<SEC-DOCUMENT>0000059558-22-000012.txt : 20220420
<SEC-HEADER>0000059558-22-000012.hdr.sgml : 20220420
<ACCEPTANCE-DATETIME>20220420082755
ACCESSION NUMBER:		0000059558-22-000012
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20220420
DATE AS OF CHANGE:		20220420

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LINCOLN NATIONAL CORP
		CENTRAL INDEX KEY:			0000059558
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				351140070
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-261018
		FILM NUMBER:		22836384

	BUSINESS ADDRESS:	
		STREET 1:		150 N RADNOR CHESTER RD
		CITY:			RADNOR
		STATE:			PA
		ZIP:			19087
		BUSINESS PHONE:		4845831400

	MAIL ADDRESS:	
		STREET 1:		150 N RADNOR CHESTER RD
		CITY:			RADNOR
		STATE:			PA
		ZIP:			19087

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LINCOLN NATIONAL CORP
		CENTRAL INDEX KEY:			0000059558
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				351140070
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		150 N RADNOR CHESTER RD
		CITY:			RADNOR
		STATE:			PA
		ZIP:			19087
		BUSINESS PHONE:		4845831400

	MAIL ADDRESS:	
		STREET 1:		150 N RADNOR CHESTER RD
		CITY:			RADNOR
		STATE:			PA
		ZIP:			19087
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>fwplnlagents401k2022_lnc.htm
<TEXT>
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      <div style="font-weight: bold;">Filed Pursuant to Rule 433<br>
        Registration No. 333-261018</div>
      <div style="font-weight: bold;">
        <div style="font-weight: bold;">and 333-163855</div>
      </div>
      <div style="font-weight: bold;">April 20, 2022<br>
      </div>
      <div style="font-weight: bold;"> <font style="font-weight: normal;"><br>
        </font></div>
      <div style="font-weight: bold; text-align: left;"><font style="font-weight: normal;">&#160;</font>
        <div style="font-size: 10pt; font-weight: normal;">The following information is a Notice of Fund Changes relating to certain investment options under the LNL Agents&#8217; 401(k) Savings Plan (the &#8220;Plan&#8221;).&#160; For more information about each of the
          investment options offered under the Plan (except for the LNC Stock Fund), you should log on to your account at www.lincolnfinancial.com<font style="font-family: 'Times New Roman', Times, serif;"> or contact the </font>Lincoln <font style="font-family: 'Times New Roman', Times, serif;">Customer Contact Center at 800-234-3500. </font></div>
        <div style="font-weight: normal;"><br>
        </div>
        <div style="text-align: right; margin-right: 2.7pt; font-size: 10pt; font-weight: normal;">April 20, 2022</div>
        <div><br>
        </div>
        <div style="text-align: center; margin-top: 4pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Notice of Fund Changes for LNL Agents&#8217; 401(k) Savings Plan</div>
        <div style="text-align: center; margin-top: 4pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(the &#8220;Plan&#8221;)</div>
        <div><br>
        </div>
        <div style="margin-right: 2.7pt; font-size: 10pt; font-weight: normal;">Dear Plan Participant:</div>
        <div style="font-weight: normal;"><br>
        </div>
        <div style="text-align: justify; margin-right: 2.7pt; font-size: 10pt; font-weight: normal;">Lincoln Financial seeks to provide you with the best opportunity to prepare for your retirement.&#160; This includes regularly reviewing investment funds that
          are available under the Plan.</div>
        <div style="font-weight: normal;"><br>
        </div>
        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: normal;">Effective </font><font style="font-weight: bold;">May 23, 2022</font><font style="font-weight: bold;">, all </font><font style="font-weight: normal;">of the State Street Target Retirement Series CITs will change from Class W to a newly created Class M and the State Street S&amp;P 500&#174; Index Non-Lending Series Fund
            CIT will change from Class N to a newly created Class K. The good news is that these class changes will result in lower fees!&#160; Any asset balances you have in, or future contributions going to any of the State Street Target Retirement Series
            Fund CITs Class W on that date will automatically map (or transfer) to the new Class M. Additionally, any asset balances you have in, or future contributions going to, the State Street S&amp;P 500&#174; Index Non-Lending Series Fund CIT Class N on
            that date will automatically map (or transfer) to the new </font><font style="font-weight: normal;">State Street S&amp;P 500&#174; Index Non-Lending Series Fund CIT Class K.&#160;</font> <font style="font-weight: bold;">Because this mapping (or
            transfer) is automatic, </font><font style="font-weight: bold;">you do not need to take any action</font>.</div>
        <div><br>
        </div>
        <div style="text-align: justify; font-size: 10pt; font-weight: normal;">This notice gives you an overview of the upcoming changes, the timing of those changes, and the actions you may wish to take as a result of the modifications that will be made
          to the Plan:</div>
        <div style="font-weight: normal;"><br>
        </div>
        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-weight: normal;">The following funds, currently available as investment options, will be eliminated from the fund lineup on the
            effective date stated above. Any existing assets and/or future contribution investment elections remaining in the funds at that time will automatically be mapped (or transferred) as shown in the following chart. Any contributions or rollovers
            received on or after</font> <font style="font-weight: bold;">May 23, 2022</font> <font style="font-weight: normal;">that are directed to the funds being eliminated, will be mapped as shown in the chart.</font></div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td colspan="2" style="width: 49.04%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="font-weight: bold;">If you are currently invested in the following funds<br>
                  being <u>eliminated</u>:</div>
              </td>
              <td colspan="2" style="width: 50.96%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="font-weight: bold;">Your balance and investment elections will be transferred to these new funds being <u>added</u>:</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w267</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement Income Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w630</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement Income Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w366</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2020 Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w721</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2020 Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w358</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2025 Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w713</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2025 Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w341</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2030 Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w697</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2030 Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w333</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2035 Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w689</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2035 Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w325</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2040 Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w671</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2040 Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w317</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2045 Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w663</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2045 Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w291</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2050 Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w655</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2050 Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w283</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2055 Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w648</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2055 Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w275</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2060 Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w465</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2060 Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">857480339</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2065 Non-Lending Series Fund Class W</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">857480354</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street Target Retirement 2065 Non-Lending Series Fund Class M*</div>
              </td>
            </tr>
            <tr>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744a869</div>
              </td>
              <td style="width: 33.65%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street S&amp;P 500&#174; Index Non-Lending Series Fund Class N</div>
              </td>
              <td style="width: 15.38%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">85744w705</div>
              </td>
              <td style="width: 35.58%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div>State Street S&amp;P 500&#174; Index Non-Lending Series Fund - Class K*</div>
              </td>
            </tr>
            <tr>
              <td colspan="4" style="width: 100%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div>Prior to investing in a collective investment trust option, an investor should consider carefully the investment objectives, risks, and charges and expenses of the investment company.</div>
              </td>
            </tr>

