |
Owner occupied |  | 58 |  |  | — |  |  | — |  |  | 376 |  |  | 434 |  |  | — |  |  | 434 |
Consumer |  | 2,547 |  |  | (2,774 | ) |  | 1,353 |  |  | 2,054 |  |  | 3,180 |  |  | — |  |  | 3,180 |
Purchased credit impaired |  | 20,174 |  |  | (14,436 | ) |  | 7,721 |  |  | 2,877 |  |  | 16,336 |  |  | — |  |  | 16,336 |
Unallocated |  | 1,655 |  |  | — |  |  | — |  |  | 189 |  |  | 1,844 |  |  | — |  |  | 1,844 |
Total |  | $ | 72,454 |  |  | $ | (24,722 | ) |  | $ | 15,110 |  |  | $ | 6,727 |  |  | $ | 69,569 |  |  | $ | 241 |  |  | $ | 69,328 |
Changes in the Allowance for Unfunded Commitments and Letters of Credit | Changes in the allowance for unfunded commitments and letters of credit, a component of “Other liabilities” in the Consolidated Balance Sheets, are summarized as follows:
|  | Years Ended December 31,
|  | 2016 |  | 2015 |  | 2014
|  | (in thousands)
Beginning balance |  | $ | 2,930 |  |  | $ | 2,655 |  |  | $ | 2,505 |
Net changes in the allowance for unfunded commitments and letters of credit |  | (225 | ) |  | 275 |  |  | 150 |
Ending balance |  | $ | 2,705 |  |  | $ | 2,930 |  |  | $ | 2,655 |
Financing Receivable Credit Quality Indicators [Table Text Block] | The following is an analysis of the credit quality of our loan portfolio, excluding PCI loans as of December 31, 2016 and 2015:
|  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
December 31, 2016 |  | (in thousands)
Loans, excluding PCI loans |  |  |  |  |  |  |  |  |  |  |  |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 2,289,307 |  |  | $ | 65,846 |  |  | $ | 96,437 |  |  | $ | — |  |  | $ | — |  |  | $ | 2,451,590 |
Unsecured |  | 93,721 |  |  | 800 |  |  | 216 |  |  | — |  |  | — |  |  | 94,737 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 164,797 |  |  | 395 |  |  | 2,740 |  |  | — |  |  | — |  |  | 167,932 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 263,195 |  |  | 3,228 |  |  | 4,391 |  |  | — |  |  | — |  |  | 270,814 |
Income property |  | 1,341,978 |  |  | 17,902 |  |  | 9,866 |  |  | — |  |  | — |  |  | 1,369,746 |
Owner occupied |  | 1,027,019 |  |  | 6,608 |  |  | 26,351 |  |  | — |  |  | — |  |  | 1,059,978 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 11,541 |  |  | — |  |  | 15 |  |  | — |  |  | — |  |  | 11,556 |
Residential construction |  | 108,941 |  |  | — |  |  | 688 |  |  | — |  |  | — |  |  | 109,629 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 103,779 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 103,779 |
Owner occupied |  | 98,948 |  |  | 88 |  |  | 4,444 |  |  | — |  |  | — |  |  | 103,480 |
Consumer |  | 317,728 |  |  | — |  |  | 6,794 |  |  | — |  |  | — |  |  | 324,522 |
Total |  | $ | 5,820,954 |  |  | $ | 94,867 |  |  | $ | 151,942 |  |  | $ | — |  |  | $ | — |  |  | 6,067,763 |
Less: |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses |  | 59,528 |
Loans, excluding PCI loans, net |  | $ | 6,008,235 |
|  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
December 31, 2015 |  | (in thousands)
Loans, excluding PCI loans |  |  |  |  |  |  |  |  |  |  |  |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 2,146,729 |  |  | $ | 59,746 |  |  | $ | 56,217 |  |  | $ | — |  |  | $ | — |  |  | $ | 2,262,692 |
Unsecured |  | 93,347 |  |  | 278 |  |  | 1,323 |  |  | — |  |  | — |  |  | 94,948 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 171,945 |  |  | 52 |  |  | 1,439 |  |  | — |  |  | — |  |  | 173,436 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 207,768 |  |  | 4,966 |  |  | 424 |  |  | — |  |  | — |  |  | 213,158 |
Income property |  | 1,296,043 |  |  | 5,889 |  |  | 8,847 |  |  | — |  |  | — |  |  | 1,310,779 |
Owner occupied |  | 918,986 |  |  | 9,668 |  |  | 17,662 |  |  | — |  |  | — |  |  | 946,316 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 14,388 |  |  | — |  |  | 362 |  |  | — |  |  | — |  |  | 14,750 |
