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Allowance for Loan and Lease Losses and Unfunded Commitments and Letters of Credit (Tables) | 12 Months Ended
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Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items] |
Changes in the Allowance for Loan and Lease Losses | The following tables show a detailed analysis of the allowance for loans for the years ended December 31, 2018, 2017 and 2016:
|  | Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision (Recapture) |  | Ending Balance |  | Specific Reserve |  | General Allocation
Year Ended December 31, 2018 |  | (in thousands)
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 29,341 |  |  | $ | (11,560 | ) |  | $ | 3,024 |  |  | $ | 22,383 |  |  | $ | 43,188 |  |  | $ | 2,023 |  |  | $ | 41,165 |
Unsecured |  | 2,000 |  |  | (159 | ) |  | 403 |  |  | 382 |  |  | 2,626 |  |  | — |  |  | 2,626 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 701 |  |  | — |  |  | 408 |  |  | (516 | ) |  | 593 |  |  | 8 |  |  | 585 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 4,265 |  |  | — |  |  | 99 |  |  | (417 | ) |  | 3,947 |  |  | — |  |  | 3,947 |
Income property |  | 5,672 |  |  | (780 | ) |  | 912 |  |  | (1,760 | ) |  | 4,044 |  |  | 1 |  |  | 4,043 |
Owner occupied |  | 5,459 |  |  | — |  |  | 20 |  |  | (946 | ) |  | 4,533 |  |  | 69 |  |  | 4,464 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 963 |  |  | — |  |  | 726 |  |  | (1,140 | ) |  | 549 |  |  | — |  |  | 549 |
Residential construction |  | 3,709 |  |  | — |  |  | 890 |  |  | 937 |  |  | 5,536 |  |  | — |  |  | 5,536 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 7,053 |  |  | — |  |  | — |  |  | (1,269 | ) |  | 5,784 |  |  | — |  |  | 5,784 |
Owner occupied |  | 4,413 |  |  | — |  |  | — |  |  | (1,809 | ) |  | 2,604 |  |  | — |  |  | 2,604 |
Consumer |  | 5,163 |  |  | (1,194 | ) |  | 1,180 |  |  | 152 |  |  | 5,301 |  |  | 31 |  |  | 5,270 |
Purchased credit impaired |  | 6,907 |  |  | (4,862 | ) |  | 3,847 |  |  | (2,281 | ) |  | 3,611 |  |  | — |  |  | 3,611 |
Unallocated |  | — |  |  | — |  |  | — |  |  | 1,053 |  |  | 1,053 |  |  | — |  |  | 1,053 |
Total |  | $ | 75,646 |  |  | $ | (18,555 | ) |  | $ | 11,509 |  |  | $ | 14,769 |  |  | $ | 83,369 |  |  | $ | 2,132 |  |  | $ | 81,237 |
|  | Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision (Recapture) |  | Ending Balance |  | Specific Reserve |  | General Allocation
Year Ended December 31, 2017 |  | (in thousands)
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 36,050 |  |  | $ | (7,524 | ) |  | $ | 4,283 |  |  | $ | (3,468 | ) |  | $ | 29,341 |  |  | $ | 1,867 |  |  | $ | 27,474 |
Unsecured |  | 960 |  |  | (89 | ) |  | 553 |  |  | 576 |  |  | 2,000 |  |  | 3 |  |  | 1,997 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 599 |  |  | (460 | ) |  | 568 |  |  | (6 | ) |  | 701 |  |  | 103 |  |  | 598 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 1,797 |  |  | — |  |  | 53 |  |  | 2,415 |  |  | 4,265 |  |  | — |  |  | 4,265 |
Income property |  | 7,342 |  |  | (287 | ) |  | 498 |  |  | (1,881 | ) |  | 5,672 |  |  | 185 |  |  | 5,487 |
Owner occupied |  | 6,439 |  |  | — |  |  | 124 |  |  | (1,104 | ) |  | 5,459 |  |  | 3 |  |  | 5,456 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 316 |  |  | (14 | ) |  | 72 |  |  | 589 |  |  | 963 |  |  | — |  |  | 963 |