        </table>
        <div style="margin-top: 3pt; font-size: 10pt; font-weight: normal;">*Indicates a share class change to the existing fund</div>
        <div style="margin-bottom: 3pt;"><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-align: justify; margin-right: 2.7pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-weight: bold;">Please note:</font><font style="font-weight: normal;"> The qualified default investment
            alternative (QDIA) for the Plan will also be affected by the changes to the underlying investments in the State Street Target Retirement Non-Lending Series.</font></div>
        <div style="font-weight: normal;"><br>
        </div>
        <div style="text-align: justify; font-size: 10pt; font-weight: normal;">This notice supplements the more comprehensive Qualified Default Investment Alternative Notice <font style="font-family: 'Times New Roman', Times, serif;">(&#8220;QDIA Notice&#8221;)</font>
          you received regarding certain plan and investment-related information. Please keep this supplemental notice with your QDIA Notice. A copy of the most recent QDIA Notice is available by contacting the Lincoln Customer Contact Center at
          800-234-3500.</div>
        <div style="margin-bottom: 3pt;"><br>
        </div>
        <div style="text-align: justify; margin-right: 2.9pt; margin-bottom: 3pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">What do you need to do?</div>
        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-weight: normal;">Take a few minutes to review your investment portfolio. Make any changes you feel are necessary to meet your
            retirement savings goals. If you don&#8217;t want the investment of your existing account or future contributions to be mapped (or transferred) as indicated, you may change your investment elections and/or make a reallocation on your own by
            initiating a transfer prior to 4:00 p.m. Eastern on</font> <font style="font-weight: bold;">May 22, 2022</font>.<font style="font-weight: bold;">&#160;</font> <font style="font-weight: normal;">Note that you cannot choose to keep any investments
            in or transfer any investment to the funds being eliminated. To make a change, log in to your account at LinconFinancial.com or visit</font> <font style="font-weight: bold;">LincolnFinancial.com/Retirement</font><font style="font-weight: normal;"> to complete your transaction online, or call the Lincoln Customer Contact Center at</font> <font style="font-weight: bold;">800-234-3500</font>. <font style="font-weight: normal;">Customer Service Representatives are available
            Monday through Friday, from 8:00 a.m. to 8:00 p.m. Eastern, and will be glad to assist you.</font></div>
        <div><br>
        </div>
        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-weight: bold;">Please be sure to make any changes prior to May 23, 2022.</font>&#160; <font style="font-weight: normal;">Of course, you
            could also wait until after the automatic mapping occurs if you wish to exchange funds or change where your future contributions are invested.</font></div>
        <div style="font-weight: normal;"><br>
        </div>
        <div style="text-align: justify; font-size: 10pt; font-weight: normal;">Any transactions requested on May 23, 2022, (such as fund transfers, loans, or distribution transactions) will not be processed while the fund changes are being made but will
          process normally once the fund changes are completed.&#160; Your account will remain fully invested during the changes.</div>
        <div style="font-weight: normal;"><br>
        </div>
        <div style="text-align: justify; margin-right: 2.9pt; font-size: 10pt; font-weight: normal;">If you are also a participant in any of Lincoln&#8217;s non-qualified deferred compensation plans administered by Nolan Financial Group that utilize the same
          fund options as the Plan, please note that these same fund changes will impact the non-qualified plans at the same time.</div>
        <div style="font-weight: normal;"><br>
        </div>
        <div style="text-align: justify; font-size: 10pt; font-weight: normal;">This notice supplements the more comprehensive Annual Participant Fee Disclosure Notice <font style="font-family: 'Times New Roman', Times, serif;">(&#8220;Fee Disclosure Notice&#8221;)</font>
          you received regarding certain plan and investment-related information found in the Comparative Chart Summary contained in the Fee Disclosure Notice. Please keep this supplemental notice with your Fee Disclosure Notice. A copy of the most recent
          Fee Disclosure Notice is available by contacting the Lincoln Customer Contact Center at 800-234-3500.</div>
        <div><br>
        </div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">NEW FUNDS</div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Fund name</div>
              </td>
              <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Total annual operating expenses%</div>
              </td>
              <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Total annual operating expenses $ (per $1000)</div>
              </td>
              <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Net operating expenses %</div>
              </td>
              <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Net operating expenses $ (per 1000)</div>
              </td>
              <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">1-yr return %</div>
              </td>
              <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">5-yr return %</div>
              </td>
              <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">10-yr return %</div>
              </td>
              <td style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Since inception return %</div>
              </td>
              <td style="width: 9.5%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Inception date</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret Income NL Cl M (85744w630)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">8.06%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">7.20%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">5.88%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6.65%-</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">4/11/2014</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2020 NL Cl M (85744w721)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.80%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.04%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">8.34%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.62%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2025 NL Cl M (85744w713)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.98%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.89%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.67%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.79%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2030 NL Cl M (85744w697)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.57%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.96%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.48%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.45%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2035 NL Cl M (85744w689)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">12.41%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">12.63%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.02%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.73%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2040 NL Cl M (85744w671)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.38%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.15%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.48%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">12.09%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2045 NL Cl M (85744w663)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">14.15%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.59%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.74%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.20%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2050 NL Cl M (85744w655)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">14.61%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.77%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.82%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.60%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2055 NL Cl M (85744w648)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">14.60%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.77%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.82%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.20%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">4/1/2014</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2060 NL Cl M (85744w465)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">14.60%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.76%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">-</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.65%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">4/1/2015</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2065 NL Cl M (857480354)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.07</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.70</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">14.59%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">-</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">-</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">17.22%%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">12/31/2019</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St S&amp;P 500&#174; Indx NL Cl K (85744w705)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.013</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.13</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.013</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.13</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">28.66%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">18.45%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">16.53%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.5252%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/25/2012</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">ELIMINATED FUNDS</div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Fund name</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Total annual operating expenses%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Total annual operating expenses $ (per 1000)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Net operating expenses %</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Net operating expenses $ (per 1000)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">1-yr return %</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">5-yr return %</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">10-yr return %</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Since inception return %</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; background-color: #F2F2F2; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Inception date</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret Income NL Cl W (85744w267)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">8.00%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">7.16%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">5.85%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6.6262%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2020 NL Cl W (85744w366)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.74%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.00%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">8.31%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.5959%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2025 NL Cl W (85744w358)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.92%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.85%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.63%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.766%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2030 NL Cl W (85744w341)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.50%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.922%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.44%---</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.4141%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2035 NL Cl W (85744w333)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">12.35%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">12.58%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.98%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.7070%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2040 NL Cl W (85744w325)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.32%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.11%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.44%---</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">12.0505%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2045 NL Cl W (85744w317)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">14.09%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.555%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.68%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.1616%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2050 NL Cl W (85744w291)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">14.56%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.73%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.77%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">11.565%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2055 NL Cl W (85744w283)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">14.56%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.733%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="font-size: 8pt;">11.77%%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.1515%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2060 NL Cl W (85744w275)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">14.55%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">13.733%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">-</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">10.4141%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">6/24/2016</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St Target Ret 2065 NL Cl W (857480339)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.10</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">1.00</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">14.57%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">-</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">-</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">17.1313%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">2/14/2020</div>
              </td>
            </tr>
            <tr>
              <td nowrap="nowrap" style="width: 21.81%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">State St S&amp;P 500&#174; Indx NL Cl N (85744a869)</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.023</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.23</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.023</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">.23</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">28.633%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">18.43%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">16.52%</div>
              </td>
              <td nowrap="nowrap" style="width: 8.59%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">9.96%-%</div>
              </td>
              <td nowrap="nowrap" style="width: 9.5%; vertical-align: middle; border-bottom: #000000 2px solid;">
                <div style="text-align: center; font-size: 8pt;">5/31/2011</div>
              </td>
            </tr>

