XML 62 R51.htm IDEA: XBRL DOCUMENT v3.25.3
Allowance for Credit Losses (Schedule Of Financial Difficulty and Modification) (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 45 $ 15 $ 122 $ 67
% of Total Class of Financing Receivable 0.09% 0.04% 0.25% 0.18%
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default $ 6 $ 5 $ 10 $ 9
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 141 150 141 150
Financing Receivable, Modified in Period, Nonaccrual, Amount 15 7 15 7
Current and Other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 112 136 112 136
Greater than 30 to 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 3 0 3 0
60 to 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 6 2 6 2
90 Days or More and Accruing (2)        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 5 5 5 5
Interest Rate Reduction        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs       5
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default       3
Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 19 13 31 27
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default 1   2  
Other -Than-Insignificant Payment Delay        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 6 2 37 35
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default 4 4 6 5
Combo - Interest Rate Reduction and Term Extension        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 17   48  
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default   1   1
Term Extension and Other-than-Insignificant Payment Delay        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 3   6  
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default 1   2  
Commercial real estate | Non-owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 4   $ 25 $ 18
% of Total Class of Financing Receivable 0.05%   0.30% 0.28%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 25 47 $ 25 $ 47
Financing Receivable, Modified in Period, Nonaccrual, Amount 0 0 0 0
Commercial real estate | Non-owner occupied term | Current and Other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 25 47 25 47
Commercial real estate | Non-owner occupied term | Greater than 30 to 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial real estate | Non-owner occupied term | 60 to 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial real estate | Non-owner occupied term | 90 Days or More and Accruing (2)        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial real estate | Owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 8   $ 21 $ 5
% of Total Class of Financing Receivable 0.11%   0.29% 0.10%
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default     $ 1 $ 3
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 22 6 22 6
Financing Receivable, Modified in Period, Nonaccrual, Amount 1 4 1 4
Commercial real estate | Owner occupied term | Current and Other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 21 2 21 2
Commercial real estate | Owner occupied term | Greater than 30 to 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial real estate | Owner occupied term | 60 to 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial real estate | Owner occupied term | 90 Days or More and Accruing (2)        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial real estate | Construction & development        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 18 $ 2 $ 18 $ 2
% of Total Class of Financing Receivable 0.87% 0.10% 0.87% 0.10%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 18 $ 2 $ 18 $ 2
Financing Receivable, Modified in Period, Nonaccrual, Amount 0 0 0 0
Commercial real estate | Construction & development | Current and Other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 18 2 18 2
Commercial real estate | Construction & development | Greater than 30 to 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial real estate | Construction & development | 60 to 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial real estate | Construction & development | 90 Days or More and Accruing (2)        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 0 0 $ 0 0
Commercial real estate | Interest Rate Reduction | Non-owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs       $ 0
Financing receivable, modified, weighted average interest rate decrease from modification 0.00%   3.54% 0.00%
Commercial real estate | Interest Rate Reduction | Owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs       $ 4
Financing receivable, modified, weighted average interest rate decrease from modification 0.80%   0.80% 3.79%
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default       $ 3
Commercial real estate | Interest Rate Reduction | Construction & development        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs       $ 0
Financing receivable, modified, weighted average interest rate decrease from modification 8.20%   8.20% 0.00%
Commercial real estate | Term Extension | Non-owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 4   $ 4 $ 0
Financing receivable, modified, weighted average term increase from modification 9 months   1 year 8 months 12 days  
Commercial real estate | Term Extension | Owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 7   $ 9 0
Financing receivable, modified, weighted average term increase from modification 3 months   4 months  
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default     $ 0  
Commercial real estate | Term Extension | Construction & development        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 3 $ 2 $ 3 $ 2
Financing receivable, modified, weighted average term increase from modification 4 months 7 months 4 months 7 months
Commercial real estate | Other -Than-Insignificant Payment Delay | Non-owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 0   $ 0 $ 18
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification 0   0 4
Commercial real estate | Other -Than-Insignificant Payment Delay | Owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   11 1
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification 0   1 0
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default     1 0
Commercial real estate | Other -Than-Insignificant Payment Delay | Construction & development        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0 $ 0 0 0
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification 0   0 0
Commercial real estate | Combo - Interest Rate Reduction and Term Extension | Non-owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   21  
Commercial real estate | Combo - Interest Rate Reduction and Term Extension | Owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 1   1  
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default       0
Commercial real estate | Combo - Interest Rate Reduction and Term Extension | Construction & development        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 15   15  
Commercial real estate | Term Extension and Other-than-Insignificant Payment Delay | Non-owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   0  
Commercial real estate | Term Extension and Other-than-Insignificant Payment Delay | Owner occupied term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   0  
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default     0  
Commercial real estate | Term Extension and Other-than-Insignificant Payment Delay | Construction & development        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   0  
Commercial | Term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 1 $ 2 $ 19 $ 9
% of Total Class of Financing Receivable 0.02% 0.04% 0.29% 0.17%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 29 $ 11 $ 29 $ 11
