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Loans (Tables)
6 Months Ended
Jun. 30, 2022
Financing Receivable, Credit Quality Indicator - interest written off on nonaccrual loans [Line Items]  
Analysis of Loan Portfolio by Major Types of Loans
The Company’s loan portfolio includes originated and purchased loans. The following is an analysis of the loan portfolio by segment and class (net of unearned income):
June 30, 2022December 31, 2021
(dollars in thousands)
Commercial loans:
Commercial real estate$5,251,100 $4,981,263 
Commercial business3,646,956 3,423,268 
Agriculture853,099 795,715 
Construction482,211 384,755 
Consumer loans:
One-to-four family residential real estate1,042,190 1,013,908 
Other consumer46,831 43,028 
Total loans11,322,387 10,641,937 
Less: Allowance for credit losses(149,935)(155,578)
Total loans, net$11,172,452 $10,486,359 
Analysis of the Aged Loan Portfolio
The following is an aging of the recorded investment of the loan portfolio at the dates presented:
Current
Loans
30 - 59
Days
Past Due
60 - 89
Days
Past Due
Greater
than 90
Days Past
Due
Total
Past Due
Nonaccrual
Loans
Total Loans
June 30, 2022(in thousands)
Commercial loans:
Commercial real estate$5,244,961 $1,281 $2,183 $— $3,464 $2,675 $5,251,100 
Commercial business3,621,858 14,910 241 — 15,151 9,947 3,646,956 
Agriculture849,483 400 — — 400 3,216 853,099 
Construction481,238 973 — — 973 — 482,211 
Consumer loans:
One-to-four family residential real estate1,038,770 1,537 743 — 2,280 1,140 1,042,190 
Other consumer46,693 108 10 — 118 20 46,831 
Total$11,283,003 $19,209 $3,177 $— $22,386 $16,998 $11,322,387 
Current
Loans
30 - 59
Days
Past Due
60 - 89
Days
Past Due
Greater
than 90
Days Past
Due
Total
Past Due
Nonaccrual
Loans
Total Loans
December 31, 2021(in thousands)
Commercial loans:
Commercial real estate$4,977,781 $— $1,610 $— $1,610 $1,872 $4,981,263 
Commercial business3,406,539 2,721 687 — 3,408 13,321 3,423,268 
Agriculture789,112 1,207 — — 1,207 5,396 795,715 
Construction384,755 — — — — — 384,755 
Consumer loans:
One-to-four family residential real estate1,010,343 921 211 — 1,132 2,433 1,013,908 
Other consumer42,998 11 — — 11 19 43,028 
Total$10,611,528 $4,860 $2,508 $— $7,368 $23,041 $10,641,937 
Interest written off on nonaccrual loans
The following table summarizes written-off interest on nonaccrual loans for the periods indicated:
Three Months Ended June 30,Six Months Ended June 30,
2022202120222021
(in thousands)
Commercial loans$71 $212 $139 $424 
Consumer loans
Total$72 $214 $147 $433 
Analysis of Nonaccrual Loans The following summarizes the amortized cost of nonaccrual loans for which there was no related ACL for the periods indicated:
June 30, 2022December 31, 2021
(in thousands)
Commercial loans:
Commercial real estate$1,760 $932 
Commercial business4,036 5,131 
Agriculture2,079 3,756 
Consumer loans:
One-to-four family residential real estate751 — 
Total$8,626 $9,819 
Analysis of loans classified as Troubled Debt Restructurings (“TDR”)
The following is an analysis of loans classified as TDR for the periods indicated:
Three Months Ended June 30, 2022Three Months Ended June 30, 2021
Number of TDR ModificationsPre-Modification
Outstanding
Recorded
Investment
Post-Modification
Outstanding
Recorded
Investment
Number of TDR ModificationsPre-Modification
Outstanding
Recorded
Investment
Post-Modification
Outstanding
Recorded
Investment
(dollars in thousands)
Commercial loans:
Commercial business— — — $1,757 $1,757 
Total— $— $— $1,757 $1,757 

Six Months Ended June 30, 2022Six Months Ended June 30, 2021
Number of TDR ModificationsPre-Modification
Outstanding
Recorded
Investment
Post-Modification
Outstanding
Recorded
Investment
Number of TDR ModificationsPre-Modification
Outstanding
Recorded
Investment
Post-Modification
Outstanding
Recorded
Investment
(dollars in thousands)
Commercial loans:
Commercial real estate
— $— $— $628 $628 
Commercial business
— — — 11 2,600 2,600 
Agriculture
633 633 — — — 
Consumer loans:
One-to-four family residential real estate
— — — 140 140 
Total$633 $633 14 $3,368 $3,368