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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2019
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
As of December 31, 2019, the most recent notification from the FDIC categorized Columbia Bank as well-capitalized under the regulatory framework for prompt corrective action. To be categorized as well- capitalized, an institution must maintain minimum CET1 risk-based, Tier 1 risk-based, total risk-based and Tier 1 leverage ratios as set forth in the following table. There are no conditions or events since the notification that management believes have changed Columbia Bank’s category.
The Company and its banking subsidiary’s actual capital amounts and ratios as of December 31, 2019 and 2018 are presented in the following table:
 
 
Actual
 
Minimum Required
For Capital
Adequacy
Purposes
 
Minimum Required
Plus Capital
Conservation Buffer
Phase-In
 
Minimum Required
Plus Capital
Conservation Buffer
Fully Phased-In
 
To Be Well
Capitalized Under
Prompt
Corrective Action
Provision
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
(dollars in thousands)
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CET1 Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company
 
$
1,317,202

 
12.45
%
 
$
476,260

 
4.50
%
 
N/A

 
N/A

 
$
740,849

 
7.00
%
 
N/A

 
N/A

Columbia Bank
 
$
1,318,044

 
12.46
%
 
$
475,913

 
4.50
%
 
N/A

 
N/A

 
$
740,310

 
7.00
%
 
$
687,430

 
6.50
%
Tier 1 Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company
 
$
1,317,202

 
12.45
%
 
$
635,014

 
6.00
%
 
N/A

 
N/A

 
$
899,603

 
8.50
%
 
N/A

 
N/A

Columbia Bank
 
$
1,318,044

 
12.46
%
 
$
634,551

 
6.00
%
 
N/A

 
N/A

 
$
898,947

 
8.50
%
 
$
846,068

 
8.00
%
Total Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company
 
$
1,439,877

 
13.60
%
 
$
846,685

 
8.00
%
 
N/A

 
N/A

 
$
1,111,274

 
10.50
%
 
N/A

 
N/A

Columbia Bank
 
$
1,405,422

 
13.29
%
 
$
846,068

 
8.00
%
 
N/A

 
N/A

 
$
1,110,464

 
10.50
%
 
$
1,057,585

 
10.00
%
Tier 1 Capital Leverage (to average assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company
 
$
1,317,202

 
10.17
%
 
$
517,938

 
4.00
%
 
N/A

 
N/A

 
$
517,938

 
4.00
%
 
N/A

 
N/A

Columbia Bank
 
$
1,318,044

 
10.22
%
 
$
515,797

 
4.00
%
 
N/A

 
N/A

 
$
515,797

 
4.00
%
 
$
644,746

 
5.00
%
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CET1 Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company
 
$
1,253,394

 
12.74
%
 
$
442,717

 
4.50
%
 
$
627,182

 
6.38
%
 
$
688,670

 
7.00
%
 
N/A

 
N/A

Columbia Bank
 
$
1,274,317

 
12.96
%
 
$
442,552

 
4.50
%
 
$
626,948

 
6.38
%
 
$
688,414

 
7.00
%
 
$
639,241

 
6.50
%
Tier 1 Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company
 
$
1,253,394

 
12.74
%
 
$
590,289

 
6.00
%
 
$
774,754

 
7.88
%
 
$
836,243

 
8.50
%
 
N/A

 
N/A

Columbia Bank
 
$
1,274,317

 
12.96
%
 
$
590,069

 
6.00
%
 
$
774,465

 
7.88
%
 
$
835,931

 
8.50
%
 
$
786,759

 
8.00
%
Total Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company
 
$
1,376,555

 
13.99
%
 
$
787,052

 
8.00
%
 
$
971,517

 
9.88
%
 
$
1,033,006

 
10.50
%
 
N/A

 
N/A

Columbia Bank
 
$
1,362,016

 
13.85
%
 
$
786,759

 
8.00
%
 
$
971,155

 
9.88
%
 
$
1,032,621

 
10.50
%
 
$
983,448

 
10.00
%
Tier 1 Capital Leverage (to average assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company
 
$
1,253,394

 
10.24
%
 
$
489,399

 
4.00
%
 
$
489,399

 
4.00
%
 
$
489,399

 
4.00
%
 
N/A

 
N/A

Columbia Bank
 
$
1,274,317

 
10.42
%
 
$
489,254

 
4.00
%
 
$
489,254

 
4.00
%
 
$
489,254

 
4.00
%
 
$
611,567

 
5.00
%