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  <xs:element id="lnc_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThanSixMonthsNumberOfPositions" abstract="false" name="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThanSixMonthsNumberOfPositions" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="lnc_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionSixToNineMonthsNumberOfPositions" abstract="false" name="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionSixToNineMonthsNumberOfPositions" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="lnc_InvestmentsTable" abstract="true" name="InvestmentsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lnc_ConsumerNonCyclicalIndustryMember" abstract="false" name="ConsumerNonCyclicalIndustryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_InvestedAssetsMember" abstract="false" name="InvestedAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_DerivativeCounterpartiesMember" abstract="false" name="DerivativeCounterpartiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_InvestmentsLineItems" abstract="true" name="InvestmentsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lnc_AvailableForSaleSecuritiesChangeInGrossUnrealizedHoldingGainLoss" abstract="false" name="AvailableForSaleSecuritiesChangeInGrossUnrealizedHoldingGainLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_AvailableForSaleSecuritiesFairValueDisclosurePercentInvestmentGrade" abstract="false" name="AvailableForSaleSecuritiesFairValueDisclosurePercentInvestmentGrade" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lnc_AmortizedCostOfPortfolioRatedBelowInvestmentGrade" abstract="false" name="AmortizedCostOfPortfolioRatedBelowInvestmentGrade" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_FairValueOfPortfolioRatedBelowInvestmentGrade" abstract="false" name="FairValueOfPortfolioRatedBelowInvestmentGrade" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_NumberOfPartnershipsInAlternativeInvestmentPortfolio" abstract="false" name="NumberOfPartnershipsInAlternativeInvestmentPortfolio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:positiveIntegerItemType"/>
  <xs:element id="lnc_AlternativeInvestmentsAsAPercentageOfOverallInvestedAssets" abstract="false" name="AlternativeInvestmentsAsAPercentageOfOverallInvestedAssets" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lnc_CollateralObtainedPercentOfFairValueReverseRepurchaseAgreements" abstract="false" name="CollateralObtainedPercentOfFairValueReverseRepurchaseAgreements" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lnc_InvestmentCommitments" abstract="false" name="InvestmentCommitments" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_InvestmentCommitmentsLimitedPartnerships" abstract="false" name="InvestmentCommitmentsLimitedPartnerships" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_InvestmentCommitmentsMortgageLoans" abstract="false" name="InvestmentCommitmentsMortgageLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_InvestmentCommitmentsLimitedPrivatePlacements" abstract="false" name="InvestmentCommitmentsLimitedPrivatePlacements" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_HybridSecuritiesMember" abstract="true" name="HybridSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_FairValueOptionLoansHeldAsAssetsAmortizedCostAggregateAmountInNonaccrualStatus" abstract="false" name="FairValueOptionLoansHeldAsAssetsAmortizedCostAggregateAmountInNonaccrualStatus" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_LoanToValueRatioLessThanSixtyFiveMember" abstract="true" name="LoanToValueRatioLessThanSixtyFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_LoanToValueRatioSixtyFiveToSeventyFiveMember" abstract="false" name="LoanToValueRatioSixtyFiveToSeventyFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_LoanToValueRatioGreaterThanSeventyFiveMember" abstract="false" name="LoanToValueRatioGreaterThanSeventyFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_DebtServiceCoverageRatioAbstract" abstract="true" name="DebtServiceCoverageRatioAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lnc_DebtServiceCoverageRatioCurrentFiscalYear" abstract="false" name="DebtServiceCoverageRatioCurrentFiscalYear" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="lnc_DebtServiceCoverageRatioYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" abstract="false" name="DebtServiceCoverageRatioYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="lnc_DebtServiceCoverageRatioYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" abstract="false" name="DebtServiceCoverageRatioYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="lnc_DebtServiceCoverageRatioYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" abstract="false" name="DebtServiceCoverageRatioYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="lnc_DebtServiceCoverageRatioYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" abstract="false" name="DebtServiceCoverageRatioYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="lnc_DebtServiceCoverageRatioOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" abstract="false" name="DebtServiceCoverageRatioOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="lnc_MortgageLoansOnRealEstateMember" abstract="false" name="MortgageLoansOnRealEstateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_DebtAndEquitySecuritiesRealizedGainLossMember" abstract="false" name="DebtAndEquitySecuritiesRealizedGainLossMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_CarryingValueOfPayablesForCollateralOnInvestmentsAbstract" abstract="true" name