Residential construction |  | 669 |  |  | — |  |  | 106 |  |  | 2,934 |  |  | 3,709 |  |  | — |  |  | 3,709 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 404 |  |  | — |  |  | 1 |  |  | 6,648 |  |  | 7,053 |  |  | — |  |  | 7,053 |
Owner occupied |  | 1,192 |  |  | — |  |  | — |  |  | 3,221 |  |  | 4,413 |  |  | — |  |  | 4,413 |
Consumer |  | 3,534 |  |  | (1,474 | ) |  | 1,187 |  |  | 1,916 |  |  | 5,163 |  |  | 199 |  |  | 4,964 |
Purchased credit impaired |  | 10,515 |  |  | (6,812 | ) |  | 6,187 |  |  | (2,983 | ) |  | 6,907 |  |  | — |  |  | 6,907 |
Unallocated |  | 226 |  |  | — |  |  | — |  |  | (226 | ) |  | — |  |  | — |  |  | — |
Total |  | $ | 70,043 |  |  | $ | (16,660 | ) |  | $ | 13,632 |  |  | $ | 8,631 |  |  | $ | 75,646 |  |  | $ | 2,360 |  |  | $ | 73,286 |
|  | Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision (Recapture) |  | Ending Balance |  | Specific Reserve |  | General Allocation
Year Ended December 31, 2016 |  | (in thousands)
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 32,321 |  |  | $ | (9,993 | ) |  | $ | 2,483 |  |  | $ | 11,239 |  |  | $ | 36,050 |  |  | $ | 664 |  |  | $ | 35,386 |
Unsecured |  | 1,299 |  |  | (75 | ) |  | 162 |  |  | (426 | ) |  | 960 |  |  | — |  |  | 960 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 916 |  |  | (35 | ) |  | 171 |  |  | (453 | ) |  | 599 |  |  | 12 |  |  | 587 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 1,178 |  |  | (26 | ) |  | 2 |  |  | 643 |  |  | 1,797 |  |  | — |  |  | 1,797 |
Income property |  | 6,616 |  |  | — |  |  | 966 |  |  | (240 | ) |  | 7,342 |  |  | 27 |  |  | 7,315 |
Owner occupied |  | 5,550 |  |  | (63 | ) |  | 434 |  |  | 518 |  |  | 6,439 |  |  | — |  |  | 6,439 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 339 |  |  | (88 | ) |  | 57 |  |  | 8 |  |  | 316 |  |  | 1 |  |  | 315 |
Residential construction |  | 733 |  |  | — |  |  | 234 |  |  | (298 | ) |  | 669 |  |  | — |  |  | 669 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 388 |  |  | — |  |  | 109 |  |  | (93 | ) |  | 404 |  |  | — |  |  | 404 |
Owner occupied |  | 1,006 |  |  | — |  |  | — |  |  | 186 |  |  | 1,192 |  |  | — |  |  | 1,192 |
Consumer |  | 3,531 |  |  | (1,238 | ) |  | 933 |  |  | 308 |  |  | 3,534 |  |  | 57 |  |  | 3,477 |
Purchased credit impaired |  | 13,726 |  |  | (9,944 | ) |  | 7,004 |  |  | (271 | ) |  | 10,515 |  |  | — |  |  | 10,515 |
Unallocated |  | 569 |  |  | — |  |  | — |  |  | (343 | ) |  | 226 |  |  | — |  |  | 226 |
Total |  | $ | 68,172 |  |  | $ | (21,462 | ) |  | $ | 12,555 |  |  | $ | 10,778 |  |  | $ | 70,043 |  |  | $ | 761 |  |  | $ | 69,282 |
Changes in the Allowance for Unfunded Commitments and Letters of Credit | Changes in the allowance for unfunded commitments and letters of credit, a component of “Other liabilities” in the Consolidated Balance Sheets, are summarized as follows:
|  | Years Ended December 31,
|  | 2018 |  | 2017 |  | 2016
|  | (in thousands)
Beginning balance |  | $ | 3,130 |  |  | $ | 2,705 |  |  | $ | 2,930 |
Net changes in the allowance for unfunded commitments and letters of credit |  | 1,200 |  |  | 425 |  |  | (225 | )
Ending balance |  | $ | 4,330 |  |  | $ | 3,130 |  |  | $ | 2,705 |
