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REINSURANCE (TABLES)
 12 Months Ended
Dec. 31, 2015
Reinsurance Disclosures [Abstract]  
BREAKDOWN OF GROSS AND NET PREMIUMS WRITTEN AND EARNED
Gross and net premiums written and earned were as follows:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended December 31,
2015
 
2014
 
2013
 
 
  
Premiums
written
 
Premiums
earned
 
Premiums
written
 
Premiums
earned
 
Premiums
written
 
Premiums
earned
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Gross
$
4,603,730

 
$
4,567,953

 
$
4,711,519

 
$
4,652,345

 
$
4,697,041

 
$
4,459,269

 
 
Ceded
(929,064
)
 
(881,536
)
 
(804,544
)
 
(781,346
)
 
(768,841
)
 
(752,204
)
 
 
Net
$
3,674,666

 
$
3,686,417

 
$
3,906,975

 
$
3,870,999

 
$
3,928,200

 
$
3,707,065