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v3.25.2

Future Contract Benefits - Summary of Changes in Present Values of LFPB (UL and Other) (Details) - UL and Other - USD ($) $ in Millions | 6 Months Ended |  |
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024 | Dec. 31, 2023
Present Value of Expected Future Policy Benefits |  |  |  |
Balance as of beginning-of-year | $ 16,062 | $ 15,000 |  |
Effect of cumulative changes in shadow balance in AOCI | (2,408) | (3,332) | $ (2,673) | $ (2,222)
Balance as of beginning-of-year, excluding shadow balance in AOCI | 18,735 | 17,222 |  |
Effect of actual variances from expected experience |  |  | $ 117 | $ 136
Adjusted balance as of beginning-of-year | 18,852 | 17,358 |  |
Interest accrual | 461 | 421 |  |
Net assessments collected | 616 | 575 |  |
Benefit payments | (532) | (521) |  |
Balance as of end-of-year, excluding shadow balance in AOCI | 19,397 | 17,833 |  |
Balance as of end-of-period | 16,989 | 14,501 |  |
Less: Reinsurance recoverables | 5,385 | 4,880 |  |
Net balance as of end-of-period, net of reinsurance | $ 11,604 | $ 9,621 |  |
Weighted-average duration of future policyholder benefit liability | 16 years | 16 years |  |
Unfavorable impact to the liability due to mortality | $ (116) | $ (138) |  |
Effect of actual variances from expected experience, net of reinsurance | $ 35 | $ 80 |  |

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- Definition Amount, before tax, of accumulated other comprehensive income (loss) (AOCI) from increase (decrease) in expected net premium component of liability for future policy benefit from change in discount rate. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-6 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 13I -Subparagraph (h) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480046/944-40-55-13I Reference 3: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 29E -Publisher FASB -URI https://asc.fasb.org/1943274/2147480046/944-40-55-29E Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 65 -Paragraph 2 -Subparagraph (g)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480016/944-40-65-2 + Details
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