="CarryingValueOfPayablesForCollateralOnInvestmentsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lnc_CollateralPayableHeldForDerivativeInvestmentsCarryingValue" abstract="false" name="CollateralPayableHeldForDerivativeInvestmentsCarryingValue" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_SecuritiesPledgedForFederalHomeLoanBankOfIndianapolisCarryingValue" abstract="false" name="SecuritiesPledgedForFederalHomeLoanBankOfIndianapolisCarryingValue" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_FairValueOfRelatedInvestmentsOrCollateralAbstract" abstract="true" name="FairValueOfRelatedInvestmentsOrCollateralAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lnc_CollateralPayableHeldForDerivativeInvestmentsFairValue" abstract="false" name="CollateralPayableHeldForDerivativeInvestmentsFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_SecuritiesPledgedUnderSecuritiesLendingAgreementsFairValue" abstract="false" name="SecuritiesPledgedUnderSecuritiesLendingAgreementsFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_SecuritiesPledgedForFederalHomeLoanBankOfIndianapolisFairValue" abstract="false" name="SecuritiesPledgedForFederalHomeLoanBankOfIndianapolisFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_TotalPayablesForCollateralOnInvestmentFairValue" abstract="false" name="TotalPayablesForCollateralOnInvestmentFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_CollateralObtainedPercentOfFairValueSecuritiesLendingAgreementsDomestic" abstract="false" name="CollateralObtainedPercentOfFairValueSecuritiesLendingAgreementsDomestic" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lnc_CollateralObtainedPercentOfFairValueSecuritiesLendingAgreementsForeign" abstract="false" name="CollateralObtainedPercentOfFairValueSecuritiesLendingAgreementsForeign" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lnc_CollateralObtainedPercentOfFairValueOfAvailableForSaleSecurities" abstract="false" name="CollateralObtainedPercentOfFairValueOfAvailableForSaleSecurities" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lnc_CollateralObtainedPercentOfFairValueOfMortgageLoan" abstract="false" name="CollateralObtainedPercentOfFairValueOfMortgageLoan" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lnc_IncreaseDecreaseInCashCollateralForDerivativeInvestments" abstract="false" name="IncreaseDecreaseInCashCollateralForDerivativeInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_IncreaseDecreaseInCashCollateralForSecuritiesLendingAgreements" abstract="false" name="IncreaseDecreaseInCashCollateralForSecuritiesLendingAgreements" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_IncreaseDecreaseInCashCollateralForSecuritiesPledgedForFHLBI" abstract="false" name="IncreaseDecreaseInCashCollateralForSecuritiesPledgedForFHLBI" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_IncreaseDecreaseInCollateralForLoanedSecurities" abstract="false" name="IncreaseDecreaseInCollateralForLoanedSecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DisclosureOfVariableInterestEntitiesAssetsAndLiabilitiesTable" abstract="true" name="DisclosureOfVariableInterestEntitiesAssetsAndLiabilitiesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lnc_DisclosureOfVariableInterestEntitiesAssetsAndLiabilitiesLineItems" abstract="true" name="DisclosureOfVariableInterestEntitiesAssetsAndLiabilitiesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lnc_ReinsuranceRelatedMember" abstract="true" name="ReinsuranceRelatedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_IndexedAnnuityContractsMember" abstract="true" name="IndexedAnnuityContractsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_RemainingLifeLessThan1Year" abstract="false" name="RemainingLifeLessThan1Year" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_RemainingLife1To5Years" abstract="false" name="RemainingLife1To5Years" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_RemainingLife6To10Years" abstract="false" name="RemainingLife6To10Years" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_RemainingLife11To30Years" abstract="false" name="RemainingLife11To30Years" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_RemainingLifeOver30Years" abstract="false" name="RemainingLifeOver30Years" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DiscontinuedHedgesMember" abstract="false" name="DiscontinuedHedgesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_AccumulatedGainLossNetCashFlowHedgeParentUnrealizedHoldingGainsLossesMember" abstract="true" name="AccumulatedGainLossNetCashFlowHedgeParentUnrealizedHoldingGainsLossesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_AccumulatedGainLossNetCashFlowHedgeParentChangeInForeignCurrencyExchangeRateMember" abstract="true" name="AccumulatedGainLossNetCashFlowHedgeParentChangeInForeignCurrencyExchangeRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_NetInvestmentIncomeMember" abstract="false" name="NetInvestmentIncomeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_CreditDerivativeCounterpartyCollateralWithoutNettingArrangements" abstract="false" name="CreditDerivativeCounterpartyCollateralWithoutNettingArrangements" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_CreditDerivativeMaximumExposureCounterpartyThresholds" abstract="false" name="CreditDerivativeMaximumExposureCounterpartyThresholds" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_CreditDerivativeMaximumExposureNetOfCounterpartyThresholds" abstract="false" name="CreditDerivativeMaximumExposureNetOfCounterpartyThresholds" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DerivativeInstrumentsExcludingEmbeddedDerivativeInstrumentsMember" abstract="true" name="DerivativeInstrumentsExcludingEmbeddedDerivativeInstrumentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_ExcessNonCashCollateralReceived" abstract="false" name="ExcessNonCashCollateralReceived" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_ExcessNonCashCollateralPledged" abstract="false" name="ExcessNonCashCollateralPledged" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_TraditionalLifeMember" abstract="false" name="TraditionalLifeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_ULAndOtherMember" abstract="false" name="ULAndOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_GroupProtectionSegmentMember" abstract="true" name="GroupProtectionSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_RetirementPlanServicesSegmentMember" abstract="true" name="RetirementPlanServicesSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_CededDeferredFrontEndLoads" abstract="false" name="CededDeferredFrontEndLoads" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_PresentValueOfFutureInsuranceProfitsOtherAmortizationExpense" abstract="false" name="PresentValueOfFutureInsuranceProfitsOtherAmortizationExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DeferredSalesInducementsNetAmortizationExpenseOtherAmortizationNetOfInterest" abstract="false" name="DeferredSalesInducementsNetAmortizationExpenseOtherAmortizationNetOfInterest" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DeferredFrontEndLoadsAmortizationExpenseOtherAmortizationNetOfInterest" abstract="false" name="DeferredFrontEndLoadsAmortizationExpenseOtherAmortizationNetOfInterest" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_PresentValueOfFutureInsuranceProfitsDeferrals" abstract="false" name="PresentValueOfFutureInsuranceProfitsDeferrals" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_MovementInDeferredFrontEndLoadsRollForward" abstract="true" name="MovementInDeferredFrontEndLoadsRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lnc_DeferredFrontEndLoadsAdditions" abstract="false" name="DeferredFrontEndLoadsAdditions" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DeferredFrontEndLoadsNet" abstract="false" name="DeferredFrontEndLoadsNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_FortitudeReMember" abstract="false" name="FortitudeReMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_NumberOfReinsuranceRecoverableAgreements" abstract="false" name="NumberOfReinsuranceRecoverableAgreements" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="lnc_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustmentsAmortization" abstract="false" name="ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustmentsAmortization" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_ReservesAssociatedWithModifiedCoinsurance" abstract="false" name="ReservesAssociatedWithModifiedCoinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_MarketRiskBenefitIssuanceNet" abstract="false" name="MarketRiskBenefitIssuanceNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_CededMarketRiskBenefitAssetsLiabilities" abstract="false" name="CededMarketRiskBenefitAssetsLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_SeparateAccountMutualFundsMember" abstract="false" name="SeparateAccountMutualFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_SeparateAccountOtherMember" abstract="false" name="SeparateAccountOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_ReinsuranceAgreementMember" abstract="false" name="ReinsuranceAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_ProtectiveMember" abstract="false" name="ProtectiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_TransferToFromPolicyholderAccountBalanceToFromGeneralAccount" abstract="false" name="TransferToFromPolicyholderAccountBalanceToFromGeneralAccount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeUpTo1.00Member" abstract="false" name="PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeUpTo1.00Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom1.01To2.00Member" abstract="false" name="PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom1.01To2.00Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom2.01To3.00Member" abstract="false" name="PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom2.01To3.00Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lnc_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom4.01AndGreaterMember" abstract="false" name="PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom4.01AndGreaterMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lnc_LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitDiscountedBeforeReinsurance" abstract="false" name="LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitDiscountedBeforeReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_LiabilityForFuturePolicyBenefitsExcludingShadowBalanceInAoci" abstract="false" name="LiabilityForFuturePolicyBenefitsExcludingShadowBalanceInAoci" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitNetAssessmentsCollected" abstract="false" name="LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitNetAssessmentsCollected" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lnc_TermLoanDueJuly162027Member" abstract="true" name="TermLoanDueJuly162027Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_SecuredOvernightFinancingRateSOFRMember" abstract="true" name="SecuredOvernightFinancingRateSOFRMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_ProceedsFromIssuanceOfLongTermDebtGross" abstract="false" name="ProceedsFromIssuanceOfLongTermDebtGross" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DebtInstrumentIncreaseDecreaseUnamortizedDebtIssuanceCosts" abstract="false" name="DebtInstrumentIncreaseDecreaseUnamortizedDebtIssuanceCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DebtInstrumentIncreaseDecreaseUnamortizedAdjustmentsFromDiscontinuedHedges" abstract="false" name="DebtInstrumentIncreaseDecreaseUnamortizedAdjustmentsFromDiscontinuedHedges" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DebtInstrumentIncreaseDecreaseFairValueHedgeOnInterestRateSwap" abstract="false" name="DebtInstrumentIncreaseDecreaseFairValueHedgeOnInterestRateSwap" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DebtInstrumentAdjustmentRate" abstract="false" name="DebtInstrumentAdjustmentRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="lnc_PolicyholderAccountBalancesMember" abstract="false" name="PolicyholderAccountBalancesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_OtherAssetsFairValueDisclosureAbstract" abstract="true" name="OtherAssetsFairValueDisclosureAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lnc_CededMarketRiskBenefitAssets" abstract="false" name="CededMarketRiskBenefitAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_IndexedAnnuityCededEmbeddedDerivativesFairValueDisclosure" abstract="false" name="IndexedAnnuityCededEmbeddedDerivativesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_SeparateAccountAssetsFairValueDisclosure" abstract="false" name="SeparateAccountAssetsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_OtherContractHolderFundsAccountValueOfCertainInvestmentContractsFairValueDisclosure" abstract="false" name="OtherContractHolderFundsAccountValueOfCertainInvestmentContractsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_FutureContractBenefitsIndexedAnnuityContractsFairValueDisclosure" abstract="false" name="FutureContractBenefitsIndexedAnnuityContractsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_ReinsuranceRelatedEmbeddedDerivativesFairValueDisclosure" abstract="false" name="ReinsuranceRelatedEmbeddedDerivativesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lnc_CededMarketRiskBenefitLiabilities" abstract="false" name="CededMarketRiskBenefitLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_OtherContractHolderFundsRemainingGuaranteedInterestAndSimilarContractsFairValueDisclosure" abstract="false" name="OtherContractHolderFundsRemainingGuaranteedInterestAndSimilarContractsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_FairValueOptionAggregateContractualPrincipal" abstract="false" name="FairValueOptionAggregateContractualPrincipal" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTable" abstract="true" name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lnc_MRBAssetsMember" abstract="false" name="MRBAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lnc_IndexedAnnuityCededEmbeddedDerivativesMember" abstract="false" name="IndexedAnnuityCededEmbeddedDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_SeperateAccountAssetsMember" abstract="false" name="SeperateAccountAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_ReinsuranceRelatedEmbeddedDerivativesMember" abstract="true" name="ReinsuranceRelatedEmbeddedDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_MRBLiabilitiesMember" abstract="false" name="MRBLiabilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisLineItems" abstract="true" name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lnc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisLevel3ActivityTable" abstract="true" name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisLevel3ActivityTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
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  <xs:element id="lnc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisLevel3ActivityLineItems" abstract="true" name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisLevel3ActivityLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lnc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesMaturitiesSettlementsCalls" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesMaturitiesSettlementsCalls" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lnc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetCalls" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetCalls" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lnc_MeasurementInputLiquidityDurationAdjustmentMember" abstract="false" name="MeasurementInputLiquidityDurationAdjustmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_MeasurementInputClaimsUtilizationRateMember" abstract="false" name="MeasurementInputClaimsUtilizationRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_MeasurementInputPremiumsUtilizationRateMember" abstract="false" name="MeasurementInputPremiumsUtilizationRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_MarketRiskBenefitAssetMember" abstract="true" name="MarketRiskBenefitAssetMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_MarketRiskBenefitLiabilityMember" abstract="true" name="MarketRiskBenefitLiabilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_NineTwoFiveZeroPercentFixedRateResetNonCumulativePreferredStockSeriesCMember" abstract="false" name="NineTwoFiveZeroPercentFixedRateResetNonCumulativePreferredStockSeriesCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_NineZeroZeroZeroPercentNonCumulativePreferredStockSeriesDMember" abstract="false" name="NineZeroZeroZeroPercentNonCumulativePreferredStockSeriesDMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_PreferredStockNonDesignatedMember" abstract="false" name="PreferredStockNonDesignatedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_SeriesDDepositarySharesMember" abstract="false" name="SeriesDDepositarySharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_PercentOfNonCumulativePreferredStock" abstract="false" name="PercentOfNonCumulativePreferredStock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lnc_AverageDeferredCompensationShares" abstract="false" name="AverageDeferredCompensationShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="lnc_EarningsPerShareBasicAndDilutedEPSAbstract" abstract="true" name="EarningsPerShareBasicAndDilutedEPSAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lnc_DeferredCompensationPlanMarkToMarketAdjustment" abstract="false" name="DeferredCompensationPlanMarkToMarketAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_AOCIAccumulatedGainLossDebtSecuritiesAvailableForSaleParentUnrealizedHoldingGainsLossesMember" abstract="true" name="AOCIAccumulatedGainLossDebtSecuritiesAvailableForSaleParentUnrealizedHoldingGainsLossesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_AOCIAccumulatedGainLossDebtSecuritiesAvailableForSaleParentChangeInForeignCurrencyExchangeRateMember" abstract="true" name="AOCIAccumulatedGainLossDebtSecuritiesAvailableForSaleParentChangeInForeignCurrencyExchangeRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_AOCIAccumulatedGainLossDebtSecuritiesAvailableForSaleParentChangeInFutureContractBenefitsAndPolicyholderAccountBalancesMember" abstract="true" name="AOCIAccumulatedGainLossDebtSecuritiesAvailableForSaleParentChangeInFutureContractBenefitsAndPolicyholderAccountBalancesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_AnnuitiesSegmentMember" abstract="true" name="AnnuitiesSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_LifeSegmentMember" abstract="true" name="LifeSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_RevenueAdjustmentsFromAnnuityAndLifeInsuranceProductFeaturesReconcilingItemMember" abstract="true" name="RevenueAdjustmentsFromAnnuityAndLifeInsuranceProductFeaturesReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_CreditLossRelatedAdjustmentsReconcilingItemMember" abstract="true" name="CreditLossRelatedAdjustmentsReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_InvestmentGainsLossesReconcilingItemMember" abstract="false" name="InvestmentGainsLossesReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_ChangesInTheFairValueOfReinsuranceRelatedEmbeddedDerivativesTradingSecuritiesAndCertainMortgageLoansReconcilingItemMember" abstract="true" name="ChangesInTheFairValueOfReinsuranceRelatedEmbeddedDerivativesTradingSecuritiesAndCertainMortgageLoansReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lnc_GainsLossesOnOtherNonFinancialAssetsSaleOfSubsidiariesOrBusinessesReconcilingItemMember" abstract="true" name="GainsLossesOnOtherNonFinancialAssetsSaleOfSubsidiariesOrBusinessesReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_NetAnnuityProductFeaturesReconcilingItemMember" abstract="false" name="NetAnnuityProductFeaturesReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_NetLifeInsuranceProductFeaturesReconcilingItemMember" abstract="false" name="NetLifeInsuranceProductFeaturesReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_ChangesInFairValueOfReinsuranceRelatedEmbeddedDerivativesTradingSecuritiesAndCertainMortgageLoansReconcilingItemMember" abstract="false" name="ChangesInFairValueOfReinsuranceRelatedEmbeddedDerivativesTradingSecuritiesAndCertainMortgageLoansReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_OtherNonOperatingAdjustmentsReconcilingItemMember" abstract="true" name="OtherNonOperatingAdjustmentsReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_OtherNonOperatingAdjustmentsCertainLegalAccrualsReconcilingItemMember" abstract="true" name="OtherNonOperatingAdjustmentsCertainLegalAccrualsReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_OtherNonOperatingAdjustmentsSeveranceExpenseForWorkforceRealignmentReconcilingItemMember" abstract="true" name="OtherNonOperatingAdjustmentsSeveranceExpenseForWorkforceRealignmentReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_OtherNonOperatingAdjustmentsTransactionAndIntegrationCostsForAcquisitionsOrDivestitureReconcilingItemMember" abstract="true" name="OtherNonOperatingAdjustmentsTransactionAndIntegrationCostsForAcquisitionsOrDivestitureReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_OtherNonOperatingAdjustmentsDeferredCompensationMarkToMarketAdjustmentReconcilingItemMember" abstract="true" name="OtherNonOperatingAdjustmentsDeferredCompensationMarkToMarketAdjustmentReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_IncomeTaxBenefitExpenseMiscellaneousReconcilingItemMember" abstract="true" name="IncomeTaxBenefitExpenseMiscellaneousReconcilingItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="lnc_DebtSecuritiesAvailableForSaleCreditLossExpenseReversalNotPreviouslyRecorded" abstract="false" name="DebtSecuritiesAvailableForSaleCreditLossExpenseReversalNotPreviouslyRecorded" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_DebtSecuritiesAvailableForSaleIntentToSellImpairments" abstract="false" name="DebtSecuritiesAvailableForSaleIntentToSellImpairments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_RealizedGainLossOnMarkToMarketOnCertainInstruments" abstract="false" name="RealizedGainLossOnMarkToMarketOnCertainInstruments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lnc_OtherInvestmentsNetRealizedGainLoss" abstract="false" name="OtherInvestmentsNetRealizedGainLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
