<SEC-DOCUMENT>0000059558-22-000010.txt : 20220418
<SEC-HEADER>0000059558-22-000010.hdr.sgml : 20220418
<ACCEPTANCE-DATETIME>20220418172810
ACCESSION NUMBER:		0000059558-22-000010
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20220418
DATE AS OF CHANGE:		20220418

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LINCOLN NATIONAL CORP
		CENTRAL INDEX KEY:			0000059558
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				351140070
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-231903
		FILM NUMBER:		22832878

	BUSINESS ADDRESS:	
		STREET 1:		150 N RADNOR CHESTER RD
		CITY:			RADNOR
		STATE:			PA
		ZIP:			19087
		BUSINESS PHONE:		4845831400

	MAIL ADDRESS:	
		STREET 1:		150 N RADNOR CHESTER RD
		CITY:			RADNOR
		STATE:			PA
		ZIP:			19087

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LINCOLN NATIONAL CORP
		CENTRAL INDEX KEY:			0000059558
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				351140070
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		150 N RADNOR CHESTER RD
		CITY:			RADNOR
		STATE:			PA
		ZIP:			19087
		BUSINESS PHONE:		4845831400

	MAIL ADDRESS:	
		STREET 1:		150 N RADNOR CHESTER RD
		CITY:			RADNOR
		STATE:			PA
		ZIP:			19087
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>fwpagentsbrokersdcp2022.htm
<TEXT>
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    <div style="text-align: right; font-size: 12pt; font-weight: bold;">Filed Pursuant to Rule 433<br>
      Registration No. 333-231903</div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 12pt; font-weight: bold;">April 18, 2022<br>
    </div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 12pt; font-weight: bold;">
      <div style="text-align: left; font-size: 10pt; font-weight: normal;">The following information is a Notice of Fund Changes relating to certain investment options under the Lincoln National
        Corporation Deferred Compensation Plan for Agents and Brokers (the &#8220;Plan&#8221;).&#160; For more information about each of the investment options offered under the Plan (except for the LNC Stock Fund), you should log on to Nolan Financial Group&#8217;s website at <font style="font-family: 'Times New Roman', Times, serif;">www.nolanlink.com</font> or contact Nolan Financial Group at 888-907-8633<font style="font-family: 'Times New Roman', Times, serif;">. </font></div>
      <div style="font-weight: normal;"><br>
      </div>
      <div style="font-weight: normal;"><br>
      </div>
      <div style="text-align: justify;"><font style="font-size: 10pt; font-weight: normal;">To:</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab"> </font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab"> </font><font style="font-size: 10pt; font-weight: normal;">Participants in the Lincoln National Corporation Deferred Compensation Plan for Agents and Brokers</font></div>
      <div style="text-align: justify;"><font style="font-size: 10pt; font-weight: normal;">From:</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab"> </font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="font-size: 10pt; font-weight: normal;">Lincoln National Corporation Benefits Committee</font></div>
      <div style="text-align: justify;"><font style="font-size: 10pt; font-weight: normal;">Re:</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab"> </font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font><font style="font-size: 10pt; font-weight: normal;">Notice of Fund Changes</font></div>
      <div style="font-weight: normal;"><br>
      </div>
      <div style="font-weight: normal;">
        <div><br>
        </div>
      </div>
      <div style="text-align: left; margin-right: 2.7pt; font-size: 10pt; font-weight: normal;">Dear Plan Participant:</div>
      <div style="font-weight: normal;"><br>
      </div>
      <div style="text-align: justify; font-size: 10pt; font-weight: normal;">The following information is a Notice of Fund Changes relating to certain investment options under the Lincoln National
        Corporation Deferred Compensation Plan for Agents and Brokers (the &#8220;Plan&#8221;).&#160; For more information about each of the investment options offered under the Plan (except for the LNC Stock Fund), you should <font style="font-family: 'Times New Roman', Times, serif;">visit </font><font style="font-family: 'Times New Roman', Times, serif;">LincolnFinancial.com/RetirementInfoCenter</font><font style="font-family: 'Times New Roman', Times, serif;">&#160;</font>or log on to Nolan Financial Group&#8217;s website at <font style="font-family: 'Times New Roman', Times, serif;">www.nolanlink.com</font> or contact Nolan Financial Group at 888-907-8633.</div>
      <div style="font-weight: normal;"><br>
      </div>
      <div style="text-align: justify; margin-right: 2.7pt; font-size: 10pt; font-weight: normal;">Lincoln Financial seeks to provide you with the best opportunity to prepare for your retirement.&#160; This
        includes regularly reviewing investment funds that are available under the Plan.</div>
      <div style="font-weight: normal;"><br>
      </div>
      <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: normal;">Effective </font><font style="font-weight: bold;">May 23, 2022</font><font style="font-weight: bold;">, all </font><font style="font-weight: normal;">of the State Street Target Retirement Series CITs will change from Class W to a newly created Class M and the State Street S&amp;P 500&#174; Index Non-Lending Series Fund CIT will change from Class N to a newly created Class K. The good news is that these class changes will result in lower fees!&#160; Any account balances you have in, or
