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  <xs:element id="pnfp_PreferredStockDividendPerDepositaryShare" abstract="false" name="PreferredStockDividendPerDepositaryShare" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_HedgedInterestRateTypeAxis" abstract="true" name="HedgedInterestRateTypeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="pnfp_PaycheckProtectionProgramLiquidityFacilityMember" abstract="true" name="PaycheckProtectionProgramLiquidityFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjectToMandatoryRedemptionOneMember" abstract="true" name="TrustPreferredSecuritiesSubjectToMandatoryRedemptionOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_NonowneroccupiedcommercialrealestateandmultifamilyloansMember" abstract="true" name="NonowneroccupiedcommercialrealestateandmultifamilyloansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_PaycheckProtectionProgramMember" abstract="true" name="PaycheckProtectionProgramMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2019PerformanceUnitAwardMember" abstract="true" name="A2019PerformanceUnitAwardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_LessorsOfNonresidentialBuildingsMember" abstract="true" name="LessorsOfNonresidentialBuildingsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2018EquityIncentivePlanMember" abstract="true" name="A2018EquityIncentivePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_DebtSecuritiesHeldToMaturityNetOfAllowanceForCreditLosses" abstract="false" name="DebtSecuritiesHeldToMaturityNetOfAllowanceForCreditLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_IncomefromequitymethodinvestmentMember" abstract="true" name="IncomefromequitymethodinvestmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Mortgageloansheldforsale" abstract="false" name="Mortgageloansheldforsale" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_AgencyBackedSecuritiesFairValueDisclosure" abstract="false" name="AgencyBackedSecuritiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_SubstandardAccrualMember" abstract="true" name="SubstandardAccrualMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_AvailableForSaleSecuritiesDebtMaturitiesAssetBackedSecuritiesFairValue" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesAssetBackedSecuritiesFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_Tranche2019Member" abstract="true" name="Tranche2019Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_RemainingShareBasedCompensationonUnvestedRestrictedStockAwards" abstract="false" name="RemainingShareBasedCompensationonUnvestedRestrictedStockAwards" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_FinancingReceivablesUnfundedCommitment" abstract="false" name="FinancingReceivablesUnfundedCommitment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjecttoMandatoryRedemptionSevenMember" abstract="true" name="TrustPreferredSecuritiesSubjecttoMandatoryRedemptionSevenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_LoansAndLeasesMaximumPermissibleReceivableRelatedParties" abstract="false" name="LoansAndLeasesMaximumPermissibleReceivableRelatedParties" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_DepositaryShares" abstract="false" name="DepositaryShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="pnfp_GainonsaleofinvestmentsecuritiesnetMember" abstract="true" name="GainonsaleofinvestmentsecuritiesnetMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2020PerformanceUnitAwardMember" abstract="true" name="A2020PerformanceUnitAwardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_LoansForeclosedUponAndTransferredToOtherAssets" abstract="false" name="LoansForeclosedUponAndTransferredToOtherAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_WeightedAverageRemainingPeriodofSharebasedCompensationExpense" abstract="false" name="WeightedAverageRemainingPeriodofSharebasedCompensationExpense" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pnfp_CashTransactionsAbstract" abstract="true" name="CashTransactionsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pnfp_ScheduleOfCommercialLoanPortfolioTableTextBlock" abstract="false" name="ScheduleOfCommercialLoanPortfolioTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="pnfp_LessorsOfResidentialBuildingsMember" abstract="true" name="LessorsOfResidentialBuildingsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_PayVariableAndReceiveFixedSwapsMember" abstract="true" name="PayVariableAndReceiveFixedSwapsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_ExpiryPeriodOfStandbyLetterOfCredit" abstract="false" name="ExpiryPeriodOfStandbyLetterOfCredit" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pnfp_UnitedStatesGovernmentAgencySecuritiesFairValueDisclosure" abstract="false" name="UnitedStatesGovernmentAgencySecuritiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_SubstandardNonacrrualMember" abstract="true" name="SubstandardNonacrrualMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjecttoMandatoryRedemptionTenMember" abstract="true" name="TrustPreferredSecuritiesSubjecttoMandatoryRedemptionTenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_HeldToMaturitySecuritiesDebtMaturitiesAssetBackedSecuritiesAmortizedCost" abstract="false" name="HeldToMaturitySecuritiesDebtMaturitiesAssetBackedSecuritiesAmortizedCost" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_PinnacleFinancialNotes2019Member" abstract="true" name="PinnacleFinancialNotes2019Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_AccretionIncome" abstract="false" name="AccretionIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_AssociatesMember" abstract="true" name="AssociatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_BankersHealthcareGroupLLCMember" abstract="true" name="BankersHealthcareGroupLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Tranche2020Member" abstract="true" name="Tranche2020Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
