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Loans (Tables) | 3 Months Ended
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Mar. 31, 2020
Financing Receivable, Credit Quality Indicator [Line Items] |
Analysis of Loan Portfolio by Major Types of Loans | The Company’s loan portfolio includes originated and purchased loans. The following is an analysis of the loan portfolio by segment and class (net of unearned income):
|  | March 31, 2020 |  | December 31, 2019
|  | (dollars in thousands)
Commercial loans: |  |  |  |
Commercial real estate |  | $ | 3,969,974 |  |  | $ | 3,945,853 |
Commercial business |  | 3,169,668 |  |  | 2,989,613 |
Agriculture |  | 754,491 |  |  | 765,371 |
Construction |  | 308,186 |  |  | 361,533 |
Consumer loans: |  |  |  |
One-to-four family residential real estate |  | 690,506 |  |  | 637,325 |
Other consumer |  | 40,496 |  |  | 43,770 |
Total loans |  | 8,933,321 |  |  | 8,743,465 |
Less: Allowance for credit losses |  | (122,074 | ) |  | (83,968 | )
Total loans, net |  | $ | 8,811,247 |  |  | $ | 8,659,497 |
Loans held for sale |  | $ | 9,701 |  |  | $ | 17,718 |
Analysis of the Aged Loan Portfolio | The following is an aging of the recorded investment of the loan portfolio as of March 31, 2020 and December 31, 2019:
|  | Current Loans |  | 30 - 59 Days Past Due |  | 60 - 89 Days Past Due |  | Greater than 90 Days Past Due |  | Total Past Due |  | Nonaccrual Loans |  | Total Loans
March 31, 2020 |  | (in thousands)
Commercial loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  | $ | 3,957,092 |  |  | $ | 5,899 |  |  | $ | 1,465 |  |  | $ | — |  |  | $ | 7,364 |  |  | $ | 5,518 |  |  | $ | 3,969,974 |
Commercial business |  | 3,140,629 |  |  | 3,055 |  |  | 1,589 |  |  | — |  |  | 4,644 |  |  | 24,395 |  |  | 3,169,668 |
Agriculture |  | 735,186 |  |  | 2,462 |  |  | 1,760 |  |  | — |  |  | 4,222 |  |  | 15,083 |  |  | 754,491 |
Construction |  | 305,948 |  |  | 2,238 |  |  | — |  |  | — |  |  | 2,238 |  |  | — |  |  | 308,186 |
Consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential real estate |  | 684,248 |  |  | 3,071 |  |  | 544 |  |  | — |  |  | 3,615 |  |  | 2,643 |  |  | 690,506 |
Other consumer |  | 40,401 |  |  | 38 |  |  | 49 |  |  | — |  |  | 87 |  |  | 8 |  |  | 40,496 |
Total |  | $ | 8,863,504 |  |  | $ | 16,763 |  |  | $ | 5,407 |  |  | $ | — |  |  | $ | 22,170 |  |  | $ | 47,647 |  |  | $ | 8,933,321 |
|  | Current Loans |  | 30 - 59 Days Past Due |  | 60 - 89 Days Past Due |  | Greater than 90 Days Past Due |  | Total Past Due |  | Nonaccrual Loans |  | Total Loans
December 31, 2019 |  | (in thousands)
Commercial loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  | $ | 3,935,633 |  |  | $ | 6,421 |  |  | $ | — |  |  | — |  |  | $ | 6,421 |  |  | $ | 3,799 |  |  | $ | 3,945,853 |
Commercial business |  | 2,959,826 |  |  | 6,081 |  |  | 2,769 |  |  | — |  |  | 8,850 |  |  | 20,937 |  |  | 2,989,613 |
Agriculture |  | 755,719 |  |  | 2,283 |  |  | 2,346 |  |  | — |  |  | 4,629 |  |  | 5,023 |  |  | 765,371 |
Construction |  | 360,582 |  |  | 951 |  |  | — |  |  | — |  |  | 951 |  |  | — |  |  | 361,533 |
Consumer loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential real estate |  | 631,109 |  |  | 2,516 |  |  | 408 |  |  | — |  |  | 2,924 |  |  | 3,292 |  |  | 637,325 |
Other consumer |  | 43,654 |  |  | 80 |  |  | 27 |  |  | — |  |  | 107 |  |  | 9 |  |  | 43,770 |
Total |  | $ | 8,686,523 |  |  | $ | 18,332 |  |  | $ | 5,550 |  |  | $ | — |  |  | $ | 23,882 |  |  | $ | 33,060 |  |  | $ | 8,743,465 |
Analysis of Nonaccrual Loans | The following summarizes the amortized cost of nonaccrual loans for which there was no related ACL as of March 31, 2020 and December 31, 2019:
|  | March 31, 2020 |  | December 31, 2019
|  | (in thousands)
Commercial loans: |  |  |  |
Commercial real estate |  | $ | 3,887 |  |  | $ | 1,715 |
Commercial business |  | 16,029 |  |  | 15,762 |
Agriculture |  | 8,853 |  |  | 1,798 |
Total |  | $ | 28,769 |  |  | $ | 19,275 |
Analysis of loans classified as Troubled Debt Restructurings (“TDR”) | The following is an analysis of loans classified as TDR during the three months ended March 31, 2020 and 2019:
|  | Three Months Ended March 31, 2020 |  | Three Months Ended March 31, 2019
|  | Number of TDR Modifications |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment |  | Number of TDR Modifications |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment
|  | (dollars in thousands)
Commercial loans: |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 2 |  |  | $ | 272 |  |  | $ | 272 |  |  | 2 |  |  | $ | 616 |  |  | $ | 616 |
Agriculture |  | 1 |  |  | 895 |  |  | 895 |  |  | — |  |  | — |  |  | — |
Consumer loans: |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family residential real estate |  | 1 |  |  | 68 |  |  | 68 |  |  | 1 |  |  | 217 |  |  | 217 |
Total |  | 4 |  |  | $ | 1,235 |  |  | $ | 1,235 |  |  | 3 |  |  | $ | 833 |  |  | $ | 833 |

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