          future contributions going to any of the State Street Target Retirement Series Fund CITs Class W on that date will automatically map (or transfer) to the new
          Class M. Additionally, any account balances you have in, or future contributions going to, State Street S&amp;P 500&#174; Index Non-Lending Series Fund CIT Class N on
          that date will automatically map (or transfer) to the new State Street S&amp;P 500&#174; Index Non-Lending Series Fund CIT Class K.&#160; </font><font style="font-weight: bold;">Because this mapping (or transfer) is automatic, </font><font style="font-weight: bold;">you do not need to
          take any action</font>.</div>
      <div><br>
      </div>
      <div style="text-align: justify; font-size: 10pt; font-weight: normal;">This notice gives you an overview of the upcoming changes, the timing of those changes, and the actions you may wish to take
        as a result of the modifications that will be made to the Plans:</div>
      <div style="font-weight: normal;"><br>
      </div>
      <div style="text-align: justify; font-size: 10pt; font-weight: normal;">The following funds, currently available as investment options, will be eliminated from the fund lineup on the effective
        date stated above. Any existing account balances remaining in the funds at that time will automatically be mapped (or transferred) as shown in the following chart.</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" id="zcc34e7aaaa554609b186967f1f319b2a" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 49.04%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;" colspan="2">
              <div style="font-weight: bold;">If you are currently invested in the following funds<br>
                being <u>eliminated</u>:</div>
            </td>
            <td style="width: 50.96%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;" colspan="2">
              <div style="font-weight: bold;">Your balance and investment elections will be transferred to these new funds being <u>added</u>:</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w267</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement Income Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w630</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement Income Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w366</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2020 Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w721</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2020 Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w358</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2025 Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w713</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2025 Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w341</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2030 Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w697</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2030 Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w333</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2035 Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w689</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2035 Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w325</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2040 Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w671</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2040 Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w317</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2045 Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w663</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2045 Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w291</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2050 Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w655</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2050 Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w283</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2055 Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w648</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2055 Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w275</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2060 Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w465</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2060 Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">857480339</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2065 Non-Lending Series Fund Class W</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">857480354</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street Target Retirement 2065 Non-Lending Series Fund Class M*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744a869</div>
            </td>
            <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street S&amp;P 500&#174; Index Non-Lending Series Fund Class N</div>
            </td>
            <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center;">85744w705</div>
            </td>
            <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div>State Street S&amp;P 500&#174; Index Non-Lending Series Fund - Class K*</div>
            </td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top; border-bottom: #000000 2px solid;" colspan="4">
              <div>Prior to investing in a collective investment trust option, an investor should carefully consider the investment objectives, risks, and charges and
                expenses of the investment company.</div>
            </td>
          </tr>

      </table>
      <div style="text-align: left; margin-top: 3pt; font-size: 10pt; font-weight: normal;">*Indicates a share class change to the existing fund</div>
      <div style="margin-bottom: 3pt;"><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-weight: bold;">Please note:</font> <font style="font-weight: normal;">The
          default investment alternative for the Plan will also be affected by the changes to the underlying investments in the State Street Target Retirement Non-Lending Series.&#160; The default investment option for the Plan is the same as the Qualified
          Default Investment Alternative (QDIA) designated for the LNC Agents&#8217; 401(k) Savings Plan (Lincoln 401(k) Plan), which is the State Street Target Retirement Fund that most closely matches the year you attain age 65.&#160; A copy of the most recent QDIA
          Notice for the LNC 401(k) Plan is available on <font style="font-style: italic;">One </font>(AskHR&gt;Benefit Plan Documents &amp; Notices&gt;Important Notices and
          Disclosures&gt;Annual Notices) or you can request a copy by contacting the Lincoln Customer Contact Center at 800-234-3500.</font></div>
      <div style="margin-bottom: 3pt;"><br>
      </div>
      <div style="text-align: justify; margin-right: 2.9pt; margin-bottom: 3pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">What do you need to do?</div>
      <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: normal;">Take a few minutes to review your investment
          portfolio. Make any changes you feel are necessary to meet your retirement savings goals. If you don&#8217;t want the investment of your existing account to be mapped (or transferred) as indicated, you may change your investment elections and/or make a
          reallocation on your own by initiating a transfer prior to 4:00 p.m. Eastern on </font><font style="font-weight: bold;">May 22, 2022.&#160; </font><font style="font-family: 'Times New Roman',Times,serif; font-weight: normal;">Note that you cannot choose to keep any investments in or transfer any investment to the funds being eliminated. </font><font style="font-weight: normal;">For more
          information on the available investment options log in to your account at www.nolanlink.com or visit&#160;LincolnFinancial.com/RetirementInfoCenter. </font></div>
      <div><br>
      </div>
      <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-weight: bold;">Please be sure to make any changes prior to May 23, 2022.</font>&#160;
        <font style="font-weight: normal;">Of course, you could also wait until after the automatic mapping occurs if you wish to exchange funds or change where your future contributions are invested.</font></div>
      <div style="font-weight: normal;"><br>
      </div>
      <div style="text-align: left; font-size: 10pt; font-weight: normal;">Any transactions requested on May 23, 2022 (such as transfers) will not be processed while the fund change is being made but
        will process normally once the fund change is completed.&#160; Your account, however, will continue to be credited with investment results during the change.</div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" id="z9c8bbb9e3b154c8b9b6da28901323acc" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">NEW FUNDS</div>
              <div style="text-align: center; font-size: 8pt;">Fund name</div>
            </td>
            <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">Total annual operating expenses%</div>
            </td>
            <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">Total annual operating expenses $ (per $1000)</div>
            </td>
            <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">Net operating expenses %</div>
            </td>
            <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">Net operating expenses $ (per 1000)</div>
            </td>
            <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1-yr return %</div>
            </td>
            <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">5-yr return %</div>
            </td>
            <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10-yr return %</div>
            </td>
            <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">Since inception return %</div>
            </td>
            <td style="width: 9.5%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">Inception date</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret Income NL Cl M (85744w630)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">8.06%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">7.20%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">5.88%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6.65%-</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">4/11/2014</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2020 NL Cl M (85744w721)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.80%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.04%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">8.34%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.62%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2025 NL Cl M (85744w713)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.98%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.89%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.67%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.79%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2030 NL Cl M (85744w697)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.57%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.96%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.48%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.45%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2035 NL Cl M (85744w689)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">12.41%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">12.63%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.02%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.73%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2040 NL Cl M (85744w671)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.38%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.15%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.48%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">12.09%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2045 NL Cl M (85744w663)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">14.15%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.59%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.74%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.20%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2050 NL Cl M (85744w655)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">14.61%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.77%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.82%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.60%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2055 NL Cl M (85744w648)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">14.60%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.77%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.82%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.20%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2060 NL Cl M (85744w465)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">14.60%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.76%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">&#160;---</td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.65%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">4/1/2015</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2065 NL Cl M (857480354)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.07</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.70</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">14.59%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">-</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">&#160;---</td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">17.22%%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">12/31/2019</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St S&amp;P 500&#174; Indx NL Cl K (85744w705)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.013</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.13</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.013</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.13</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">28.66%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">18.45%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">16.53%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.5252%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/25/2012</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" id="z0e0e3b3dbebc43f6939f5b7be54c8e9a" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">ELIMINATED FUNDS</div>
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">Fund name</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">Total annual operating expenses%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">Total annual operating expenses $ (per 1000)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">Net operating expenses %</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">Net operating expenses $ (per 1000)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">1-yr return %</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">5-yr return %</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">10-yr return %</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">Since inception return %</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt; font-weight: bold;">Inception date</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret Income NL Cl W (85744w267)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">8.00%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">7.16%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">5.85%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6.6262%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2020 NL Cl W (85744w366)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.74%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.00%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">8.31%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.5959%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2025 NL Cl W (85744w358)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.92%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.85%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.63%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.766%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2030 NL Cl W (85744w341)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.50%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.922%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.44%---</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.4141%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2035 NL Cl W (85744w333)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">12.35%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">12.58%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.98%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.7070%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2040 NL Cl W (85744w325)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.32%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.11%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.44%---</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">12.0505%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2045 NL Cl W (85744w317)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">14.09%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.555%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.68%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.1616%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2050 NL Cl W (85744w291)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">14.56%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.73%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.77%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">11.565%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2055 NL Cl W (85744w283)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">14.56%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.733%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 8pt;">11.77%%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.1515%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2060 NL Cl W (85744w275)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">14.55%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">13.733%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">---</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">10.4141%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St Target Ret 2065 NL Cl W (857480339)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.10</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">1.00</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">14.57%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">-</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">---</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">17.1313%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">2/14/2020</div>
            </td>
          </tr>
          <tr>
            <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">State St S&amp;P 500&#174; Indx NL Cl N (85744a869)</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.023</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.23</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.023</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">.23</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">28.633%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">18.43%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">16.52%</div>
            </td>
            <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">9.96%-%</div>
            </td>
            <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
              <div style="text-align: center; font-size: 8pt;">5/31/2011</div>
            </td>
          </tr>

