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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Millions
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 335 $ 390
Adjustments to reconcile net income to net cash provided by operating activities:    
Deferred income tax expense 30 23
Accretion of investment discounts, net (64) (59)
Provision for credit losses 127 78
Change in cash surrender value of bank-owned life insurance (16) (14)
Depreciation, amortization and accretion, net 102 114
Gain on sale of premises and equipment (6) (3)
Additions to residential mortgage servicing rights carried at fair value (5) (4)
Change in fair value of residential mortgage servicing rights carried at fair value 12 12
Stock-based compensation 23 15
Net increase in equity and other investments (13) (2)
Gain on investment securities, net (4) (1)
Gain on sale of loans and leases, net (11) (6)
Change in fair value of loans held for sale 18 (1)
Origination of loans held for sale (466) (389)
Proceeds from sales of loans held for sale 483 358
Change in other assets and liabilities:    
Net decrease (increase) in other assets 43 (20)
Net decrease in other liabilities (123) (88)
Net cash provided by operating activities 465 403
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchases of investment securities available for sale (2,157) (34)
Proceeds from investment securities available for sale 2,540 385
Purchases of restricted equity securities (187) (86)
Redemption of restricted equity securities 316 149
Net change in loans and leases 189 (279)
Proceeds from sales of loans and leases 43 115
Purchases of premises and equipment, net of proceeds from sales (30) (20)
Proceeds from bank-owned life insurance death benefits 2 4
Purchase of bank-owned life insurance (3) 0
Cash received in the acquisition of Pacific Premier 874 0
Other 2 2
Net cash provided by investing activities 1,589 236
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net decrease in deposit liabilities (488) (92)
Net decrease in securities sold under agreements to repurchase (70) (68)
Proceeds from borrowings 8,325 3,900
Repayment of borrowings (9,125) (4,200)
Net proceeds from issuance of common stock under employee stock purchase plan 3 0
Dividends paid on common stock (226) (225)
Repurchase and retirement of common stock (9) (6)
Net cash used in financing activities (1,590) (691)
Net increase (decrease) in cash and cash equivalents 464 (52)
Cash and cash equivalents, beginning of period 1,879 2,163
Cash and cash equivalents, end of period 2,343 2,111
Cash paid during the period for:    
Interest 684 790
Income taxes 122 66
SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING AND FINANCING ACTIVITIES:    
Changes in unrealized gains and losses on investment securities available for sale, net of taxes 194 104
Transfer of loans to loans held for sale 295 0
Columbia Banking Systems and Pacific Premier Bancorp Merger    
Asset Acquisition [Line Items]    
Assets acquired 16,612 0
Liabilities assumed (14,709) 0
Net assets acquired $ 1,903 $ 0