Residential construction |  | 119,243 |  |  | — |  |  | 1,132 |  |  | — |  |  | — |  |  | 120,375 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 83,634 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 83,634 |
Owner occupied |  | 81,270 |  |  | — |  |  | 401 |  |  | — |  |  | — |  |  | 81,671 |
Consumer |  | 328,286 |  |  | — |  |  | 4,076 |  |  | — |  |  | — |  |  | 332,362 |
Total |  | $ | 5,461,639 |  |  | $ | 80,599 |  |  | $ | 91,883 |  |  | $ | — |  |  | $ | — |  |  | 5,634,121 |
Less: |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses |  | 54,446 |
Loans, excluding PCI loans, net |  | $ | 5,579,675 |
The following is an analysis of the credit quality of our PCI loan portfolio as of December 31, 2016 and 2015:
|  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
December 31, 2016 |  | (in thousands)
PCI loans: |  |  |  |  |  |  |  |  |  |  |  |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 18,824 |  |  | $ | 92 |  |  | $ | 1,954 |  |  | $ | — |  |  | $ | — |  |  | $ | 20,870 |
Unsecured |  | 736 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 736 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 19,293 |  |  | — |  |  | 1,350 |  |  | — |  |  | — |  |  | 20,643 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 7,333 |  |  | — |  |  | 213 |  |  | — |  |  | — |  |  | 7,546 |
Income property |  | 31,042 |  |  | — |  |  | 1,678 |  |  | — |  |  | — |  |  | 32,720 |
Owner occupied |  | 53,623 |  |  | — |  |  | 906 |  |  | — |  |  | — |  |  | 54,529 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 744 |  |  | — |  |  | 88 |  |  | — |  |  | — |  |  | 832 |
Residential construction |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 1,217 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,217 |
Owner occupied |  | 509 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 509 |
Consumer |  | 17,202 |  |  | — |  |  | 447 |  |  | — |  |  | — |  |  | 17,649 |
Total |  | $ | 150,523 |  |  | $ | 92 |  |  | $ | 6,636 |  |  | $ | — |  |  | $ | — |  |  | 157,251 |
Less: |  |  |  |  |  |  |  |  |  |  |  |
Valuation discount resulting from acquisition accounting |  | 11,591 |
Allowance for loan losses |  | 10,515 |
PCI loans, net |  | $ | 135,145 |
|  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
December 31, 2015 |  | (in thousands)
PCI loans: |  |  |  |  |  |  |  |  |  |  |  |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 31,468 |  |  | $ | 101 |  |  | $ | 5,995 |  |  | $ | — |  |  | $ | — |  |  | $ | 37,564 |
Unsecured |  | 1,218 |  |  | — |  |  | 2 |  |  | — |  |  | — |  |  | 1,220 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 25,018 |  |  | — |  |  | 2,177 |  |  | — |  |  | — |  |  | 27,195 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 8,234 |  |  | — |  |  | 664 |  |  | — |  |  | — |  |  | 8,898 |
Income property |  | 36,426 |  |  | — |  |  | 5,916 |  |  | — |  |  | — |  |  | 42,342 |
Owner occupied |  | 53,071 |  |  | 261 |  |  | 1,736 |  |  | — |  |  | — |  |  | 55,068 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 1,086 |  |  | — |  |  | 479 |  |  | — |  |  | — |  |  | 1,565 |
Residential construction |  | 427 |  |  | — |  |  | 334 |  |  | — |  |  | — |  |  | 761 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 1,303 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,303 |
Owner occupied |  | 531 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 531 |
Consumer |  | 20,122 |  |  | — |  |  | 781 |  |  | — |  |  | — |  |  | 20,903 |
Total |  | $ | 178,904 |  |  | $ | 362 |  |  | $ | 18,084 |  |  | $ | — |  |  | $ | — |  |  | 197,350 |
Less: |  |  |  |  |  |  |  |  |  |  |  |
Valuation discount resulting from acquisition accounting |  | 16,444 |
Allowance for loan losses |  | 13,726 |
PCI loans, net |  | $ | 167,180 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524 + Details
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524 + Details
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