Financing Receivable, Modified in Period, Nonaccrual, Amount 9 1 9 1
Commercial | Term | Current and Other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 14 10 14 10
Commercial | Term | Greater than 30 to 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 2 0 2 0
Commercial | Term | 60 to 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 4 0 4 0
Commercial | Term | 90 Days or More and Accruing (2)        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial | Lines of credit & other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 4 $ 6 $ 13 $ 12
% of Total Class of Financing Receivable 0.11% 0.23% 0.36% 0.45%
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default   $ 1 $ 2 $ 1
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 14 53 14 53
Financing Receivable, Modified in Period, Nonaccrual, Amount 5 2 5 2
Commercial | Lines of credit & other | Current and Other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 8 51 8 51
Commercial | Lines of credit & other | Greater than 30 to 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 1 0 1 0
Commercial | Lines of credit & other | 60 to 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial | Lines of credit & other | 90 Days or More and Accruing (2)        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial | Leases & equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 1 $ 1 $ 3 $ 2
% of Total Class of Financing Receivable 0.06% 0.06% 0.19% 0.12%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 2 $ 2 $ 2 $ 2
Financing Receivable, Modified in Period, Nonaccrual, Amount 0 0 0 0
Commercial | Leases & equipment finance | Current and Other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 2 2 2 2
Commercial | Leases & equipment finance | Greater than 30 to 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial | Leases & equipment finance | 60 to 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Commercial | Leases & equipment finance | 90 Days or More and Accruing (2)        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 0 0 $ 0 0
Commercial | Interest Rate Reduction | Term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs       $ 1
Financing receivable, modified, weighted average interest rate decrease from modification 3.00%   3.41% 5.00%
Commercial | Interest Rate Reduction | Lines of credit & other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs       $ 0
Financing receivable, modified, weighted average interest rate decrease from modification 0.00%     0.00%
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default       $ 0
Commercial | Interest Rate Reduction | Leases & equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs       $ 0
Financing receivable, modified, weighted average interest rate decrease from modification 0.00%     0.00%
Commercial | Term Extension | Term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 0 $ 2 $ 1 $ 7
Financing receivable, modified, weighted average term increase from modification 2 years 3 months 18 days 1 year 9 months 18 days 1 year 10 months 24 days 11 months
Commercial | Term Extension | Lines of credit & other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 4 $ 6 $ 11 $ 12
Financing receivable, modified, weighted average term increase from modification 8 months 7 months 8 months 8 months
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default     $ 1  
Commercial | Term Extension | Leases & equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 1 $ 1 $ 3 $ 2
Financing receivable, modified, weighted average term increase from modification 1 year 1 year 1 year 1 month 6 days 11 months
Commercial | Other -Than-Insignificant Payment Delay | Term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 0 $ 0 $ 7 $ 1
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification 0   1 0
Commercial | Other -Than-Insignificant Payment Delay | Lines of credit & other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0 0 1 0
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification 0   3 0
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default   0 0 0
Commercial | Other -Than-Insignificant Payment Delay | Leases & equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0 0 0 0
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification 0   0 0
Commercial | Combo - Interest Rate Reduction and Term Extension | Term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 1   11  
Commercial | Combo - Interest Rate Reduction and Term Extension | Lines of credit & other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   0  
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default   1   1
Commercial | Combo - Interest Rate Reduction and Term Extension | Leases & equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   0  
Commercial | Term Extension and Other-than-Insignificant Payment Delay | Term        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   0  
Commercial | Term Extension and Other-than-Insignificant Payment Delay | Lines of credit & other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   1  
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default     1  
Commercial | Term Extension and Other-than-Insignificant Payment Delay | Leases & equipment finance        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   0  
Residential | Mortgage        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 9 $ 4 $ 23 $ 19
% of Total Class of Financing Receivable 0.16% 0.07% 0.40% 0.32%
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default $ 6 $ 4 $ 7 $ 5
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 31 29 31 29
Financing Receivable, Modified in Period, Nonaccrual, Amount 0 0 0 0
Residential | Mortgage | Current and Other        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 24 22 24 22
Residential | Mortgage | Greater than 30 to 59 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 0 0 0 0
Residential | Mortgage | 60 to 89 Days Past Due        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months 2 2 2 2
Residential | Mortgage | 90 Days or More and Accruing (2)        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months $ 5 5 $ 5 5
Residential | Interest Rate Reduction | Mortgage        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs       $ 0
Financing receivable, modified, weighted average interest rate decrease from modification 0.00%   0.00% 0.00%
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default       $ 0
Residential | Term Extension | Mortgage        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs $ 0 $ 2 $ 0 $ 4
Financing receivable, modified, weighted average term increase from modification 13 years 7 years 3 months 18 days 11 years 10 months 24 days 7 years 6 months
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default $ 1   $ 1  
Residential | Other -Than-Insignificant Payment Delay | Mortgage        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 6 $ 2 18 $ 15
Financing Receivable, Excluding Accrued Interest, Modified, Increase (Decrease) from Modification 1   2 1
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default 4 4 5 5
Residential | Combo - Interest Rate Reduction and Term Extension | Mortgage        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 0   0  
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default   $ 0   $ 0
Residential | Term Extension and Other-than-Insignificant Payment Delay | Mortgage        
Financing Receivable, Troubled Debt Restructuring [Line Items]        
Troubled debt restructurings, net of deferred fees and costs 3   5  
Financing Receivable, Excluding Accrued Interest, Modified, Subsequent Default $ 1   $ 1