      </table>
      <div style="text-align: left; margin-top: 3pt; font-size: 10pt; font-weight: normal;">Average returns provided are representative of performance as of December 31, 2021.</div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-weight: bold;">Questions?</font><br>
        <font style="font-family: 'Times New Roman',Times,serif; font-weight: normal;">If you have any questions about these changes or would like to change your current account balance and/or investment elections under
          the Plan, contact Nolan Financial Group at 888-907-8633 or log on to your account at </font><font style="font-family: 'Times New Roman',Times,serif; font-weight: normal;">www.nolanlink.com</font><font style="font-family: 'Times New Roman',Times,serif; font-weight: normal;">.&#160; For more information about the Plan, please review the Plan&#8217;s current </font><font style="font-weight: normal;">brochure.</font></div>
      <div><br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">**********</div>
      <div><br>
      </div>
      <div style="border: 2px solid rgb(0, 0, 0); padding: 5px; width: 99%;">
        <table cellspacing="0" cellpadding="0" border="0" id="zd150dc8069874cea9d7a0a225bf217e8" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="border-bottom: 1px; border-top: 1px; vertical-align: top; width: 100%;">
                <div style="text-align: center; font-weight: bold;">This summary contains important information about the Plan</div>
                <div style="text-align: center; font-weight: bold;">and should be kept with your Prospectus, also enclosed.</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div style="text-align: left; font-size: 10pt; font-weight: normal;">All of the internet website addresses are provided for your convenience.&#160; None of the information contained in such websites
        shall be deemed incorporated by reference in this document.</div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div style="text-align: justify; margin-right: 2.9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which
        this communication relates.&#160; Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering.&#160; You may get these
        documents free by visiting EDGAR on the SEC website at www.sec.gov.&#160; Alternately, the issuer will arrange to send you the prospectus if you request it by calling
        Nolan Financial Group at 888-907-8633.</div>
      <div><br>
      </div>
    </div>
  </div>
  <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
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