        </table>
        <div style="margin-top: 3pt; font-size: 10pt; font-weight: normal;">Average returns provided are representative of performance as of December 31, 2021.</div>
        <div><br>
        </div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-align: justify; margin-right: 2.9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><font style="font-weight: bold;">Questions?</font><br>
          <font style="font-weight: normal;">If you have any questions about these changes or would like to change your investment and contribution elections under the Plan, contact the Lincoln Customer Contact Center at 800-234-3500 (Monday &#8211; Friday, 8:00
            a.m. &#8211; 8:00 p.m. Eastern) or log on to your account at <u>LincolnFinancial.com</u>.&#160; For more information about the Plan, please review the Plan&#8217;s current Summary Plan Description (SPD) which can be requested from the Lincoln Customer Contact
            Center.</font></div>
        <div style="font-weight: normal;"><br>
        </div>
        <div style="text-align: justify; font-size: 10pt; font-weight: normal;">All of the internet website addresses are provided for your convenience.&#160; None of the information contained in such websites shall be deemed incorporated by reference in this
          document.</div>
        <div><br>
        </div>
        <div style="text-align: justify; margin-right: 2.9pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which
          this communication relates.&#160; Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering.&#160; You may get
          these documents free by visiting EDGAR on the SEC Web site at www.sec.gov.&#160; Alternately, the issuer will arrange to send you the prospectus if you request it by calling the Lincoln Customer Contact Center at 800-234-3500.</div>
      </div>
    </div>
  </div>
  <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
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