Financing Receivable Credit Quality Indicators [Table Text Block] | The following is an analysis of the credit quality of our loan portfolio, excluding PCI loans as of December 31, 2018 and 2017:
|  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
December 31, 2018 |  | (in thousands)
Loans, excluding PCI loans |  |  |  |  |  |  |  |  |  |  |  |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 3,160,910 |  |  | $ | 48,779 |  |  | $ | 103,007 |  |  | $ | 5 |  |  | $ | — |  |  | $ | 3,312,701 |
Unsecured |  | 112,091 |  |  | 21 |  |  | — |  |  | 5 |  |  | — |  |  | 112,117 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 234,416 |  |  | — |  |  | 1,610 |  |  | — |  |  | — |  |  | 236,026 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 276,348 |  |  | 5,082 |  |  | 4,247 |  |  | — |  |  | — |  |  | 285,677 |
Income property |  | 1,876,925 |  |  | 36,998 |  |  | 6,553 |  |  | — |  |  | — |  |  | 1,920,476 |
Owner occupied |  | 1,556,852 |  |  | 14,964 |  |  | 45,935 |  |  | — |  |  | — |  |  | 1,617,751 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 4,099 |  |  | — |  |  | 318 |  |  | — |  |  | — |  |  | 4,417 |
Residential construction |  | 212,225 |  |  | — |  |  | 171 |  |  | — |  |  | — |  |  | 212,396 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 194,912 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 194,912 |
Owner occupied |  | 87,063 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 87,063 |
Consumer |  | 313,817 |  |  | — |  |  | 4,398 |  |  | — |  |  | — |  |  | 318,215 |
Total |  | $ | 8,029,658 |  |  | $ | 105,844 |  |  | $ | 166,239 |  |  | $ | 10 |  |  | $ | — |  |  | 8,301,751 |
Less: |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses |  | 79,758 |
Loans, excluding PCI loans, net |  | $ | 8,221,993 |
|  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
December 31, 2017 |  | (in thousands)
Loans, excluding PCI loans |  |  |  |  |  |  |  |  |  |  |  |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 3,049,031 |  |  | $ | 64,600 |  |  | $ | 122,030 |  |  | $ | — |  |  | $ | — |  |  | $ | 3,235,661 |
Unsecured |  | 123,621 |  |  | — |  |  | 554 |  |  | — |  |  | — |  |  | 124,175 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 183,312 |  |  | 1,186 |  |  | 2,056 |  |  | — |  |  | — |  |  | 186,554 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 283,673 |  |  | 5,204 |  |  | 7,104 |  |  | — |  |  | — |  |  | 295,981 |
Income property |  | 1,857,832 |  |  | 17,181 |  |  | 31,323 |  |  | — |  |  | — |  |  | 1,906,336 |
Owner occupied |  | 1,546,775 |  |  | 7,380 |  |  | 45,831 |  |  | — |  |  | — |  |  | 1,599,986 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 9,882 |  |  | — |  |  | 25 |  |  | — |  |  | — |  |  | 9,907 |
Residential construction |  | 187,863 |  |  | — |  |  | 1,828 |  |  | — |  |  | — |  |  | 189,691 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 293,028 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 293,028 |
Owner occupied |  | 68,393 |  |  | — |  |  | 4,050 |  |  | — |  |  | — |  |  | 72,443 |
Consumer |  | 323,129 |  |  | — |  |  | 9,096 |  |  | — |  |  | — |  |  | 332,225 |
Total |  | $ | 7,926,539 |  |  | $ | 95,551 |  |  | $ | 223,897 |  |  | $ | — |  |  | $ | — |  |  | 8,245,987 |
Less: |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses |  | 68,739 |
Loans, excluding PCI loans, net |  | $ | 8,177,248 |
The following is an analysis of the credit quality of our PCI loan portfolio as of December 31, 2018 and 2017:
|  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
December 31, 2018 |  | (in thousands)
PCI loans: |  |  |  |  |  |  |  |  |  |  |  |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 8,041 |  |  | $ | — |  |  | $ | 840 |  |  | $ | — |  |  | $ | — |  |  | $ | 8,881 |
Unsecured |  | 692 |  |  | — |  |  | 99 |  |  | — |  |  | — |  |  | 791 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 9,633 |  |  | — |  |  | 215 |  |  | — |  |  | — |  |  | 9,848 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 10,363 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 10,363 |
Income property |  | 19,680 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 19,680 |
Owner occupied |  | 35,944 |  |  | — |  |  | 353 |  |  | — |  |  | — |  |  | 36,297 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 151 |  |  | — |  |  | 2 |  |  | — |  |  | — |  |  | 153 |
Residential construction |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 507 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 507 |
Owner occupied |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer |  | 9,326 |  |  | — |  |  | 439 |  |  | — |  |  | — |  |  | 9,765 |
Total |  | $ | 94,337 |  |  | $ | — |  |  | $ | 1,948 |  |  | $ | — |  |  | $ | — |  |  | 96,285 |
Less: |  |  |  |  |  |  |  |  |  |  |  |
Valuation discount resulting from acquisition accounting |  | 6,525 |
Allowance for loan losses |  | 3,611 |
PCI loans, net |  | $ | 86,149 |
|  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
December 31, 2017 |  | (in thousands)
PCI loans: |  |  |  |  |  |  |  |  |  |  |  |
Commercial business: |  |  |  |  |  |  |  |  |  |  |  |
Secured |  | $ | 11,918 |  |  | $ | — |  |  | $ | 723 |  |  | $ | — |  |  | $ | — |  |  | $ | 12,641 |
Unsecured |  | 1,045 |  |  | — |  |  | 67 |  |  | — |  |  | — |  |  | 1,112 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential |  | 13,817 |  |  | — |  |  | 793 |  |  | — |  |  | — |  |  | 14,610 |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Commercial land |  | 9,460 |  |  | 349 |  |  | — |  |  | — |  |  | — |  |  | 9,809 |
Income property |  | 25,981 |  |  | — |  |  | 35 |  |  | — |  |  | — |  |  | 26,016 |
Owner occupied |  | 42,617 |  |  | — |  |  | 769 |  |  | — |  |  | — |  |  | 43,386 |
Real estate construction: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential: |  |  |  |  |  |  |  |  |  |  |  |
Land and acquisition |  | 169 |  |  | — |  |  | 8 |  |  | — |  |  | — |  |  | 177 |
Residential construction |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial and multifamily residential: |  |  |  |  |  |  |  |  |  |  |  |
Income property |  | 595 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 595 |
Owner occupied |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer |  | 11,705 |  |  | — |  |  | 707 |  |  | — |  |  | — |  |  | 12,412 |
Total |  | $ | 117,307 |  |  | $ | 349 |  |  | $ | 3,102 |  |  | $ | — |  |  | $ | — |  |  | 120,758 |
Less: |  |  |  |  |  |  |  |  |  |  |  |
Valuation discount resulting from acquisition accounting |  | 8,088 |
Allowance for loan losses |  | 6,907 |
PCI loans, net |  | $ | 105,763 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 + Details
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